Woodforest National Bank Checking Account

3.7 33 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Woodforest National Bank Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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Woodforest National Bank Checking Account Rates

$1+

MINIMUM TO OPEN $25

Woodforest National Bank Checking Account Fees

MONTHLY FEE $6.95
MIN BALANCE TO AVOID MONTHLY FEE $100
OTHER WAYS TO AVOID MONTHLY FEE No Monthly Fee with monthly direct deposit.

PAPER STATEMENT
FEE $3
OVERDRAFT FEE $29
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Woodforest National Bank Checking Account ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE $2.50
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE $4.50
DEBIT CARD Mastercard
DEBIT CARD FOREIGN TRANSACTION FEE $2

Woodforest National Bank Checking Account Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS None

Get Cash anytime with 24/7 ATM access. Use any Woodforest ATM location and not incur an ATM Balance Inquiry or Withdrawal fee.

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at Woodforest National Bank's
secure site

Woodforest National Bank Checking Account Interest Rate Tracker

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at Woodforest National Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Woodforest National Bank Checking Account to our community.

Can you deposit a personal check at the ATM? Reply 9 2

WalletHub

@WalletHub

Yes, you can deposit a personal check at the ATM as long as it written in your name.

9 Upvotes

Do I get a temporary debit card upon opening a Woodforest checking account? Reply 6 1

WalletHub

@WalletHub

You will not receive a temporary debit card upon opening a Woodforest checking account.

After opening the account you will need to request a debit card and you will be charged a $15 set up fee. Please call customer service at 877-968-7962 to request a card.

6 Upvotes

Can you overdraft money if you had your account open 26 days? Reply 6 6

WalletHub

@WalletHub

No, your account has to be open for at least 30 days.

6 Upvotes

How many numbers does a checking account number have? Reply 5 1

WalletHub

@WalletHub

Unfortunately, this information is not made available on the bank’s website. Please call customer service at 877-968-7962 for more details. Please note that typically an account number have between 3 to 16 digits depending on the bank.

5 Upvotes

What's the maximum amount I can withdraw from my Woodforest checking account at an ATM machine? Reply 5 5

WalletHub

@WalletHub

Unfortunately, this information is not made available on the bank’s official website. Please customer service at 877-968-7962 to find out your ATM withdrawal limit.

5 Upvotes

If I have an emergency with my children can I go into my bank office and ask them for $100 overdraft withdrawal? Reply 5 5

WalletHub

@WalletHub

Yes, as long as you opted-in to the standard overdraft service the bank offers. Please enroll in the service by calling customer service at 877-968-7962. Please note that you will be charged a $29 fee per overdraft occurrence.

5 Upvotes

When do payroll checks post into my account? Reply 5 2

WalletHub

@WalletHub

Direct deposits are made available immediately. If the bank receives the deposit after 8:00 pm CT, then it will be posted the next business day.

5 Upvotes

What is the cash limit that can be overdrawn at one time? Reply 4 4

WalletHub

@WalletHub

Your overdraft limit depends on your account history. You will be assigned a $100 limit with a monthly deposit of at least $100; a $300 limit with a monthly deposit of at least $300; or a $500 limit with a monthly deposit of at least $500.

4 Upvotes

Will Woodforest be updating to the new EMV chip cards? Reply 4 1

WalletHub

@WalletHub

Yes, according to the customer service, those will be available in the future. There is no ETA at this moment.

4 Upvotes

Is my tax money in my account? Reply 4 4

WalletHub

@WalletHub

You can check your checking account by enrolling the bank’s online banking service. Please enroll here: https://online.woodforest.com/Enroll.

4 Upvotes

Reviews

Woodforest National Bank Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the Woodforest National Bank Checking Account:

3.7

Overall Rating: 3.7 / 5

Total Ratings: 33

5 star 9
4 star 11
3 star 8
2 star 3
1 star 2

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YesUsefulNo0

By: shellymccabe73

I am very disappointed as of lately. I am just learning from Wood Forest in Coal Township PA that I am being charged $6.95 each month due to not having a direct deposit from my employer, which my employer does NOT do direct depost AND because I can't keep $100.00 in my bank account each day when I AM living from paycheck to paycheck. I was a valued customer of Wood Forest since 2011 and… show more

May 17, 2016 · Flag

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By: spellman1989

When I went to the local bank here to inquire about an account this was the first one they presented to me that I was qualified for. At first everything was great for the first few months and then every few months I would notice my account would be debited $36. At first I thought it was overdraft fees but then I asked the bank manager and they said they were miscellaneous charges kind of… show more

November 12, 2015 · Flag

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05/24/18

sleopold40

I am sorry you experienced this low rate fake bank. I hope you decided to take your money elsewhere

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By: quiksilver895

Woodforest is a fantastic bank. I love that they are always open and always in convenient locations. Every time I have had questions or needed help their staff is quick to help. Opening my account was a quick, simple, painless process. I do not have to deal with fees or anything out of the ordinary. My debit card was mailed to me quickly and without issue. I love this bank and recommend them to everyone… show more

June 2, 2015 · Flag

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By: lotsodeals

I love Woodforest Bank. I'm self-employed and I get a lot of checks from customers, usually in the $100 to $500 range. Other banks usually made me deposit those even though they were made out to me personally, unless I had enough in the account to cover the check if it bounced. Woodforest has always allowed me to just cash the check, even when my account was pretty new. Did I mention they're open on… show more

March 4, 2015 · Flag

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By: marybeth1986

At first I didn't like the monthly service fee, but once I signed up for direct deposit with my paycheck it's no longer an issue. Their customer service is almost always pretty good, usually resolve any issues quickly. I also like how its really convenient that they're located inside walmart, so there's always a location nearby and you can stop and do your banking stuff on the way out from grocery shopping.

December 4, 2014 · Flag

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By: smiffany

As a Wal-mart employee, one of the best things is receiving your check a day early. This has always helped. The bankers are very friendly and helpful. One thing I do not like is they have a program that allows you to over draft your checking account. This can be useful, however, I am not signed up for it, and it allows me to overdraft even though it's not suppose to.

November 12, 2014 · Flag

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By: tsachs

Woodforest wasn't the best experience for me, unfortunately. There were always little problems that we had to deal with, such as balances that weren't accurate, which led to my wife and I not being able to access our money. And, even though we were customers of the bank, they did almost nothing to help us when their ATM shorted my wife $240 when using a card from another bank. We didn't keep it very long.… show more

September 2, 2014 · Flag

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05/24/18

sleopold40

Exactly. I also had an instance in 2016 to wear their ATM shorted me $20 and they made me file a dispute claim because I did not use their ATM card. Also I wrote a review recently March 24th 2018 and I told what happened when I got a $10 bill from their ATM when I had requested $500 and all 20s came out ( they only give increments of $20 bills) except for that… show more

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By: mundunugu

I think Woodforest is a great place to have a checking account. They have more reasonable fees than some other banks and if you use direct deposit they waive the monthly fee. They sell money orders for 25 cents, which is helpful for paying bills. I had no issues banking there whatsoever. I found the staff and customer service to be friendly and helpful. I would recommend this bank to my friends.

May 7, 2014 · Flag

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By: rockysmiley

Woodforest National Bank is my one and only bank. I absolutely love it. The service is exceptional. My checks come in the same day it is pending into my account. I once had a authorization hold on my account for my phone carrier charging me 6 times! That totaled out to be over $600. Any authorization holds that are on my debit card were released within a day once I spoke with Woodforest. The application… show more

May 6, 2014 · Flag

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By: belle_starr_391

I love this bank. I started out with not so good credit, and they helped me get my good credit back by opening an account. Every experience I have had with them has been positive. They are the best group of people. I have had my account transferred to another state, and back as I have moved around. It was a simple process both times, and the staff at both places were very courteous. I… show more

April 24, 2014 · Flag

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By: elizabeth_howard_7796

My biggest issue with the bank is that I was told if I took the GPS test and passed we wouldn't have to pay any monthly fees anymore and after we took the GPS and brought in our tests we are still having to pay the monthly fees. A bit disappointed about it but overall a good bank.

March 24, 2014 · Flag

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By: WriterGrlHeathr

I recently opened a checking account with Woodforest National Bank located nationally in Walmart.
The best thing about the account so far is the convenience of the bank to my home. I am concerned though about avoiding ATM fees when I use my ATM card at other locations. It may cause me to even use the ATM less! I am very pleased however with the fact that I can overdraw my checking account by $100.00… show more

October 24, 2013 · Flag

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Users also submitted 21 ratings without a full review

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