Best Credit Card Deals

The best credit card sign-up bonuses give you an extra $200 to $500+ in cash back, points or miles just for making the same types of purchases you normally would. To find the credit cards with the best sign-up bonuses, WalletHub’s editors regularly compare more than 1,500+ offers.

Best Credit Card Sign-Up Bonus Offers (October 2022)

Below, you can learn more about the best credit card sign-up bonuses, including how much each is worth and what you need to do to qualify. On that note, all of the elite offers require good or excellent credit for approval.

This content is not provided or commissioned by any issuer. Opinions expressed here are the author’s alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer. Please keep in mind that while some offers may come from WalletHub advertising partners, sponsorship status played no role in card selection.

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To get Citi Easy Deals, you must have a Citi Simplicity® Card or a Citi® Diamond Preferred® Card. Those are currently the only cards eligible for Citi Easy Deals, which is a free program offering discounts on products and services as well as access to local deals. If you're a Citi Simplicity or Citi Diamond Preferred cardholder, it's definitely worth joining since it's free and the discounts are easy to use. You can sign up on the Citi Easy Deals site with your first and last name, zip code, and the last 4-digits of your card number.

There are three tiers to the Citi Easy Deals program: Base, Enhanced, and Plus. The tiers are based on how much you spend on your eligible card each year overall. The higher the tier you're a part of, the more discounts you have access to.

For more information, check out WalletHub's in-depth look at the Citi Easy Deals program.

The latest Southwest Airlines credit card offer is up to 50,000 points bonus points for the Southwest Rapid Rewards® Plus Credit Card, the Southwest Rapid Rewards® Premier Credit Card, and the Southwest Rapid Rewards® Priority Credit Card cards.

Deals standard to all Southwest credit cards include 2 free checked bags on Southwest flights and 2 - 3 points per $1 spent on Southwest purchases. There's also bonus points every account anniversary. All Southwest cards come with lost luggage reimbursement, baggage delay insurance, purchase protection and extended warranty coverage.

Here are the Southwest credit cards deals:

• 2 free checked bags on Southwest flights, lost luggage & baggage delay insurance: All Southwest cards
• Extended warranty & purchase protection: All Southwest cards
• 3 points / $1 on Southwest purchases: All Southwest cards (except Southwest Plus Card whoch earns 2 points / $1 on Southwest purchases)
• 50,000 points for spending $1,000 in the first 3 months: Southwest Plus Card, Southwest Priority Card and Southwest Premier Card
• 80,000 points for spending $5,000 in the first 3 months: Southwest® Rapid Rewards® Performance Business Credit Card
• 60,000 points for spending $3,000 in the first 3 months: Southwest® Rapid Rewards® Premier Business Credit Card
• Extra points each account anniversary: 7,500 points with Southwest Priority Card, 6,000 points with Southwest Premier Card & Southwest® Rapid Rewards® Premier Business Credit Card and 3,000 points with Southwest Plus Card
• $75 annual Southwest travel credit: Southwest Priority Card
• 4 upgraded boardings per year: Southwest Priority Card

The best Southwest credit card deal overall is for the Southwest Priority Card card. In addition to 50,000 points, it gives you an automatic 7,500 points every account anniversary and a $75 annual travel credit. You also get 4 upgraded boardings every year, 2 free checked bags on Southwest flights, and 20% back on in-flight purchases. This card comes with a $149 annual fee.

There are several Southwest Airlines credit card promotions, including a big initial bonus for small business owners. The Southwest Premier Business Card credit card offers plenty more initial bonus points than all three personal cards and still only has a $99 annual fee.

The best Discover card deals include $0 annual fees, $0 foreign transaction fees and a 1st-year rewards match on all cards. Several Discover cards also offer 0% APRs on purchases and balance transfers for up to 15 months (a standard variable rate applies after that). Some Discover offers listed here are not currently available on WalletHub and may be out of date.

There used to be a program called Discover Deals, but Discover discontinued it on October 31, 2018. When it was active, it gave Discover cardholders the chance to earn extra rewards or get special discounts at over 100 partnered retailers.

Similarly, Discover recently eliminated a lot of benefits from their cards. They no longer offer purchase protection, return protection, extended warranties, rental car insurance or travel accident insurance. You can still earn some great rewards and save a lot on interest with the remaining Discover card deals, though. For example, one of Discover's best deals is its $0 annual fee Discover it® Secured Credit Card. It offers better rewards than the average card for any score. It gives 1 - 2% cash back on purchases, and matches whatever you earn the first year, as a post-anniversary bonus.

Another Discover card that's an especially good deal compared to the competition is the Discover it® Miles card. It gives 1.5 miles per $1 spent on all purchases. You can redeem miles earned toward travel purchases such as airfare, hotel stays, car rentals, and more. There's also a 0% for 15 months intro APR on purchases and a 0% for 15 months intro APR on balance transfers. There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* and a regular APR of 14.99% - 25.99% Variable.

Discover it® Cash Back, Discover it® chrome, and the NHL® Discover it® offer a 0% APR for 15 months on purchases and balance transfers. There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* and a regular APR of 14.99% - 25.99% Variable, that takes effect when the intro promotions end. To take advantage of these Discover card deals, you'll need at least good credit.

Current Best Buy credit card deals include 5 points per $1 spent on your first day of purchases (within 14 days of account opening), 0% financing for 6-24 months on select purchases of $199-$799+, and an 11.99% offer for 48 months. Those deals are available on all three Best Buy cards: the Best Buy Credit Card, the Best Buy Gold Visa, and the Best Buy Store Card. All three also offer 2.5 points per $1 at Best Buy. And if you're an Elite Plus member, you get an extra 0.5 point per $1 as a bonus.

If you don't have the good credit needed for a Best Buy Credit Card, you can go for the Best Buy Store Card. It offers the same deal of 5 points per $1 on the first day and 2.5 after on all Best Buy purchases. 

There aren't really any other credit cards with Best Buy deals. And even the Best Buy cards' 0% rate isn't guaranteed to be a deal. If you still have a balance after the promotional period expires, you'll have to pay interest like a 26.99% (V) APR was there from the start.  

Here are the current Best Buy credit card deals:

• 5 points per $1 on your first day of purchases (within 14 days of approval): Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 2.5 points per $1 at Best Buy: Best Buy Credit Card, Best Buy Gold VisaandBest Buy Store Card 
• 0%-11.9% promo rate for 6-48 months: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 0.5 point per $1 bonus for My Best Buy Elite Plus members: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 

The Gold Visa card's 2 points per $1 at entertainment merchants applies to sports promoters, theatrical promoters, movie theaters, amusement parks, tourist attractions and video game arcades/establishments. But you should hurry, because that Best Buy credit card has a time limit. 

The Best Buy Gold Visa and Best Buy Credit Card offer 1.5 points per $1 at gas stations, plus 1 point per $1 at restaurants, bars and grocery stores. You also get 1 point per $2 everywhere else. Those earning rates are more permanent than promotional. 

Yes, there are several good Delta credit card deals available right now. One of the best Delta credit card deals is 95,000 miles after spending $6,000 in the first 6 months with the Delta Reserve Credit Card. The card also offers a round-trip companion certificate every year. There's free Delta Sky Club access too. This card charges a hefty $550 annual fee, but its rewards more than make up for it for frequent flyers.

The Delta Reserve Credit Card, the Amex Delta Platinum and the Delta Gold Card provide a free first checked bag and priority boarding. All Delta SkyMiles cards also offer statement credits on food, alcohol and audio headset purchases made on Delta flights. And those are just some of the Delta credit card promotions the airline currently offers.

Here are the best Delta Airlines credit card deals:

The Delta Reserve Credit Card offers 95,000 miles after spending $6,000 in the first 6 months. In addition, you can earn Accelerated Medallion Qualification Miles, getting you closer to Medallion Status. The card also offers 3 miles per $1 spent on Delta purchases and 1 mile per $1 on all other purchases. Plus, you get Free Delta Sky Club access as a cardholder and discounted per-visit rate for up to two guests. The Delta Reserve Credit Card also offers a free companion certificate every account anniversary.

With the Amex Delta Platinum you can earn 80,000 miles after spending $4,000 in the first 6 months. Plus, it offers Accelerated Medallion Qualification Miles earnings, that get you closer to Medallion Status. The card also earns you 3 miles per $1 spent with Delta, 3 miles per $1 on purchases made directly with hotels, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, as well as 1 mile per $1 on all other purchases. In addition, you'll get Discounted Delta Sky Club rate for you and up to two guests. You will also receive a free companion certificate every account anniversary.

The Delta Gold Card offers 65,000 miles after spending $2,000 in the first 6 months (limited-time offer ending 11/9/2022). After you spend $10,000 in purchases in a calendar year, you will also receive a $100 Delta Flight Credit. Plus, you can earn 2 miles per $1 on Delta purchases, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, and 1 mile per $1 on all other purchases.

With the Blue Delta SkyMiles Credit Card you can earn 10,000 miles for spending $1,000 in the first 6 months. Plus, it offers 2 miles per $1 spent on Delta purchases, 2 miles per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), and 1 mile per $1 on all other purchases.

If you're not familiar with Medallion Qualification Miles (MQMs), know that they go toward earning you Medallion status in the SkyMiles loyalty rewards program. In addition to the cards' MQM spending bonuses, you also earn MQMs based on the distance flown with Delta, Medallion Qualification Segments (MQSs) based on your number of flights and Medallion Qualifying Dollars (MQDs) based on the money you spend on Delta flights.

Medallion Status comes in four different tiers and the higher your status, the better perks you get on Delta flights. Medallion Status benefits include travel/vacation discounts, waived fees, complimentary upgrades and more.

The best Alaska Airlines Credit Card deal is 50,000 miles and a companion fare ticket for spending $2,000 in the first 90 days.

In terms of earning rates, the best you can get out of your Alaska Airlines Credit Card will be 3 miles / $1 spent on Alaska Airlines purchases, while other purchases will get you 1 mile / $1 spent. But there are more great deals that come with this card.

Here are the best Alaska Airlines credit card deals:

To top it off, the Alaska Airlines Credit Card benefits from a 0% foreign transaction fee.

It is also worth noting that there are two Alaska Airlines credit cards. Apart from the Alaska Airlines Credit Card, which is for personal use, there is also the Alaska Airlines Business card, which is for business. Both cards share nearly the same rewards structure.

Yes, there is a Discover card that offers flight deals. With the Discover it Miles credit card you can earn 1.5 miles per $1 spent on all purchases. Miles can be redeemed at 1 cent each for airfare and other travel purchases posted to your account within the last 180 days. Discover even doubles all miles earned in the first year you own the card. So, if you earn 25,000 miles in the first 12 months, for example, you get 25,000 bonus miles on your first account anniversary.

If you're flying internationally, Discover it Miles and all other Discover cards do not charge a foreign transaction fee. This means you'll avoid paying up to 3% extra on any international purchases, either in-person or online. But it's worth noting that Discover cards don't have the high global acceptance rates of Visa and Mastercard credit cards. So you could run into trouble if it's your only travel option.  

The best Mastercard deal is the Mastercard Priceless program, but you also get other great benefits such as identity theft protection, 24/7 global service and many other benefits and offers for several products and services.

Here are the best Mastercard deals:

• Mastercard Priceless Program: Features special events and discounts exclusive to card holders. Mastercard Priceless deals going on now include priority access to future sporting events, digital experiences like art tours, celebrity encounters, culinary and health lessons.
• Priceless Surprises Sweepstakes: In the past, sweepstakes winners have received fully-paid trips to Hawaii, Las Vegas, New York, and other vacation spots, as well as Mastercard prepaid cards. The only requirement is that you must have a Mastercard credit card. Just keep an eye out for regular updates and instructions on how to enroll on the program's website.
• ID Theft Protection: Provides a number of identity theft resolution services by enrolling into its portal.
• Mastercard Global Service: 24/7 assistance with lost and stolen credit cards, emergency card replacements and emergency cash advances. To access this service, just call (800) 307-7309 if in the U.S. or a country-specific toll-free number for when you're abroad.
• World and World Elite Mastercard cardholders also benefit from several offers for services like online shopping, food delivery and ride-sharing. These membership levels also enable access to the Mastercard Airport Concierge service which offers savings on airport meet and greet services that provide you with assistance from agents who escort you through the airport at over 700 destinations, no matter the time of day.

If you don't have a Mastercard yet, some of the best Mastercard credit card deals are the Capital One Savor Cash Rewards Credit Card and the Citi Double Cash Card. The Capital One Savor is an excellent rewards card that earns 1 - 5% cash back and has a sign-up bonus of $300 once you spend $3,000 in the first 3 months. The Citi Double Cash Card gives unlimited 2% cash back cash back (1% back when you make a purchase, 1% back when you pay it off), with a $0 annual fee.

You can browse through even more recommendations to get a better picture of the best Mastercard credit card deals on offer right now.

The best Chase credit card deal is the Chase Sapphire Preferred® Card's 60,000-point initial bonus for spending $4,000 within 3 months of opening an account. That bonus is worth $750 in travel booked through Chase Ultimate Rewards.

There are plenty of other deals available, too, including some special cash back promotions. The best Chase credit card deal for cash back is $200 for spending $500 in 3 months, which is offered by Freedom Flex. It also offers 5% back on travel booked through Chase.

Below, you can find a rundown of the Chase credit cards offering the best deals in a series of popular categories, from cash back to business travel.

Best Chase Credit Card Deals

Some of these Chase credit cards also have many more deals packed inside. For example, Sapphire Reserve gives a $300 annual travel credit and lounge access. And IHG Rewards Premier gives a free night's stay each account anniversary and when you book at least 4 consecutive nights.