Regions Bank LifeGreen Checking

Regions Bank LifeGreen Checking  
Offered by: Regions Bank
90 reviews   Write a Review!
Your Rating: Excellent
Info about the Regions Bank LifeGreen Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Regions Bank LifeGreen Checking Rates

Range
$1+
Interest Rate
0.00%
APY
0.00%
  • MINIMUM TO OPEN $50

Regions Bank LifeGreen Checking Fees

  • MONTHLY FEE $8
  • MIN BALANCE TO AVOID MONTHLY FEE $1500
  • OTHER WAYS TO AVOID MONTHLY FEE Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000)
  • PAPER STATEMENT
    FEE
    $3
  • OVERDRAFT FEE $36
  • NEGATIVE ACCOUNT BALANCE FEE $0

Regions Bank LifeGreen Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 1900 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE $3
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 3% (and $5)
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE 3%

Regions Bank LifeGreen Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • Option to link your checking account to an eligible Regions funding account for Overdraft Protection
  • Free access to more than 1,900 ATMs across the Regions 15-state service area
Apply Now
at Regions Bank's
secure site

Regions Bank LifeGreen Checking Interest Rate Tracker

Apply Now
at Regions Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Regions Bank LifeGreen Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

How do I change the PIN number on my new Regions Visa Checkcard when I don't know the number on my old expired card I never used? Reply 2

Photo of WalletHub
WalletHub
@WalletHub

You can ask for a PIN reminder for your card by logging into your online banking profile here: https://www.regions.com/personal-banking/. Select the "Request CheckCard PIN Reminder" from the Customer Service tab. Enter your full 16-digit card number and last 4 digits of your Social Security Number (SSN) and select Submit. Please allow 5-7 business days for the PIN reminder to arrive in the mail. You can also call customer service at 800-295-8472 to ask for instructions on how to change your PIN number.

show more
View more answers
2 Upvotes

How much can I overdraft my account? Reply 1817

Photo of WalletHub
WalletHub
@WalletHub

Please call customer service at 800-947-2265 to find your overdraft limit.

show more
18 Upvotes

How much am I allowed to overdraw my checking account? Reply 1525

Photo of WalletHub
WalletHub
@WalletHub

Unfortunately, this information is not made available on the bank’s official website. Please call customer service at 800-947-2265 to find out your overdraft limit.

show more
15 Upvotes

How much can I withdraw at the ATM daily? Reply 1211

Photo of WalletHub
WalletHub
@WalletHub

The daily ATM withdrawal limit is $800.

show more
12 Upvotes

How much can you withdraw from your checking account at the ATM? Reply 106

Photo of WalletHub
WalletHub
@WalletHub

The daily ATM withdrawal limit is $800.

show more
10 Upvotes

What's the minimum amount needed to start a checking account? Reply 105

Photo of WalletHub
WalletHub
@WalletHub

The minimum deposit to open a Regions LifeGreen Checking Account is $50.

show more
10 Upvotes

How much can you get out of an ATM at one time? Reply 911

Photo of WalletHub
WalletHub
@WalletHub

Your daily ATM withdrawal limit is $800.

show more
View more answers
9 Upvotes

What is the minimum and maximum overdraft limit? Reply 88

Photo of WalletHub
WalletHub
@WalletHub

Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-947-2265 to enroll in bank’s overdraft service and find out your limit.

show more
8 Upvotes

After reaching the withdrawal limit at the ATM how long until it resets and funds become available again? Reply 76

Photo of WalletHub
WalletHub
@WalletHub

Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-734-4667 for more details.  Typically, the withdrawal limit will reset after midnight, but each bank has its own policies.

show more
View more answers
7 Upvotes

Can I make a withdrawal being in the negative? Reply 66

Photo of WalletHub
WalletHub
@WalletHub

Yes, but you have to first opt-in for the Standard Overdraft Coverage for ATM and everyday CheckCard transactions. You can opt for this feature by calling the bank at 800-947-2265 or by logging in to Regions.com and selecting Overdraft Coverage Options from the Customer Service menu.

show more
6 Upvotes
Show More
back to top
  • Reviews

Regions Bank LifeGreen Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Regions Bank LifeGreen Checking:
Your Rating:
0
1 2 3 4 5
3.4
Overall Rating: 3.4 / 5
Total Ratings: 90
Sort by:
    Photo of tayloryoungson
    YesUsefulNo0
    1

    I have been with Regions for almost a decade. I use the bank due to there seems to be a branch everywhere I turn. Although there is not a branch anywhere near my home, I still consider it to be convenient as every other part of the city is teeming with Regions. As a small checking account customer with very little to offer them, I find that I only use the bank because not having a checking account makes life too difficult. I do, however, feel my money would be better off locked in a home safe. I can not think of one single instance where being a Regions customer has benefited me or gone out of their way to do anything but punish me with fees. After much persistence, they finally made my debit card to work so that if I do not have funds a charge can't be made. Instead of letting the charge go through only to later charge me with a hefty overdraft fee, the charge is simply declined as it should be. This has virtually eliminated the overdraft problem for me. It takes asking them and ignoring any other suggestion. They love customers like me, who are not at all wealthy because we are the easiest to fine. My primary objective as a customer is to avoid the bank's fees and punishments. They have never agreed to help me with even the smallest loan or any benefit or perk or anything. I once had money slowly taken from my account for almost a year. A few thousand dollars that was withdrawn from the same ATM a little at a time that I did not notice until they started getting larger. I had never used this ATM and never been to the bar where it was located. It was a Wells Fargo ATM but since my account was with Regions I reported to them. I am not a technician nor a detective. I don't know how this had happened but I reported it to the Regions Fraud department and signed an affidavit. I fully expected my bank of nearly 10 years to have my back on this. I provided everything I could think of and stated the absolute truth on my affidavit. Apparently this was not enough. I was pretty much told that the only person who could have done this was me. They had no video, I'd never been to this location, other customers had been complaining of skimming and a week later someone broke into this establishment and stole the entire machine. There was clearly illegal activity going on with this machine. It certainly wasn't me stealing my own money. I thought the details written in my affidavit were documented as my legal word. Regardless, this money was never returned in any amount. I was basically told that I was a liar and that despite the fact that I was a victim of a crime and despite my money being insured, despite my signed affidavit, I was to blame and no money would be returned. So essentially I was robbed by the criminal and then robbed by Regions Bank. Regions response to this felt worse than the criminal's actions. I've consistently let Regions walk all over me and the one time I neeeded them, the kicked me while I was down. One conversation that I with a teller when pleading for help ended with her muttering something racist towards me. I am Caucasian but many people mistake me for being Spanish. It shouldn't matter if I were green or purple. My money was stolen over and over from the same ATM and after opening my investigation the same ATM was stolen, ripped through the wall of the Baron chains tied to a truck. The ATM from the bar I'd never been to until all of this mess went down. One reason I had never been is because I don't drink alcohol and many people have been murdered in the surrounding area. Yet my Regions Bank treats me as if I am a criminal and refuses to use their insurance to replace an estimated $3k taken over time. They STOLE THE MACHINE! It wasn't me! Do you have any idea how desperate my family is for money? Do you know how far $3k that we earned would help us? It does not pay to be honest but we do the best we can anyway. 10/10 a company like Regions will recognize your honesty and your misfortune by calling you a wetback criminal and not returning the money that someone stole from you. I could not provide a good enough explanation of how the criminal stole from the account. How the heck should I know? I'm the victim!
    Yet for some reason I still Bank here. There are just so many locations. Who cares if they're racist and accuse you of being a liar and a criminal wetback. I ran out of gas yesterday. I could have really used even a little of that money. Whatever. Banks don't care about any of us.

    May 15, 2017 · Report Abuse
    Photo of tinarobichaux10
    YesUsefulNo0
    1

    Find a different bank. Regions will get you with overdraft charges. I wish I had the tools to have them investigated once again. I have nothing good to say about this bank. Closing my account is not even possible atm due to direct deposit. It's terrible how they continue to get away with this. Then when you bring your facts to the table you get the blame for this. I believe they reorder, hold and who knows what else they do with transactions. It's a shame when you know your right and can't do anything about getting your money back.

    August 30, 2016 · Report Abuse
    Photo of trudiva3
    YesUsefulNo0
    1

    I'm not a satisfied customer. I haven't been with regions long but since I have been here I have been charged over $300 in overdraft charges in the last 2 weeks on transactions that have the money in the account to cover them. When I call the customer service number they aren't helpful at all. They act as if the bank doesn't make mistakes and says it is my fault. I go to my local branch here and they have to send an email to the branch that I opened my account with in order to overturn their overdraft fees. I still haven't gotten it back yet. Also the balance that shows on your account isn't a true balance. It's fake. They hold the funds for the transactions that you make and 3 days later place it back into the account leaving you overdrawn so they can charge the fee. That is fraudulent activity and I plan to take this up with my lawyer.

    August 19, 2016 · Report Abuse
    08/30/16
    Photo of tinarobichaux10
    I'm having the same issues. They need to be reinvestigated. Every couple months when money gets low they pull some crazy bull and THEY cause the overdrawn accounts. This month they have caused me to go behind on all my bills. I'm struggling to survive this month. I'm so sick of trying to deal with this bank. Good luck to you.
    Photo of vi_hima85
    YesUsefulNo0
    1

    Recently requested to have one of my accts closed. However, the Clermont branch on highway 50 closed ALL of my accounts.
    Reason for closing the one account
    *Simple error as noted above
    *The call center hours are Monday- Friday
    *Telephone bank "Alerts" does not function when needed
    *Bank does NOT take responsibility for system errors
    *Not enough staff
    This is NOT a bank to depend on for Everyday Banking Needs

    December 9, 2015 · Report Abuse
    Photo of updeau22
    YesUsefulNo0
    5

    We have been with Regions for over 10 years and we have never had a problem, until recently. Our mortgage servicer took our house payment twice and put our account into overdraft and we immediately did not have enough to cover bills at a very hard time of the month. My LifeGreen checking account offers a great level of security and customer service by Regions, so I went in to meet with someone at a local branch. They were able to help me straighten out the mess my mortgage company started and temporarily put the money back in my account with a little proof and then helped me to straighten out the mess. All of the overdraft fees were waived and money was put back into the account. Another perk is that I got a safe deposit box at a discount rate because of this account and also got my first month waived. I highly recommend Regions as a bank, but moreover the LifeGreen checking account.

    July 6, 2015 · Report Abuse
    Photo of brandong1
    YesUsefulNo0
    5

    My Regions LifeGreen checking account was the first bank account I ever opened up and so far I've had a really positive experience. I cash a lot of checks at my local branch and had an issue where I had lost my wallet and needed to get some cash while I waited for my new debit card to arrive. One of the tellers let me draw from my checking account without my ID because she obviously knew me from coming in there so often. It was a really positive experience overall. I've heard some bad things as far as loans and mortgages go but I've never had any issues checking account wise.

    May 25, 2015 · Report Abuse
    Photo of jentngirl
    YesUsefulNo0
    5

    I switched from BB&T to regions. BB&T started charging me $5 for not having direct deposit and then it went to $7, So far Regions has not charged me any fees and I like that the teller stays open longer then the bank does! They have a lot of convenient locations and have always been helpful to me, I had a lot of problems with other banks! I have been with them almost a year now and no problem or complaints.

    February 2, 2015 · Report Abuse
    Photo of southernjesters
    YesUsefulNo0
    4

    After dealing with Suntrust in my young adult life, I was eager to find a bank that worked for me instead of against me. I did find that in my regions account! I love the customer service, I visit multiple branches depending on where I am, and I have never encountered an unhelpful teller. My only problem is they nickel and dime you for literally every service. It is a bit inconvenient, but I overlook them for the quality of service I receive!

    December 8, 2014 · Report Abuse
    Photo of JameyLW
    YesUsefulNo0
    3

    Regions customer service are usually pretty nice and friendly, but I feel like some of the products they offer to their customers could be at a better price. Cashier's checks are extremely expensive for customers, $8 for a cashier's check? That's ridiculous, I know other financial institutions offer them significantly lower or even free. The overdraft fee is also a little expensive as well. Plus, I wished they would over instant access to your money when you make a deposit. I'd rather not have to wait until the next business day if it's deposited after a certain time. But, it's nice that you can get your monthly fee waived by direct depositing, since many people do direct deposit.

    October 27, 2014 · Report Abuse
    Photo of dayton_dodge_3
    YesUsefulNo0
    4

    I have been using Regions Bank for about 3 years now for my checking account needs. One of my main reasons for choosing Regions was that there were many locations here in Mississippi. Also, I was able to get a check card without having to wait months and maintain a minimum balance. Here at local branch, the customer service is great, and the staff is very helpful and polite. I upgraded my account to an online green checking account. This waives the monthly fee as long as I swipe my check card some many times a month. I went into my local branch to do this. With this account you can write checks; however, you are limited to 3 checks a month. Any check wrote after the 3rd, is fifty cents extra a month. What I also love is that I am able to deposit my payroll check through the ATM. I usually have to do this on my lunch break and this really is much quicker than having to wait in line. I highly recommend Regions especially if you like online/mobile banking.

    October 21, 2014 · Report Abuse
    Photo of xsyphenx
    YesUsefulNo0
    1

    The first 5 years I had this checking account were actually not too bad but lately they have went way downhill. I had a issue where I was out of town with a check that I could not deposit with there mobile banking app and no regions bank for a 100 miles. I ended up getting 5 overdraft fees for like 1-2 dollar charges. They told me they would remove one overdraft fee and then just re added it when I got off the phone with them. Terrible customer service I will be switching to another bank soon.

    October 20, 2014 · Report Abuse
    Photo of catisalive
    YesUsefulNo0
    3

    I've had my checking account with Regions for 7 years now. When I first got it, I was receiving direct deposit so I didn't have monthly fees. However, now I do and it's a little annoying to have to pay them to hold my money. However, the employees at my branch are always helpful and nice. The overdraft fees are pretty steep but that's my own fault for over drafting I suppose. All in all, this is a good base checking account if you don't mind the monthly fee. There are plenty of ATMs in my area that are convenient to me. It seems like they are shutting down a few branches though and that is a little disheartening.

    October 17, 2014 · Report Abuse
    Photo of jmwilson529
    YesUsefulNo0
    4

    Overall this has been a really good checking account. It's easy to avoid the monthly fee. No minimum balance required. Standard debit card associated with the account. Ease of access online with cash reward deals available. Non-interest bearing. The major "downside" has been that online access is out nightly for an hour and other times longer than that.

    October 13, 2014 · Report Abuse
    Photo of worich
    YesUsefulNo0
    4

    Regions is your one stop bank. On-line banking is intuitive. You can easily move money between account, pay bills online, even deposit check through your cellphone. Customer service in the bank is superb. The only thing I do not like about Regions is the fact it is very hard to get a person on the phone- you have to go through a maze of answering machines and prompts.

    October 13, 2014 · Report Abuse
    Photo of laura_mc_9619
    YesUsefulNo0
    5

    My husband and I absolutely love Regions. They have been so good to us. We can always find an ATM around specific to Regions, so we almost never have to pay ATM fees for other banks. Not long ago, our bank account information was stolen, and someone was trying to charge to our account. We were able to get in with someone at the bank that same day. He was so easy to work with and got everything taken care of immediately, including getting us new debit cards and walking us through the process of correcting the issue. He gave us tips on how to prevent identity theft in the future as well. We really appreciate Regions and how helpful they have been with our family. We definitely recommend this bank!

    August 29, 2014 · Report Abuse
    Photo of micahrose
    YesUsefulNo0
    3

    My husband and I just moved from Ohio, to Mississippi, and obviously had to change regional bank accounts. We picked this bank because out of all the other banks in the area it had lower monthly fees. When we started out picking banks we where a little confused why a bank would charge us monthly, because our old bank had never done that. Besides the strange fees, everything else worked out alright. We have my husbands checks directly deposited with no problems, and it always comes through on time. We even have the bank set up to automatically take so much of his check out of his checking account and dropped into savings account. The card normally works just fine, but there have been a couple instances where the card would not want to run a debit, even though there was money on it. The card is even set up with an online amazon account so I can get paid from my job working online. I don't mind banking with Regions, though there has been better customer care at other places. I'd give it about a 3 out of 5.

    June 10, 2014 · Report Abuse
    Photo of ericstrauss
    YesUsefulNo0
    5

    When I first opened this account, I hit a few rough patches with their customer service. The people were very rude, and basically kept you going around in circles. Within a year they have really upgraded their support. The monthly fee is a little bit high, but with the numerous things you can do with your account, and the growing support make it well worth it. I am very satisfied with using this account.

    June 6, 2014 · Report Abuse
    Photo of zartonis
    YesUsefulNo0
    4

    When I first opened my checking account years ago, it was free, but now I have to pay a nominal fee each month. I understand however, that just about all banks charge a fee now, some a bit higher than the one I pay. While I don't like paying the $8 fee, I think the added perk of getting a free savings account makes up for it a bit. I like to transfer money to that account to force myself to save. Also, deposits and transfers to the checking account are very quick, appearing the very next day most of the time. The checking account works fine, the website functions as it should, showing you exactly how much money you have available at any given time and there are many branches around. I recommend the LifeGreen Checking account to just about anybody.

    June 5, 2014 · Report Abuse
    Photo of altimasq
    YesUsefulNo0
    3

    Had a Regions Checking account for many years, but recently went to a credit union. It amazed me how if you did get into a situation where your account was going to overdraw they would let the largest transactions go through first and then the smaller ones to rack up the most amount of Overdraft Fees allowed. They do have ATMs and locations everywhere which is the only thing they have my credit union beat on.

    May 14, 2014 · Report Abuse
    Photo of bryce_tidwell_5
    YesUsefulNo0
    5

    I've been banking with regions now for the past two years. I have a checking and savings account. It has been a very good and reliable bank to work with. I use online banking on my desktop and on my smartphones. It's very easy to use And i've never had a problem with. I would definitely recommend this bank to everyone who needs a checking or savings account.

    April 8, 2014 · Report Abuse
    Photo of tate_sonnier_9
    YesUsefulNo0
    5

    I have been with Regions for 3 years now. We have multiple accounts that make up 100% of our banking. We primarily do all of our banking with either the android or iphone app. When we do go into a location the service is always exemplary. Their fees have always been reasonable. Highly recommended to anyone seeking a great financial institution!

    April 8, 2014 · Report Abuse
    Photo of feenix
    YesUsefulNo0
    1

    The sheer lack of sensibility of this bank is amazing to me. I opened my account with regions so I could easily spend my money; because most of my income is from work at home sources and therefore it all gets routed through organizations like paypal and amazon. Having all of my accounts linked to a bank account just makes sense. Which is why I find regions to be nonsensical. In order to activate my debit card i tried using it at an atm like the paperwork said to do, but it did not work so I borrowed the phone from the gas station to call it in. I gave them my name, social, how the account was created, address, date of birth, and phone number. then the woman wanted me to confirm a recent deposit. ok no that's not going to work for me. i get hundreds of deposits on a regular basis, varying between $10 and .02 cents. I explained my situation. Now my card still doesn't work, I can no longer log into my online account, the automated system has me locked out. AND the phone lines only have people available during normal business hours. I do not recommend.

    February 5, 2014 · Report Abuse
    Users also submitted 68 ratings without a full review
    Related Checking Accounts

    If you are interested in the Regions Bank LifeGreen Checking, check out the following:

    WalletHub is an independent comparison service.

    We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

    Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

    Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

    Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.