
There ARE “asterisks”
Huntington provides 24 hour grace to help customers avoid overdraft charges. This and their customer service are the #1 and 2 thing I like about Huntington and help me get by financially. But what good is the program if they do this for some and not for others, at any time, at their discretion, without warning?
As stated direct from Huntington: “If the bank allows you to overdraw your account you could incur overdraft fees, but 24-Hour Grace® gives you time to cover overdrawn amounts if you need it. *****Keep in mind it's still at the bank's discretion to decide not to overdraw your account and you could still receive a return fee if the transaction is returned.”*****
So you may or may not be covered at any time, without warning. Or maybe it was next to the non-existent asterisk? I’ve been a customer for 8 years, standing in excellent credit. I never had a problem with Huntington before they did this to me.