Best Credit Card Deals

The best Chase credit card deal is the Chase Sapphire Preferred® Card's 60,000-point initial bonus for spending $4,000 within 3 months of opening an account. That bonus is worth $750 in travel booked through Chase Ultimate Rewards.

Chase Sapphire Preferred also gives 1 - 5 points per $1 spent on purchases. It has an annual fee of $95 and requires at least good credit for approval.

Below, you can find a rundown of the Chase credit cards offering the best deals in a series of popular categories, from cash back to business travel.

Best Chase Credit Card Deals

Some of these Chase credit cards also have many more deals packed inside. For example, Chase Sapphire Reserve gives travel credits and lounge access. And IHG Premier gives a free night's stay each account anniversary and when you book at least 4 consecutive nights. 

The Best Buy® Credit Card is issued by Citibank. The same applies for the Best Buy® Store Card and the Best Buy® Gold Visa Credit Card. 

Aside from these cards, other Citibank credit cards include the Citi® Double Cash Card – 18 month BT offer and the Citi Rewards+® Card.

What you should know about the Best Buy® Credit Card:

The Best Buy® Credit Card is intended for applicants with Good credit. Its key features are 10% back in rewards (5 points per $1 spent) on your first day of purchases made within the first 14 days of account opening and 0.5 - 2.5 points per $1 spent on purchases. Plus, it offers a financing intro APR of 0% for 12 - 24 months. The card's annual fee is $0.

This card has a WalletHub editor's rating of 4/5. More details can be found in our full Best Buy® Credit Card review.

The best Discover card deals include $0 annual fees, $0 foreign transaction fees and a 1st-year rewards match on all cards. Several Discover cards also offer 0% APRs on purchases and balance transfers for up to 15 months (a standard variable rate applies after that). Some Discover offers listed here are not currently available on WalletHub and may be out of date.

There used to be a program called Discover Deals, but Discover discontinued it on October 31, 2018. When it was active, it gave Discover cardholders the chance to earn extra rewards or get special discounts at over 100 partnered retailers.

Similarly, Discover recently eliminated a lot of benefits from their cards. They no longer offer purchase protection, return protection, extended warranties, rental car insurance or travel accident insurance. You can still earn some great rewards and save a lot on interest with the remaining Discover card deals, though. For example, one of Discover's best deals is its $0 annual fee Discover it® Secured Credit Card. It offers better rewards than the average card for any score. It gives 1 - 2% cash back on purchases, and matches whatever you earn the first year, as a post-anniversary bonus.

Another Discover card that's an especially good deal compared to the competition is the Discover it® Miles card. It gives 1.5 miles per $1 spent on all purchases. You can redeem miles earned toward travel purchases such as airfare, hotel stays, car rentals, and more. There's also a 0% for 15 months intro APR on purchases and a 0% for 15 months intro APR on balance transfers. There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* and a regular APR of 16.74% - 27.74% Variable.

Discover it® Cash Back, Discover it® chrome, and the NHL® Discover it® offer a 0% APR for 15 months on purchases and balance transfers. There is a 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* and a regular APR of 16.74% (V), that takes effect when the intro promotions end. To take advantage of these Discover card deals, you'll need at least good credit.

Current Best Buy credit card deals include 5 points per $1 spent on your first day of purchases (within 14 days of account opening), 0% financing for 6-24 months on select purchases of $199-$799+, and an 11.99% offer for 48 months. Those deals are available on all three Best Buy cards: the Best Buy Credit Card, the Best Buy Gold Visa, and the Best Buy Store Card. All three also offer 2.5 points per $1 at Best Buy. And if you're an Elite Plus member, you get an extra 0.5 point per $1 as a bonus.

If you don't have the good credit needed for a Best Buy Credit Card, you can go for the Best Buy Store Card. It offers the same deal of 5 points per $1 on the first day and 2.5 after on all Best Buy purchases. 

There aren't really any other credit cards with Best Buy deals. And even the Best Buy cards' 0% rate isn't guaranteed to be a deal. If you still have a balance after the promotional period expires, you'll have to pay interest like a 26.99% (V) APR was there from the start.  

Here are the current Best Buy credit card deals:

• 5 points per $1 on your first day of purchases (within 14 days of approval): Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 2.5 points per $1 at Best Buy: Best Buy Credit Card, Best Buy Gold VisaandBest Buy Store Card 
• 0%-11.9% promo rate for 6-48 months: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 
• 0.5 point per $1 bonus for My Best Buy Elite Plus members: Best Buy Credit Card, Best Buy Gold Visa and Best Buy Store Card 

The Gold Visa card's 2 points per $1 at entertainment merchants applies to sports promoters, theatrical promoters, movie theaters, amusement parks, tourist attractions and video game arcades/establishments. But you should hurry, because that Best Buy credit card has a time limit. 

The Best Buy Gold Visa and Best Buy Credit Card offer 1.5 points per $1 at gas stations, plus 1 point per $1 at restaurants, bars and grocery stores. You also get 1 point per $2 everywhere else. Those earning rates are more permanent than promotional. 

One of the best Delta credit card deals available right now is an initial bonus of 50,000 miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $5,000 in the first 6 months, offered by the Delta SkyMiles® Reserve American Express Card. This card also offers a round-trip companion certificate every year. The Delta Reserve Credit Card charges a hefty $550 annual fee, but its rewards more than make up for it if you're frequently flying with Delta.

In addition, the Delta Reserve Credit Card, the Delta SkyMiles® Platinum American Express Card, and the Delta SkyMiles® Gold American Express Card provide a free first checked bag. All Delta SkyMiles cards also offer statement credits on food, alcohol, and audio headset purchases made on Delta flights. These are just some of the best Delta credit card promotions the issuer currently offers.

Some of the Best Delta Airlines Credit Card Deals in 2023

The Delta Reserve Credit Card offers 50,000 miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $5,000 in the first 6 months. In addition, you can earn accelerated Medallion Qualification Miles, getting you closer to Medallion Status. The card also offers 3 miles per $1 spent on Delta purchases and 1 mile per $1 on all other purchases.

Plus, you get Free Delta Sky Club access as a cardholder and two guest passes each year. The Delta Reserve Credit Card also offers a free companion certificate every account anniversary.

With the Amex Delta Platinum Card you can earn 50,000 miles after spending $3,000 in the first 6 months. Plus, it offers accelerated Medallion Qualification Miles earnings, getting you closer to Medallion Status. With this card you can also earn 3 miles per $1 spent with Delta, 3 miles per $1 on purchases made directly with hotels, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, as well as 1 mile per $1 on all other purchases.

In addition, you'll get Discounted Delta Sky Club rate for you and up to two guests. You will also receive a free companion certificate every account anniversary.

The Delta Gold Card offers 40,000 miles after spending $2,000 in the first 6 months. After you spend $10,000 in purchases in a calendar year, you will also receive a $100 Delta Flight Credit.

Plus, you can earn 2 miles per $1 on Delta purchases, 2 miles per $1 at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets, and 1 mile per $1 on all other purchases.

With the Blue Delta SkyMiles Credit Card you can earn 10,000 miles for spending $1,000 in the first 6 months. Plus, it offers 2 miles per $1 spent on Delta purchases, 2 miles per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), and 1 mile per $1 on all other purchases.

Things to Know About the Medallion Qualification Miles

• If you're not familiar with Medallion Qualification Miles (MQMs), know that they go toward earning Medallion status in the SkyMiles loyalty rewards program. 
• In addition to the cards' MQM spending bonuses, you can also earn MQMs based on the distance flown with Delta.
• You also earn Medallion Qualification Segments (MQSs), based on the number of flights and Medallion Qualifying Dollars (MQDs), based on the money you spend on Delta flights.

Medallion Status comes in four different tiers. Plus, the higher your status, the better perks you get on Delta flights. Medallion Status benefits include travel/vacation discounts, waived fees, complimentary upgrades, and more.

The best Alaska Airlines Credit Card deal is $100 statement credit, 50,000 miles and a companion fare ticket for spending $2,000 in the first 90 days. Cardholders also earn 3 miles / $1 spent directly with Alaska Airlines, among other rewards.

The card has a $95 annual fee and requires good credit or better for approval. There's also a business version that has some deals of its own.

Best Alaska Airlines Credit Card Deals

To top it off, both the Alaska Airlines Credit Card and the Alaska Airlines Business card benefit from a 0% foreign transaction fee.

Yes, there is a Discover card that offers flight deals. With the Discover it Miles credit card you can earn 1.5 miles per $1 spent on all purchases. Miles can be redeemed at 1 cent each for airfare and other travel purchases posted to your account within the last 180 days. Discover even doubles all miles earned in the first year you own the card. So, if you earn 25,000 miles in the first 12 months, for example, you get 25,000 bonus miles on your first account anniversary.

If you're flying internationally, Discover it Miles and all other Discover cards do not charge a foreign transaction fee. This means you'll avoid paying up to 3% extra on any international purchases, either in-person or online. But it's worth noting that Discover cards don't have the high global acceptance rates of Visa and Mastercard credit cards. So you could run into trouble if it's your only travel option.  

The best Mastercard deal is the Mastercard Priceless program, which gives cardholders access to unique experiences related to sports, dining, travel, art and more. Mastercard also provides benefits such as identity theft protection, 24/7 global service, and promotions for several products and services.

The best Mastercard credit card is the Citi Premier® Card because it offers an initial bonus of 60,000 points for spending $4,000 in the first 3 months. Cardholders can also earn 1 - 3 points per $1 spent on purchases.

Here are some of the best Mastercard credit cards in 2023

Here are the best Mastercard deals:

• Mastercard Priceless Program: Features special events and discounts exclusive to cardholders. Mastercard Priceless deals going on now include priority access to sporting events, digital experiences like art tours, celebrity encounters, culinary workshops and wellness packages.
• ID Theft Protection: Provides a number of identity theft resolution services, which you can activate at no cost.
• Mastercard Global Service: 24/7 assistance with lost and stolen credit cards, emergency card replacements and emergency cash advances. To access this service, just call (800) 307-7309 if you're in the U.S. or a country-specific toll-free number if you're abroad.
• World and World Elite Mastercard Perks: Cardholders can benefit from special offers related to online shopping, food delivery, ridesharing and more. World and World Elite cardholders also have access to the Mastercard Airport Concierge service, which offers savings on airport meet-and-greet services. This benefit provides you with assistance from agents who escort you through the airport at over 700 destinations, no matter the time of day.

You can browse through even more recommendations to get a better picture of the best Mastercard credit card deals available right now.

The best credit card for low-income earners is the Upgrade Cash Rewards Visa® because it has a $0 annual fee and offers 1.5% cash back on all purchases. The combination of no annual fee and cash back on all purchases makes this card a great fit for people who are on a budget but want to earn rewards. The Upgrade Credit Card requires fair credit or better for approval and guarantees a credit limit of at least $500. The card's minimum monthly payment is $5, depending on the amount of your balance, which should make it easy to afford with low income.

There is no official minimum income requirement for getting a credit card, though most credit card issuers impose their own limits. The goal is to ensure that you have enough income or assets to afford the card's monthly payments. Your assets are anything of value that you own, such as a car or real estate. In general, you should be able to get a credit card with an income as low as $10,000 per year if your debt-to-income ratio is low enough.

Best Credit Cards for Low-Income Earners

Initial Bonus: $200 bonus if you also get an Upgrade Rewards checking account and then make three debit card purchases

Ongoing Rewards: 1.5% cash back on all purchases every time you make a payment

Annual Fee: $0

Minimum Credit Required: Fair credit

Initial Bonus: $200 for spending $1,500 in the first 6 months

Ongoing Rewards: 5% cash back in your top eligible spend category each billing cycle (up to $500 spent, 1% back thereafter), as well as 1% back on all other purchases

Annual Fee: $0

Minimum Credit Required: Good credit

Ongoing Rewards: 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year)

Annual Fee: $0

Minimum Credit Required: Good credit

Ongoing Rewards: 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services

Annual Fee: $75 intro 1st yr, $99 after

Minimum Credit Required: Bad credit

Annual Fee: $0

Minimum Deposit: $49, $99 or $200 for a $200 credit limit

Minimum Credit Required: Bad credit

What to Look for in a Low-Income Credit Card

• No annual fee: When your budget is tight, a no annual fee credit card will help you keep costs to a minimum. 
• Rewards: Cash back is a great choice for a low-income card because it's like getting a small discount on purchases.
• Low security deposit (for secured cards): If you don't have a lot of available income and you have bad credit, look for a secured credit card with a low security deposit. 
• 0% intro APR: Cards that have a 0% intro APR do not charge you interest for a specified amount of time. These cards are ideal for low-income earners who wish to make a big purchase or reduce the cost of their debt. 

It is also worth noting that if you have a low income, you might only be approved for a modest credit limit. Credit card issuers determine spending limits based on what minimum monthly payments you can comfortably afford given your annual income. For example, if you have around $100 of disposable income per month and you apply for a credit card with a 5% minimum monthly payment, then your credit limit will likely be around $2,000, since 5% of $2,000 is $100. 

The latest Southwest credit card offer is 60,000 bonus points for the Southwest Rapid Rewards® Plus Credit Card, the Southwest Rapid Rewards® Premier Credit Card, and the Southwest Rapid Rewards® Priority Credit Card cards. New applicants can earn the bonus by spending $3,000 in the first 3 months after opening an account.

Deals standard to all Southwest credit cards include 2 free checked bags on Southwest flights and 2 -3 points per $1 spent on Southwest purchases. There are also bonus points after every account anniversary. All Southwest cards come with lost luggage reimbursement, baggage delay insurance, purchase protection, and extended warranty coverage.

Latest Southwest Airlines Credit Cards Offers

• Initial bonus.
  60,000 points plus a 30% off promo code for spending $3,000 in the first 3 months: All Southwest credit cards
• Bonus rewards.
  3 points / $1 on Southwest purchases: Southwest Premier Card and Southwest Priority Card
  2 points / $1 on Southwest purchases: Southwest Plus Card
• Travel benefits.
  2 free checked bags on Southwest flights, lost luggage & baggage delay insurance: All Southwest cards
• Purchase coverage.
  Extended warranty & purchase protection: All Southwest cards
• Extra points each account anniversary.
  7,500 points with Southwest Priority Card, 6,000 points with Southwest Premier Card, and 3,000 points with Southwest Plus Card
• $75 annual Southwest travel credit.
  Offered by the Southwest Priority Card
• 4 upgraded boardings per year.
  Offered by the Southwest Priority Card

The best Southwest credit card deal overall is for the Southwest Priority Card because you can earn more rewards value with it over two years than the other Southwest cards for consumer use. This card comes with a $149 annual fee and requires at least good credit for approval.

Latest Southwest Airlines Business Credit Cards Offers

There are several Southwest business credit card promotions, too. The best deal is offered by the Southwest® Rapid Rewards® Performance Business Credit Card. Cardholders get 80,000 points for spending $5,000 in the first 3 months. The card also gives 4 points / $1 spent on Southwest purchases. You also get two checked bags free on Southwest flights, in-flight Wi-Fi credits, and four upgraded boardings per year. Plus, you receive 9,000 bonus points after each account anniversary.

If you're not a frequent flyer, you could benefit more from the Southwest® Rapid Rewards® Premier Business Credit Card. The card offers 60,000 points for spending $3,000 in the first 3 months. Plus, you get 3 points / $1 on Southwest Airlines purchases as well as 6,000 bonus points after each account anniversary. The card only has a $99 annual fee.