OneWest Bank Premium Checking

OneWest Bank Premium Checking  
Offered by: OneWest Bank
4.0 1 review   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the OneWest Bank Premium Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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OneWest Bank Premium Checking Rates

Range
$1 - $999.99
$1,000 - $9,999,999.99
$10,000,000+
Interest Rate
0.01%
0.05%
0.01%
APY
0.01%
0.05%
0.01%
  • MINIMUM TO OPEN $100

OneWest Bank Premium Checking Fees

  • MONTHLY FEE $10
  • MIN BALANCE TO AVOID MONTHLY FEE $1000
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE $30
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

OneWest Bank Premium Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE N/A
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 1%
  • DEBIT CARD Mastercard
  • DEBIT CARD FOREIGN TRANSACTION FEE 1%

OneWest Bank Premium Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • Free first order of OneWest Checks
  • OneWest Bank does not charge their customers who use other banks’ ATMs. However, you may be assessed a surcharge by the owner of the ATM
  • If you maintain an average balance of at least $5,000 in your Premium Checking Account, you are eligible for reimbursement of some or all ATM surcharges you may have been charged to that checking account for the month as a result of using your OneWest Bank ATM or Debit Card at a non-OneWest Bank ATM
Apply Now
at OneWest Bank's
secure site

OneWest Bank Premium Checking Interest Rate Tracker

Apply Now
at OneWest Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

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  • Reviews

OneWest Bank Premium Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the OneWest Bank Premium Checking:
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4.0
Overall Rating: 4.0 / 5
Total Ratings: 1
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    Photo of rituc1
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    4

    I live in Santa Monica and from my past experience, there are several banks that I am not fond of. I research online checking accounts and found Onewest. There is one on my way to work, so I looked into their services. They offered the convenience of being able to deposit my checks on my phone app.
    The account opening process was easy, and is done completely from my home. My only issue is that the phone app works great, but the deposit section of the app hasn't worked great since I opened my account. Therefore, I have to travel to the next town over to deposit any checks. Apart from this, there is everything you would expect a checking account to be, including their interest rates that are competitive with industry standards 0.7% promotional rate. Onewest has good customer service, but doesn't seem to put themselves out there as an industry leader in this category.

    Though one time I had a problem with one of the tellers, but the manager resolved the issue about late fee. Another negative is when you use the bill pay online it sends a check not a debit card payment or anything convenient like that.

    March 26, 2015 · Report Abuse
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