The Chase Sapphire Preferred® Card offers the best credit card deal right now: 80,000 points for spending $4,000 within 3 months of opening an account. That deal is worth $800 in cash back or up to $1,000 in travel booked through Chase Ultimate Rewards, which translates to as much as 25% back. Chase Sapphire Preferred also rewards cardholders with 1 - 2 points / $1 spent on all purchases.

But there are lots of great credit card deals available these days. In fact, credit card companies are currently offering record-high rewards bonuses and unusually long 0% APR periods, according to WalletHub’s latest Credit Card Landscape Report. So it’s a very good time to take advantage of plastic – responsibly, of course.

For your convenience, here’s a quick recap of the most notable credit card deals available right now. Hopefully, this will help you find the right card for your needs.

Best Credit Card Deals of Nov. 2020

Credit Card	Best For	Best Feature	Credit Needed
Discover it® Secured	Bad Credit	Double rewards the first year	Limited History
Citi® Double Cash Card – 18 month BT offer	Cash Back	2% Cash Back	Excellent
Ink Business Preferred® Credit Card	Business Travel	Bonus of 100,000 points	Good
Blue Cash Preferred® Card from American Express	Cash Bonus	1 - 6% Cash Back	Good
Chase Sapphire Preferred® Card	Initial Bonus	80,000 points bonus	Good
Marriott Bonvoy Boundless™ Credit Card	Hotel Points	2 - 6 points / $1 bonus	Good
Capital One® Venture® Rewards Credit Card	Travel Rewards	100,000 miles bonus	Good
U.S. Bank Visa® Platinum Card	0% Interest	0% for 20 months	Excellent
Lufthansa Credit Card	Airline Rewards	1 - 2 miles / $1	Good
Bank of America® Travel Rewards Credit Card for Students	College Students	25,000 points bonus	Limited History
Capital One® Spark® Cash for Business	Business Cash Back	$500 bonus	Good
Citi® Diamond Preferred® Card	Balance Transfer	0% for 18 months	Excellent

As you can see, all of the very best credit card deals require at least good credit for approval. If you don’t know how good your credit is, you can check your latest credit score for free on WalletHub.

But there are plenty of credit card deals available to people of all credit levels, too. For example, none of Discover’s credit cards charge annual fees or foreign transaction fees, and all of them double the rewards you’ve earned after one year.

Finally, if you’d like to see how today’s top credit card deals compare to our editors’ favorite cards in major usage categories, check out their picks for the best Rewards, 0% Financing, Balance Transfers and more.

Best Credit Card Deals Methodology

To identify the best credit card deals, WalletHub’s editors regularly compare the latest terms available on 1,500+ credit card offers, including cards from WalletHub’s partners and any new credit cards.

Given that people’s needs vary, WalletHub’s editors look for credit card deals in a handful of key categories, including travel rewards, cash back, no annual fee, 0% APR and balance transfer. Each category has its own unique requirements for deal status. WalletHub’s editors also use data from the latest Bureau of Labor Statistics Consumer Expenditure Survey to estimate how much cardholders would earn or save with each card.

Only standout terms can get a card on the best deals list. So understanding the overall credit card landscape is critical to understanding what qualifies as a credit card deal as well as how WalletHub’s editors make their selections. WalletHub’s latest Credit Card Landscape Report has more information.