Lake City Bank Rewards Checking

3.2 14 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Lake City Bank Rewards Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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Lake City Bank Rewards Checking Rates

$1 - $14,999.99

$15,000+

0.26%

0.11%

0.26%

0.11%

MINIMUM TO OPEN $50

Lake City Bank Rewards Checking Fees

MONTHLY FEE $7
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE No monthly maintenance fee when you meet the monthly qualifications

PAPER STATEMENT
FEE $2
OVERDRAFT FEE $38
NEGATIVE ACCOUNT BALANCE FEE $25 every 5 days

Lake City Bank Rewards Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE up to $25 per month

FOREIGN ATM FEE 3% (and $5)
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 3%

Lake City Bank Rewards Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS Monthly Qualifications to Receive Rewards (ATM FEE REFUNDS AND APY): Make 8 debit card purchases that post and clear per qualification cycle; Have one direct deposit or ACH auto debit post and clear per qualification cycle; AND Enroll in eStatements and maintain a valid email address with Lake City Bank

Rewards Checking gives you the opportunity to earn high interest and ATM fee refunds when you meet simple qualifications
If you do not meet these qualifications during a particular qualification cycle, you will not receive the rewards for that month, will earn 0.01% APY on your entire checking account balance and be charged the monthly maintenance fee
Up to $25 monthly reimbursement on ATM fees nationwide

Apply Now

at Lake City Bank's
secure site

Lake City Bank Rewards Checking Interest Rate Tracker

Apply Now

at Lake City Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

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Reviews

Lake City Bank Rewards Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Lake City Bank Rewards Checking:

3.2

Overall Rating: 3.2 / 5

Total Ratings: 14

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YesUsefulNo19

By: AmateurCritic2

For a small town bank, the Lake City Checking account is a pretty good option.

Reasonable terms, easy to apply into, and friendly customer service. It's not perfect though, they do charge a small (6 dollars) monthly fee but don't let this deter from an otherwise good bank. Especially if you're okay with Electronic Statements in which case they waive the monthly fee.

Check it out though, you'll have a reliable and trustworthy experience.

November 21, 2014 · Report Abuse

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Users also submitted 13 ratings without a full review

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