Navy Federal Credit Union Free EveryDay Checking

4.4 14 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Navy Federal Credit Union Free EveryDay Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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Navy Federal Credit Union Free EveryDay Checking Rates

$1+

0.05%

MINIMUM TO OPEN None

Navy Federal Credit Union Free EveryDay Checking Fees

MONTHLY FEE None
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE N/A

PAPER STATEMENT
FEE None
OVERDRAFT FEE $20
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Navy Federal Credit Union Free EveryDay Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE 55000 ATMs
OUT-OF-NETWORK ATM TRANSACTION FEE $1
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE 1% (and $1)
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 1%

Navy Federal Credit Union Free EveryDay Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS None

Over 55,000 Surcharge Free ATMS!
Navy Federal ATMs can be found at most branches or nearby locations, and they're free.

Apply Now

at Navy Federal Credit Union's
secure site

Navy Federal Credit Union Free EveryDay Checking Interest Rate Tracker

Apply Now

at Navy Federal Credit Union's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Navy Federal Credit Union Free EveryDay Checking to our community.

Can I become a member even if I've never been in the service or work for the government? Reply 1

WalletHub

@WalletHub

You can also become a member if you have an immediate family member who has joined or one who is eligible to join. Please find more about NavyFederal Credit Union’s eligibility here: https://www.navyfederal.org/how-to-become-a-member/how-to-become-a-member.php.

1 Upvote

My bank account has 0 balance. Does this automatically close my account? Reply

WalletHub

@WalletHub

No, your account is not automatically closed when it reaches a balance of zero. However, a $3 monthly fee will apply for 365 days of inactivity on accounts with a combined checking and savings balance of less than $50.00, without other Navy Federal products during that time. If you do want to close the account, please call customer service at 888-842-6328.

0 Upvotes

Does NFCU offer ''Click Checking'' or something similar to that of Tinker Federal Credit Union? Reply

WalletHub

@WalletHub

Yes, Navy Federal Credit Union offers the Free EveryDay Checking account with no monthly service fee and no minimum balance required, please find out more details here: https://www.navyfederal.org/products-services/checking-savings/everyDayChecking.php.

0 Upvotes

Can I overdraft my everyday checking account? Reply

WalletHub

@WalletHub

Yes, as long as you choose one of Navy’s Checking Protection Options. Please find more details here: https://www.navyfederal.org/products-services/checking-savings/checking-protection.php.

0 Upvotes

Reviews

Navy Federal Credit Union Free EveryDay Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Navy Federal Credit Union Free EveryDay Checking:

4.4

Overall Rating: 4.4 / 5

Total Ratings: 14

5 star 9
4 star 3
3 star 1
2 star 1
1 star 0

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By: andrea_robinson_14268

I have been with NFCU since 2003 and I have always been very pleased with their customer service, online access and availability of branches and atms that I can use to access my account. There have never been any hidden fees and everything is always processed in a timely manner. The statements are upfront, clearly laid out and easy to access online. If I ever have any questions, I can always call and be on… show more

February 6, 2015 · Flag

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By: priscilla_derr

Pretty much the best bank account I've ever had. My credit card information was stolen and someone had a good time in Yonkers, NY at my expense. I was able to reach a live English speaking agent on a Sunday night at 7 pm. How many banks have these hours? Next to none. The female rep walked me through the fraud process and once the charges actually posted, they were reversed immediately. Within a week… show more

September 18, 2014 · Flag

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By: RoshanJ

Navy Federal customer service is the best out, I have never had any problems with that, and the application process is quick and easy, because I applied for my Check Card and was accepted almost instantly. The only problem I have ever faced with Navy Federal is that an ATM machine took my savings card because It was expired and it took them about two weeks to send me another one but I understand. Overall… show more

April 11, 2014 · Flag

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By: bbikows

Much like the other reviewers, I have been a member of NFCU since I was very young. They have always provided high quality customer service and easy online banking. The mobile banking is also extremely easy and convenient to use. Even though I no longer live near a location, I am able to deposit checks quickly and easily. My account information was stolen and the fraud department handled the complaint swiftly and efficiently; the value… show more

April 8, 2014 · Flag

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By: iamlost

I have been a member of Navy Federal Credit Union since I was a small child (5-6 years old at least, possibly earlier, I don't remember). I have had very few problems with my accounts over the years and the few problems that I have had have been very quickly and easily resolved. They would be my first choice for a mortgage or car loan if I were to buy one, and I currently have… show more

April 1, 2014 · Flag

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By: krzperfo

Navy Federal Credit Union has been an excellent place to do our checking, saving, and children's accounts with for the past 3 years. Even when I am not close enough to visit their stores, they provide amazing customer service, and value through online and mobile banking.

I recommend this bank to anyone that can access it.

March 17, 2014 · Flag

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By: abbaenvy

I have been a member of Navy Federal since 2009. I have checking, a savings, and an auto loan through them. I could not ask for a better bank. The checking account is easy to manage online. There are zero hidden fees. And their customer service is there to answer my questions 24/7. The only draw-back I have would be that when I joined I lived in a Military town and there was basically a… show more

March 6, 2014 · Flag

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By: candied_ketchup

I have been a member of Navy Federal Credit Union for my entire marriage. I was happy to get to join when I married my husband who had an account. Most of these years, we lived far away from Navy Federal, but made full use of their online banking and local ATMs. It's easy to find cooperating ATMs that are in-network so that they are free to use. In fact, I have only set foot… show more

December 10, 2013 · Flag

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By: whuser13315037

I have been a member of the Navy Federal Credit Union since early 2009, and in my 4 years of banking with them I have never had a problem that could not be solved easily and efficiently. Their customer service is consistently the best I have encountered when it comes to banks and credit unions. Also, they offer free checking (which is amazing and rare these days) and online banking. I have never been charged… show more

September 4, 2013 · Flag

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