TD Bank Convenience Checking

3.5 12 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the TD Bank Convenience Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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TD Bank Convenience Checking Rates

$1+

MINIMUM TO OPEN None

TD Bank Convenience Checking Fees

MONTHLY FEE $15
MIN BALANCE TO AVOID MONTHLY FEE $100
OTHER WAYS TO AVOID MONTHLY FEE Waived if the Primary account holder is age 17 to under 24 years of age.

PAPER STATEMENT
FEE $1
OVERDRAFT FEE $35
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

TD Bank Convenience Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE $3
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE $3
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE Info Not Found

TD Bank Convenience Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS None

Free access at thousands of TD ATMs in the U.S. and Canada.

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at TD Bank's
secure site

TD Bank Convenience Checking Interest Rate Tracker

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at TD Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about TD Bank Convenience Checking to our community.

I was told if I keep 100.00 balance in convenience checking, I will not be charged monthly fee. Does it sound right? Reply 1

WalletHub

@WalletHub

Yes, that’s correct. If you maintain a daily minimum balance of $100 you’ll avoid the monthly service fee.

0 Upvotes

Is there a fee if you have direct deposit? Reply

WalletHub

@WalletHub

No, the bank does not charge a fee for direct deposits.

0 Upvotes

If I go under $100 but then put more money in the account before the month is up, will I get charged? Reply 1

WalletHub

@WalletHub

Yes, but to avoid the $15 monthly service fee you will need a minimum daily balance of $100, not monthly balance.

1 Upvote

If I make a deposit from another bank how long would it take for it to post? Reply

WalletHub

@WalletHub

It will take between 5 to 7 business days for the funds to be available.

0 Upvotes

Is a checking account the same thing as a secure account? Reply

Sydney Garth

@sydneygarth

No, the collateral account opened to hold the security deposit for a secured credit card is not the same as a checking account. Checking accounts are used for day to day transactions by using a debit card and/or checks. Please find TD Bank’s checking accounts here: https://www.tdbank.com/personal/checking.html.

0 Upvotes

Reviews

TD Bank Convenience Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the TD Bank Convenience Checking:

3.5

Overall Rating: 3.5 / 5

Total Ratings: 12

5 star 4
4 star 4
3 star 0
2 star 2
1 star 2

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By: mattyjaco

The thing I like about TD bank convenience checking is that it only requires me to keep $100.00 as a minimum balance to avoid paying the monthly fee. Before joining TD the balance was much higher that I could not keep in the account and I was paying a 19.99 a month every month, this has saved me almost $240 in the past year. Thank you TD!!

March 9, 2015 · Flag

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By: Beltway

TD bank may seem like the perfect bank but in my opinion it's one of the worst choices a person can make. I've been with TD for years (when it was originally commerce bank) and these guys are the biggest crooks. They have penalty fees for just about everything you can imagine and have awful debit card protection for it's customers. My information has been stolen multiple times and was the ultimate reason I stopped working with this bank.

November 4, 2014 · Flag

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By: rancdsk8

I have had nothing but good experiences with this bank. They have very helpful and friendly staff as well as minimal wait time to talk to a teller. They also have many perks that are not offered at other banks such as free coin counting via their penny arcade, free notary services, free online bill pay, an instant issue visa check card so you dont have to wait days or weeks for a new or replacement card and a very low minimum balance to avoid the montly fee. Opening an account with them is also very easy and hassle free. I also forgot to mention that they are open 7 days and have very good hours, especially if you work odd hours.

October 13, 2014 · Flag

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By: john3333

This checking account is a rather good one. I have not had many problems with it. In fact, my biggest problem was when my account got hacked. There was no money missing, but I could not get access to my money. The bank was very accommodating by opening a new account and transferring the money over for me. They did not hold me liable for any of the time or resources they lost doing this, and I am grateful for that.

September 22, 2014 · Flag

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Users also submitted 8 ratings without a full review

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