
I've loved my account! I first got my check card around a year ago, and it was quite a big deal at first. Since then, I've fallen in love. It's convenient and far easier to use than just cash. However, the most positive experience I've had has been these past two months, when I lost it. While the card was sitting between my friend's couch cushions, I was stressing for two months over potential identity theft, overdrafts, and general banking nightmares. About a month and a half after I lost the card, I realized - I can't overdraft this thing even if I try. I love the Regions policy where you can opt out of overdrafts - the card is rejected if there are insufficient funds. While Regions can't protect against carelessness, it can protect against theft, to some extent. It definitely helped I only had $4.00 on the card though!