But there are lots of great credit card deals available these days. In fact, credit card companies are currently offering record-high rewards bonuses and unusually long 0% APR periods, according to WalletHub’s latest Credit Card Landscape Report. So it’s a very good time to take advantage of plastic – responsibly, of course.
For your convenience, here’s a quick recap of the most notable credit card deals available right now. Hopefully, this will help you find the right card for your needs.
|Credit Card||Best For||Best Feature|
|Chase Sapphire Preferred® Card||Overall||Bonus of 100,000 points|
|U.S. Bank Visa® Platinum Card||0% Interest||0% for 20 billing cycles|
|World of Hyatt Credit Card||Hotel Points||Bonus of 1 - 4 points / $1|
|Capital One Venture Rewards Credit Card||Travel Rewards||60,000 miles|
|Wells Fargo Active Cash℠ Card||Cash Back||2% Cash Back|
|Blue Cash Preferred® Card from American Express||Cash Bonus||1 - 6% Cash Back|
|Capital One® Spark® Cash for Business||Business Cash Back||$500 bonus|
|United Quest℠ Card||Airline Miles||Up to 100,000 miles bonus|
|Citi® Diamond Preferred® Card||Balance Transfer||0% intro for 18 months|
But there are plenty of credit card deals available to people of all credit levels, too. For example, none of Discover’s credit cards charge annual fees or foreign transaction fees, and all of them double the rewards you’ve earned after one year.
Finally, if you’d like to see how today’s top credit card deals compare to our editors’ favorite cards in major usage categories, check out their picks for the best Rewards, 0% Financing, Balance Transfers and more.
Methodology for Selecting the Best Credit Card Deals
To identify the best credit card deals, WalletHub’s editors regularly compare the latest terms available on 1,500+ credit card offers, including cards from WalletHub’s partners and any new credit cards.
Given that people’s needs vary, WalletHub’s editors look for credit card deals in a handful of key categories, including travel rewards, cash back, no annual fee, 0% APR and balance transfer. Each category has its own unique requirements for deal status. WalletHub’s editors also use data from the latest Bureau of Labor Statistics Consumer Expenditure Survey to estimate how much cardholders would earn or save with each card.
Only standout terms can get a card on the best deals list. So understanding the overall credit card landscape is critical to understanding what qualifies as a credit card deal as well as how WalletHub’s editors make their selections. WalletHub’s latest Credit Card Landscape Report has more information.