Best Credit Card Deals

The best Discover card deals include $0 annual fees, $0 foreign transaction fees and a 1st-year rewards match on all cards. Several Discover cards also offer 0% intro APRs on purchases and balance transfers for up to 14 months (a standard variable rate applies after that). And Discover's student credit cards provide $20 statement credit per year for good grades for up to five years.

There used to be a program called Discover Deals, but Discover discontinued it on October 31, 2018. When it was active, it gave Discover cardholders the chance to earn extra rewards or get special discounts at over 100 partnered retailers.

Similarly, Discover recently eliminated a lot of benefits from their cards. They no longer offer purchase protection, return protection, extended warranties, rental car insurance or travel accident insurance. You can still earn some great rewards and save a lot on interest with the remaining Discover card deals, though. For example, one of Discover's best deals is its $0 annual fee Discover it® Secured Credit Card. It offers better rewards than the average card for any score. It gives 1 - 2% cash back on purchases, and matches whatever you earn the first year, as a post-anniversary bonus.

Another Discover card that's an especially good deal compared to the competition is the Discover it® Miles card. It gives 1.5 miles per $1 spent on all purchases. You can redeem miles earned toward travel purchases such as airfare, hotel stays, car rentals, and more. There's also a 0% for 14 months intro APR on purchases and a regular APR of 11.99% - 22.99% Variable.

Discover it® Cash Back, Discover it® chrome and the NHL® Discover it® all offer an introductory 0% APR for 14 months on purchases and balance transfers. There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* and a regular APR of 11.99% - 22.99% Variable. To take advantage of these Discover card deals, you'll need at least good credit. (NHL Discover it is not currently available on WalletHub and may be out of date).

Here are 5 great credit cards with $500+ bonuses:

The latest Southwest Airlines credit card offer is 65,000 bonus points for the Southwest Rapid Rewards® Plus Credit Card, the Southwest Rapid Rewards® Premier Credit Card, and the Southwest Rapid Rewards® Priority Credit Card cards. New applicants can earn the bonus by spending $2,000 in the first 3 months after opening an account.

Deals standard to all Southwest credit cards include 2 free checked bags on Southwest flights and 2 points / $1 on Southwest purchases. There's also bonus points every account anniversary. All Southwest cards come with lost luggage reimbursement, baggage delay insurance, purchase protection and extended warranty coverage.

Here are the Southwest credit cards deals:

• 2 free checked bags on Southwest flights, lost luggage & baggage delay insurance: All Southwest cards
• Extended warranty & purchase protection: All Southwest cards
• 2 points / $1 on Southwest purchases: All Southwest cards
• 65,000 points for spending $2,000 in the first 3 months: Southwest Plus Card, Southwest Priority Card and Southwest Premier Card
• 80,000 points for spending $5,000 in the first 3 months: Southwest Rapid Rewards® Performance Business Credit Card
• 60,000 points for spending $3,000 in the first 3 months: Southwest Rapid Rewards® Premier Business Credit Card
• Extra points each account anniversary: 7,500 points with Southwest Priority Card, 6,000 points with Southwest Premier Card & Southwest Rapid Rewards® Premier Business Credit Card and 3,000 points with Southwest Plus Card
• $75 annual Southwest travel credit: Southwest Priority Card
• 4 upgraded boardings per year: Southwest Priority Card

The best Southwest credit card deal overall is for the Southwest Priority Card card. In addition to 65,000 points, it gives you an automatic 7,500 points every account anniversary and a $75 annual travel credit. You also get 4 upgraded boardings every year, 2 free checked bags on Southwest flights, and 20% back on in-flight purchases. This card comes with a $149 annual fee.

There are several Southwest Airlines credit card promotions, including a big initial bonus for small business owners. The Southwest Premier Business Card credit card offers plenty more initial bonus points than all three personal cards and still only has a $99 annual fee.

The best Chase credit card deal is the Chase Sapphire Preferred® Card's 100,000-point initial bonus for spending $4,000 within 3 months of opening an account. That bonus is worth $1,250 in travel booked through Chase Ultimate Rewards.

There are plenty of other deals available, too, including some special cash back promotions. The best Chase credit card deal for cash back is $200 for spending $500 in 3 months, which both Freedom Flex and Freedom Unlimited offer. Both also offer 5% back on travel booked through Chase.

Below, you can find a rundown of the Chase credit cards offering the best deals in a series of popular categories, from cash back to business travel.

Best Chase Credit Card Deals

Some of these Chase credit cards also have many more deals packed inside. For example, Sapphire Reserve gives a $300 annual travel credit and lounge access. And IHG Rewards Club Premier gives a free night's stay each account anniversary and when you book at least 4 consecutive nights. 

Current Best Buy credit card deals include 5 points per $1 spent on your first day of purchases (within 14 days of account opening), 0% financing for 6-24 months on select purchases of $199-$799+, and an 11.99% offer for 48 months. Those deals are available on all three Best Buy cards: the Best Buy Credit Card, the Best Buy Gold Visa, and the Best Buy Store Card. All three also offer 2.5 points per $1 at Best Buy. And if you're an Elite Plus member, you get an extra 0.5 point per $1 as a bonus.

If you don't have the good credit needed for a Best Buy Credit Card, you can go for the Best Buy Store Card. It offers the same deal of 5 points per $1 on the first day and 2.5 after on all Best Buy purchases. 

There aren't really any other credit cards with Best Buy deals. And even the Best Buy cards' 0% rate isn't guaranteed to be a deal. If you still have a balance after the promotional period expires, you'll have to pay interest like a 26.99% (V) APR was there from the start.  

Here are the current Best Buy credit card deals:

• 5 points per $1 on your first day of purchases (within 14 days of approval): Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 2.5 points per $1 at Best Buy: Best Buy Credit Card, Best Buy Gold VisaandBest Buy Store Card 
• 0%-11.9% promo rate for 6-48 months: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 0.5 point per $1 bonus for My Best Buy Elite Plus members: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 

The Gold Visa card's 2 points per $1 at entertainment merchants applies to sports promoters, theatrical promoters, movie theaters, amusement parks, tourist attractions and video game arcades/establishments. But you should hurry, because that Best Buy credit card has a time limit. 

The Best Buy Gold Visa and Best Buy Credit Card offer 1.5 points per $1 at gas stations, plus 1 point per $1 at restaurants, bars and grocery stores. You also get 1 point per $2 everywhere else. Those earning rates are more permanent than promotional. 

There are several good Delta credit card deals available right now. The Delta SkyMiles® Platinum American Express Card and Delta SkyMiles® Reserve American Express Card are both offering big bonus miles deals. The Amex Delta Platinum card offers 50,000 miles and 5,000 Medallion Qualification Miles for spending $2,000 and up to $100 statement credits for purchases at U.S restaurants in the first 3 months.

The Delta Reserve Credit Card gives 50,000 miles and 10,000 Medallion Qualification Miles for spending $3,000 and up to $100 statement credits for purchases at U.S restaurants in the first 3 months. It's worth noting that unlike regular frequent flyer miles, MQMs can't be used to book travel. Instead, they go toward giving you Medallion status – Delta's four-tiered loyalty program which provides benefits such as extra miles on purchases, waived fees, and complimentary upgrades.

Exclusive to Delta Airlines, both the Amex Delta Platinum and the Delta Reserve Credit Card offer great perks like 20% savings in the form of statement credit on eligible in-flight purchases and triple miles on Delta purchases.

If the $250 and $550 annual fees for the Amex Delta Platinum and the Delta Reserve Credit Card, respectively, are too steep and you think you won't get a chance to maximize their earning potential, the Delta SkyMiles® Gold American Express Card is a less expensive alternative, with $0 intro 1st yr, $99 after for an annual fee. Its 40,000 bonus miles for spending $1,000 in the first 3 months makes it a worthy competitor as well. In case you don't want to worry about annual fees at all, the Delta SkyMiles® Blue American Express Card features a $0 annual fee and offers 10,000 bonus miles when you spend $500 in the first 3 months.

Here is some more information on good Delta credit card deals:

• Bonus Miles and Medallion Qualification Miles (MQMs): Earn 50,000 miles and 5,000 Medallion Qualification Miles for spending $2,000 and up to $100 statement credits for purchases at U.S restaurants in the first 3 months; the Delta Reserve Credit Card gives you 50,000 miles and 10,000 Medallion Qualification Miles for spending $3,000 and up to $100 statement credits for purchases at U.S restaurants in the first 3 months. Furthermore, you can accelerate your path to Medallion Status, with Status Boost. Plus, in 2021 you can earn even more bonus Medallion Qualification Miles (MQMs) to help you reach Medallion Status.
• Great Earn rates: Both the Amex Delta Platinum and Delta Reserve Credit Card offer 3 miles / $1 spent on Delta purchases, while the former extends this rate for direct hotel purchases, made upon check-in or check-out. The Amex Delta Platinum also gives you 2 miles for purchases made at restaurants, including takeout and delivery, and U.S. supermarkets. Both cards will earn you 1 mile / $1 for everything else.
• 20% Back on In-Flight Purchases: All Delta SkyMiles cardholders will save 20% on eligible in-flight purchases (pre-purchased meals, food, alcoholic beverages and audio headsets). Savings will appear as statement credit within 8-12 weeks after the purchase.
• Delta SkyClub Access: Delta Reserve Credit Card cardholders and authorized users receive complimentary access to the Delta Sky Club when traveling on a same-day Delta flight, while for partner flights, cardholders and authorized users can access the club for an exclusive per-visit rate of $39 per person. The Amex Delta Platinum offers the exclusive $39 rate for access to the club on both Delta and partner flights. Cardholders can bring up to two other guests at the same rate, while children under 2 years old may accompany the cardholder for free.
• $100 Delta Flight Credit: If purchases made with the Delta Gold Card amount up to at least $10,000 in any calendar year, you will receive a $100 Delta eCredit that can be used toward Delta airfare purchases within two weeks of having met the spending requirement.
• One bonus per lifetime per card. American Express allows an initial bonus on a particular card once in a lifetime. For example, if you have previously owned a Delta Gold Cardor a Amex Delta Platinum, you are not eligible for either of those bonuses.

If you don't want to be tied to a specific airline, the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® will give you more flexibility. The Chase Sapphire Preferred offers 100,000 bonus points when you spend $4,000 in your first 3 months. And the Chase Sapphire Reserve gives you 60,000 bonus points for spending $4,000 in the first 3 months, plus a $300 Annual Travel Credit as statement credit reimbursement each anniversary year for purchases charged to the card. Bonus points for both cards provide better potential redemption versatility than the Delta SkyMiles cards.

The best Alaska Airlines Credit Card deal is 40,000 miles for spending $2,000 in the first 90 days. Once you reach the $2,000 spending requirement, you also get a companion ticket for the discounted price of $99 plus $22+ in taxes. If your account remains in good standing, you'll receive another companion ticket every year thereafter, soon after your account anniversary. Considering the companion ticket covers the $99 base fare plus a minimum of $22 in taxes, the card's $75 annual fee is easily offset by this perk.

In terms of earning rates, the best you can get out of your Alaska Airlines Credit Card will be 3 miles / $1 spent on Alaska Airlines purchases, while other purchases will get you 1 mile / $1.

Another perk worth mentioning is the free checked bags you get with Alaska Airlines airfare purchases. Both the primary cardholder and up to 6 guests traveling on the same reservation may check one bag for free. Alaska Airlines typically charges $30 for the first checked bag, so this benefit could save you $60 per person roundtrip.

To top it off, the Alaska Airlines Credit Card benefits from a 0% foreign transaction fee.

There are two Alaska Airlines credit cards. The Alaska Airlines Credit Card is for personal use and the Alaska Airlines Business Credit Card is for business. Both share the nearly the same reward structure, but the Alaska Airlines Business Credit Card will require you to spend $2,000 in the first 90 days for an initial bonus of 40,000 miles. Once you've met that requirement, you'll get the same companion ticket offer as for the Alaska Airlines Credit Card. You also get the same free checked bag deal and a 0% foreign transaction fee.

The best Discover flight deals are available through the Discover it Miles travel card. It offers 1.5 miles per $1 spent on all purchases. Miles can be redeemed at 1 cent each for airfare and other travel purchases posted to your account within the last 180 days. Discover even doubles all miles earned in the first year you own the card. So if you earn 25,000 miles in the first 12 months, for example, you get 25,000 bonus miles on your first account anniversary.

If you're flying internationally, Discover it Miles and all other Discover cards do not charge a foreign transaction fee. This means you'll avoid paying up to 3% extra on any international purchases, either in-person or online. The drawback is that Discover cards are less widely accepted abroad than other networks. It's also important to note that Discover has done away with its credit card travel benefits. As of February 28, 2018, Discover no longer offers rental car insurance or travel insurance on any of its cards.

If you're wondering about the “Discover Deals” program, Discover discontinued that on October 31, 2018. This shopping portal did not offer flight deals. But cardholders could log on and earn cash back bonuses and instant discounts on purchases from various retailers.

The Chase Freedom® 5% bonus categories are gas stations and home improvement stores from April through June 2021. The Chase Freedom® calendar for the rest of the year has not been released yet.

Just bear in mind that the bonus categories on Chase Freedom®'s calendar don't always repeat year over year. It's also important to note that any purchases in these categories above the $1,500 limit will give 1% cash back. The same 1% rate goes for all purchases outside of the Chase Freedom® bonus categories.

Here's the Chase Freedom® Calendar for 2021

• Q1 2021: Wholesale clubs, internet, cable & phone services, and select streaming services
• Q2 2021: Gas stations and home improvement stores
• Q3 2021: Coming soon
• Q4 2021: Coming soon

In order to earn 5% cash back in the Chase Freedom® bonus categories each quarter, you will need to “activate” the category. The deadline to activate is typically halfway through the final month of the quarter. Luckily, as long as you activate before the deadline, all purchases in the bonus categories during the quarter will get 5% cash back, even if you made them before you activated. You can activate through your online account, through the Chase Ultimate Rewards website, by visiting a Chase branch, by calling the number on the back of your card or at an ATM.

It's important to note that the Chase Freedom® card is no longer available to new cardholders, having been replaced by the Chase Freedom Flex℠ card. However, existing Chase Freedom® cardholders can continue using their cards, and both Chase Freedom® and Chase Freedom Flex have the same bonus categories.

No, there are currently no Discover deals for Best Buy.

Keep in mind, though, that each Discover credit card gives you a cash back bonus on all your purchases, ranging from 1% to 2%. So, there might be no special promotions for Best Buy purchases, but you still earn from your card's standard rewards-earning rate.