Lake City Bank Rewards Checking

3.3 6 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Lake City Bank Rewards Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Lake City Bank Rewards Checking Rates

$1 - $14,999.99

$15,000+

0.26%

0.11%

0.26%

0.11%

MINIMUM TO OPEN $50

Lake City Bank Rewards Checking Fees

MONTHLY FEE $7
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE Waived by meeting the monthly qualifications.

PAPER STATEMENT
FEE $2
OVERDRAFT FEE $37
NEGATIVE ACCOUNT BALANCE FEE $25 every 5 days

Lake City Bank Rewards Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE up to $25 per month

FOREIGN ATM FEE 3% (and $5)
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 3%

Lake City Bank Rewards Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS Monthly Qualifications to Receive Rewards (ATM FEE REFUNDS AND APY): Make 8 debit card purchases that post and clear per qualification cycle; Have one direct deposit or ACH auto debit post and clear per qualification cycle; AND Enroll in eStatements and maintain a valid email address with Lake City Bank.

If you do not meet the qualifications during a particular qualification cycle, you will not receive the rewards for that month, will earn 0.01% APY on your entire checking account balance and be charged the monthly maintenance fee.
Up to $25 monthly reimbursement on ATM fees nationwide.

Apply Now

at Lake City Bank's
secure site

Lake City Bank Rewards Checking Interest Rate Tracker

Apply Now

at Lake City Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Lake City Bank Rewards Checking to our community.

Reviews

Lake City Bank Rewards Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Lake City Bank Rewards Checking:

3.3

Overall Rating: 3.3 / 5

Total Ratings: 6

5 star 1
4 star 1
3 star 3
2 star 1
1 star 0

Sort by:

YesUsefulNo0

By: AmateurCritic2

For a small town bank, the Lake City Checking account is a pretty good option.

Reasonable terms, easy to apply into, and friendly customer service. It's not perfect though, they do charge a small (6 dollars) monthly fee but don't let this deter from an otherwise good bank. Especially if you're okay with Electronic Statements in which case they waive the monthly fee.

Check it out though, you'll have a reliable and trustworthy experience.

November 21, 2014 · Flag

Comment Follow

Comment

Users also submitted 5 ratings without a full review

Page: 1

Lake City Bank Business Rewards Checking

Lake Michigan Credit Union Business Checking

Mention this checking account using @1000405b.

Related Checking Accounts

If you are interested in the Lake City Bank Rewards Checking, check out the following:

4 Citibank Account

3 Bank of America Advantage Relationship Banking

0 SunTrust Bank Advantage Checking

4 Chase Premier Plus Checking

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

GET YOUR FREE CREDIT SCORE & REPORT

Join WalletHub

+ 100% FREE

+ Unlimited Credit Reports

+ Unlimited Credit Scores

+ Credit Monitoring Protection

+ Credit Improvement Tips

+ Automatically Finds Savings

No credit card needed