Wells Fargo Way2Save Checking Package

This checking account is very easy to use, but it does have some downfalls. For example, the account automatically gets assessed monthly fees if you do not have an auto transfer set up between your checking and savings account. This can be quite annoying when you're trying to balance your books each month. Aside from that, it is a great checking account! The online banking features on Wells Fargo's website are very user-friendly, and their customer service has always been good in my opinion.

I’ve been a customer of WF for almost 16 years. I’ve had a Way2Save checking account for the last 4 and during that time I’ve enjoyed working with Wells Fargo. I got the account because my wife and I wanted to set up an account for “fun. That would also allow us to keep an eye on how much we were spending outside of our normal bills and insure that we weren’t overspending and were putting enough money into savings each month. The account setup was extremely easy and the person we were working with at the branch was friendly and knowledgeable. Anytime I have a questions about cards, checks, or anything else related I call and they take care of it immediately. It’s a great account to have. The only think you should watch out for are the fees involved. They can really bite you if you’re not careful.

This checking account is a scam at the most, and annoying at the least. It's a cute concept to send money to my savings account, and "force" me to save. However, it does things like, put money into my savings account BEFORE all of the pending charges go through. Then charges me a fee for having to transfer money from my savings account. Wells Fargo customer service has always given me the transfer fee back when I call and complain about it, but it's a big oversight that should be fixed and I shouldn't have to deal with it.

I've had my Way2Save account with Wells Fargo for about 4 years now. During that time it seem as if the policies have changed considerably with regards to ATM fees. Fees can be charged on top of a special charge for international withdrawals for example. The basic services of the bank are average overall. Customer service however is typically helpful in resolving issues although I would recommend going to a branch rather than trying to work it out over the phone. I would recommend this account to students but a long term solution should be found elsewhere.

I like my account with Wells Fargo. I don't have any complaints. When I did have an issue with my account their customer service was very understanding and helpful. I've also lost my card a few times and the process for getting another debit card is really customer friendly. I was able to get a temporary card that same day and have my permanent card mailed to me. I've been with the company for 4 years and I've had only positive interactions with them.

I love my Way2Save Checking account. I've been a Wells Fargo customer since 2001. Way2Save makes it easy to put money away, but I mostly stick with WF because of their customer service. I recently had to report some fraudulent charges on my account and they responded promptly, returned my money, and communicated with me during the entire investigation process. I was shocked. I don't find that level of service with a lot of companies these days.

I have been banking with this company for over 6 years. The staff are always friendly and take care of my business efficiently. There was a point in time when they were going to start charging me for my checking account. I went to the bank and was going to close my account and move it to another bank that would not charge me. The man that assisted me offered to open a savings account and bypass the fees as long as I included the way2save feature. I thought it was a fair compromise and accepted. I've not had issues since. Usually everyone that works at the bank is on top of their job and it doesn't matter what branch I go to in any city I've never had a problem.

I had an issue in which my online checking account was corrupted and a potential security breach had occurred. I immediately called up Wells Fargo and they froze all of my accounts. I then went to my local Wells Fargo bank and they quickly set me up with a new debit card and changed the security information on my checking account. Overall it was a pleasant experience for a unfortunate situation.

Wells Fargo Way2Save Checking Package is a great checking account. The Way2Save account helps me save money while the checking account helps me manage my money. Customer service reps are always friendly and helpful. I really enjoy the internet banking feature of this checking account as it allows me to monitor my account on a daily basis. Pending ACH transactions are made shown on internet banking prior to be debited from your account to give you time to make a deposit before being charged overdraft fees.

I had the Way2Save accounts since the takeover of Wachovia several years ago. It's good for people who want to save money this way, not so much if you need every dollar you earn. It was difficult if you needed to transfer the money back into your checking account more than six times per month, as the federal rules are there is a charge for more than six transfers or withdrawals out of savings per month. This was the main reason I converted the account after several years of use to a regular checking with no savings attached. I've avoided the fees by having more than ten debit card uses/payments every month. Customer service is excellent, they're always willing to help if there are any problems, which is why I stick with Wells Fargo.

I have had a Way2Save checking account with wells fargo for quite some time. I have never had any issues with Wells Fargo and I feel safe and secure with this account. If there is anything that looks suspicious on my account, wells fargo will automatically put a hold on the card to make sure there hasn't been any fraud. There is no interest rate involved and you can actually acquire money to put towards gift certificates which is an awesome plus. So far I have no complaints and I will continue to use wells fargo.

I have a Way2Save checking account with wells fargo. I enjoy the customer service. Also another thing I enjoy from wells fargo is the overdraft protection. One of the many things that I do not enjoy is the monthly fee. I guess monthly fees are a way for you to pay for having an account. Before switching to wells fargo I was with bank of america and I am happy I made the choice. Lastly whenever your card is about to expire wells fargo will send you a new one pronto. They will not wait until the last minute to get you switched to a new card and etc. I just feel that the monthly fee is pretty ridiculous at times.

I've had my Wells Fargo account for about a year. I had it a few years prior, but closed it because I wasn't happy with their service. I re-opened the account last year after deciding that I wasn't happy with my checking count over at my former credit union.

So far, I have very little complaints. They have an iOS app that has been very beneficial in helping me keep tabs on my checking account and there are many branches within miles of me.

On one occasion, I mistakenly left my debit card in the ATM machine and as a safety precaution, the ATM ate it up. Within minutes of this happening, Wells Fargo sent me an email that I was able to conveniently check on my phone. I went back into the branch and not even 10 minutes later, an associate had already ordered me a new debit card and sent me on my way with a temporary card that linked up to my checking account.

It was my mistake, but the way they treated me was with kindness and respect. The Way2Save feature of this checking account is very beneficial as well. I am not the greatest at remembering to save money, so to have a feature built in that transfers a small amount daily is great. The only downside to that is I often will need to transfer some money from my savings back over to my checking account, and that counts against my monthly transfer limit.

I've had this account for around three years. It's okay, but not the most user friendly, from what I've seen. I have, on multiple occasions, overdrafted and not been notified, resulting in a hefty fee that had to be paid when I finally was informed that my balance was negative. Also, pulling money from your savings to your checking to prevent an overdraft counts as a transfer, so if that happens too much, you will be charged yet another large fee.
Some good points though, are that the in-bank service is amazing. I always get the help that I need from the bankers, and the ATMs are very up to date and useful.
I would most likely recommend this type of account, only if nothing better was available, and just mention to be sure you monitor your balance.

I have had this account for a about 5 years and i think its ok, but you have to be careful, i am a little old now and going to the bank is quite the hassle, so i opted to use the online features instead. It was a little confusing at first, but it is very convenient. I like the automatic transfer feature, it really helps us save quite a bit per month and the customer service people have always been very helpful. It is only the overdraft fees and the minimum balance to keep that i think are a little high, otherwise i would have given it 5 stars.

I have had nothing but problems with wellsfargo. At first, they would give me a free checking so long as there was direct deposit. I closed that account and years later this is what they gave me. I can't justify paying for the account, I have all of these weird restrictions on everything from atm usage to debit card use. They still make it so that transactions are held to increase the chance of overdraft and you should've seen the look on the banker';s face when I opted out of debit card overdrafts.

I have had this account for about 6 years. The account is fine, and because of direct deposit, it has always been free for us. However, I do not like that the online bill pay feature withdraws money from your account the day you request the bill payment, rather than on the day that the bill payment is received. The way2save feature seemed like a good idea, but it is a pain, and floods your statement page. Otherwise, no issues.

I have been using this checking package with my wife for about 5 years now, and we have really enjoyed it. We have never had a problem, and all of the online services and apps have been super convenient. We use the mobile check depositing all of the time. The one time we had an incorrect charge, they took care of it quickly, and we never experienced any other problems.

I love the Way2Save package that I have. I have automatic transfers set up to my savings account from my checking account. I also have had no problems with direct deposit or account fraud like I did with my old banking institution. Wells Fargo have been wonderful in helping me save up money.

Never in my life would I think that I could save over $500 by just setting up a transfer from checking and forgetting about it. The only downfall to my account is the monthly fee when I do not hit the minimum 1500, which to be honest is rarely. However, for the superb customer service I receive it is worth paying the monthly fee.

I was convinced by WellsFargo to sign up for this account several years ago and I haven't had any issues with it. I don't end up paying fees and the website and app are really easy to use. The app actually keeps getting better. I use the bill pay portion and Money Map quite often, which I feel helps me manage my money and understand how I'm spending my money. The branches are also very convenient for the few times I have to go in. I would give more than 4 stars, but the interest pay out is pretty pitiful. After hearing what other people I know go through with their banks I'm still very happy with my account overall.

I opened this account because I was very unhappy with First Bank. I was worried I might not get approved for another checking account because of a bankruptcy I filed in 2013. However, since I have recently gone back to school, I tried this account for Wells Fargo. I am 29, and most student accounts and credit cards have an age limit. I was surprised Wells Fargo did not have an age limit. I have had the account for about 6 months now and I am very happy with Wells Fargo. The customer service in the branches and on the phone are always very pleasant and helpful. Their mobile app is easy to use and has several nice features. For a big name bank, they take very good care of their customers. I would recommend Wells Fargo to anyone who is looking for a new account, especially students.

I really like banking with Wells Fargo. I can always send money from my checking account to my savings account, but it is a little irritating that they send $1 dollar from my checking account to my savings account for every transaction on my checking account. After using your debit card ten times in one month, or having direct deposit of 500 dollars in one month there is no fee. There's also an app to tell you your balance and to do transfers from your savings to your checking or vice versa which is really handy.

I like it. Its pretty easy to use, and the only thing I've had an issue with is the mandatory transfer from checking to savings each month. On the bright side, you can transfer it manually anytime during the month and then send it right back to your checking account. Takes a couple of days, but I like having my money usable and putting money in savings on my own time, when I want to. Its a pretty fast account as far as making payments or receiving deposits, though I find weekends it all slows down to a hault.

I've had a Way2Save account with Wells Fargo for about 2 years now. It's a great account. It is a checking and saving account. Each month $25 is automatically withdrawn from the checking account to the savings account. You are able to choose and change the date of the transaction. It's great because although there is a monthly $10 fee; there are several options to have it free. I've had it free by just making the required monthly deposit. I use it quite often; so that too is another way to get it free. I love that there are so many locations in my area and they are conveniently located. I am also grateful that they do stay opened an hour after 5:00PM each weekday! They also have hardcore security; I've been refused withdraws when I don't have my ID with me; and when I make big purchases online--I get a phone call from the bank asking me to verify my order. It was kinda annoying at first; but now I just wait for the call :)

I opened a Way2Save account with Wells Fargo a couple weeks ago and couldn't be happier. The banker was great, she set up the online banking, bill pay and even made it so I wouldn't be charged the monthly fee. She went as far as entering the first vendor in my bill pay so I knew how to do it. I may have lucked out with a great banker, but every time I have been into a branch they have been helpful and pleasant.

I was a Wachovia customer since 1989. I loved banking with them always helpful and never had any problems. Both of my checking and savings accounts were free, no monthly charges. This all changed when Wells Fargo took over. I started getting charged a monthly fee. This is WRONG! You should not debit someones account without their authorization. When I called customer service, their response was this was happening to everyone's account and there was nothing she could do to help me. I decided to go to the branch that I used most often to see if they could assist me. The gentleman was nice, but he was unable to return the money they debited without my consent. I they proceeded to close ALL of my accounts, personal & business. I am now banking with Bank of America & Suntrust. I am very happy with the two banks I use now.

I have a general opinion about Wells Fargo that has manifested during the past 8 years of using their checking and savings accounts. Wells Fargo usually has good customer service, but if there is ever a charge to be disputed, do not count on them for much help. I once spent 2 months trying to get $500 returned to my account that Wells Fargo was blocking. They never told me why or how to speed up the process. The other company involved had released the money but Wells Fargo held on to it. Eventually the money did appear in my account, and I immediately called to find out where it was from (unexpected jumps in deposits and withdrawals worry me) and the customer service person acted like I was crazy, like "why are you worried about how long it took, it's in your account now". Satisfactory service but there is no sense of customer loyalty. No incentive to stay, and usually it's the customer service that saves business.

I have had my account for about five years and have been very happy with it. I started out as a Wachovia customer and after the merger became a Wells Fargo customer with the Way2 Save account. I love that I am putting money away for a rainy day without even thinking about it. I do wish that there were branches closer to where I live now, as I have to travel thirty miles to get to my bank now. However, I find it so helpful that I can make deposits through the ATM until 9pm and it is treated as the same day transaction. This makes driving out of my way a little better.

Good checking account for those with few other options, as the fees can be avoided and it can be a "free" checking account if you watch what you are doing. However, it is very very easy to rack up fees either from ATM transactions or from simply not using the account enough. If you are careful however, the service is also great, I've lost multiple card and had purchases on them and have had Wells Fargo take care of it quickly and effectively every time. Just watch the fees and don't forget to make your purchases!

I have a Wells Fargo Way2Save checking account, and in general it's just fine. We get same-day deposits on checks taken to the ATM, even after-hours. Online transfers are easy, and stuff from PayPal posts really fast. However, I had to dock the review a couple of stars because they DO alter the order of withdrawals to extort more overdraft fees. We ate a $70 overdraft for two items (a bag of diapers and some gas) because of an electric bill we paid the next day. Apparently those two purchases remained "pending" for an extra day after our electric bill went through, even though they were paid first. The bank refused to waive the fees. So, be careful if you account is low and you're making purchases. You may end up with some surprise fees.

I was offered this checking account when my husband and I went into Wells Fargo to open an account. WalletHub states that there is a 10.00 fee for having this account, but I do not believe that is true. This account is free as long as you either have direct deposit going into it and if you have a transfer to a savings account at least once a month. I have not had any issues with account and use it multiple times a day! It's great and you can control it from the mobile app as well. I would highly recommend this to a friend!!

I've had an account with Wells Fargo for years and I love it! The bankers at Wells Fargo helped me avoid the annoying monthly fees associated with checking accounts by introducing me to this account. It is a good option for a checking account with fees that are easy to avoid as long as you have direct deposit or with a minimum balance. Also by linking the account with a Way2Save account it is very easy to build up your savings--every transaction you make on your debit card will put $1 into your Way2Save account. Highly Recommended.

I opened my account at Wells Fargo this year and have had a pretty good experience so far. I moved across the country and needed a national bank. The customer service and online checking are wonderful and all employees have been polite. The only issue I have had is with the card getting cut off. This is probably due to moving and whatnot, but I feel it has happened too often and has been somewhat of a hassle compared to other banks I've had accounts with.

I've had my checking account with Wells Fargo ever since they enveloped Wachovia, and my experience has been mixed. Generally, I enjoy the bill pay option, ATM availability in my area, and relatively low fees compared to the other big banks. I have also had a few issues with them. In the most recent issue, I noticed an unauthorized $150 had been removed from my account at the end of the month, which overdrew me (for the first time), and it had overdraft fees assigned. When I called them, they said I'd taken the money out with a deposit slip: an item I haven't used in years. When I stated it was an invalid charge that needed to be investigated, while they did begin to look into it, the customer service was snippy, and despite it being my first overdraft, acted like she was doing me a favor by returning half the overdraft fee, which she stated "they wouldn't normally do". When I followed up later, it turned out that they had accidentally switched the number from another customer's bank account, and at that point, apologized and corrected the remainder of the fee, but it was not great treatment. I've also had issues with them cancelling a card due to a potential third party compromise, but neglected to inform me that my card wouldn't work. I would still rate them a lot higher than Bank of America, but if you don't need wide ATM availability, I would still recommend going with any credit union checking account before Wells Fargo.

I have been with Wells Fargo for 6 years and have never had a problem. One time they sent me a new debit card because of internal checks they did that said my account may have been compromised. It turns out it wasn't, but I felt very secure when they sent me that. Every time I go in to the bank the clerks are very friendly and sometimes thank me for how long I've been with Wells Fargo.

I haven't had many problems with Wells Fargo until recently. I started working abroad and receiving checks from foreign banks for my work. Usually I would just go to the ATM nearest me and deposit my check instead of having to walk or drive all the way over to the bank. When the ATM did not accept my check I tried to use mobile deposit on my phone. That did not work either. My checks are frequent, but necessary to pay the bills. Now I have to go to the bank in order to deposit my checks which is a mild annoyance. The other thing is that I always have a fee when depositing my international items, but the fee is not too high to be upset over. Otherwise I am fairly happy with this checking package and haven't had any major problems.

I have been a Wells Fargo customer for more than 10 years. I do not have any kind words. Their fees are much higher than another bank I used for a second checking account. There has been more than one instance where they changed the type of checking account I had and began charging me monthly fees without any notification. If I didn't have an auto loan and multiple direct deposits and automatic payments on the account I would change banks without a second thought.

I migrated to Wells Fargo when I moved to a different area where my previous bank was not very prevalent. I signed up for the Way2Save checking and savings account, and as long as I have a direct deposit or a certain number of debit card transactions, there are no fees. I think there may also be a minimum balance, but I keep a cushion in my account anyway. I actually meant to decline the automatic saving option, but it was enabled anyway and it's nice to have an extra little bit of money in my account every month, simply by using the debit card. IT is $1 per transaction, which isn't hard to keep track of and adds to my savings. Additionally, when I lost my card, Wells Fargo customer service was immensely helpful and got me a temporary card that day, unlike my previous bank where I had to wait for a replacement in the mail. The option to deposit checks with a mobile app or send them directly into the ATM is another thing I like about Wells Fargo. Overall, I have been very satisfied with this account.

This is the first checking account I've ever used, so my experience is a little limited, but the way it was presented to me was that it institutes a few methods to help you save money. You have the option to deposit money into savings every time you make a transaction/use your card. They help you become a little more financially responsible in a couple of ways that you wouldn't even notice. You'll go to your savings and you won't even recognize how the money got in there and so it will be somewhat of a small, nice little surprise.