Best Credit Card Deals

Selected by WalletHub Editors from 1,000+ credit cards — Feb 23, 2018

Great credit card deals are bountiful these days. There are cards offering hundreds of dollars in initial bonuses as well as offers with 0% financing for nearly two years. But the details change often, and the very best credit card deals are available only for a limited time.

It’s our job to

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Great credit card deals are bountiful these days. There are cards offering hundreds of dollars in initial bonuses as well as offers with 0% financing for nearly two years. But the details change often, and the very best credit card deals are available only for a limited time.

It’s our job to make sure you don’t miss any valuable opportunities. So we constantly scour the market in search of the best credit card deals for people of all credit levels. And we update this page on a daily basis to showcase the latest offers.

You can find about a breakdown of today’s top credit card deals below. Please keep in mind that while some offers may come from WalletHub advertising partners, sponsorship status played absolutely no role in card selection.

This content is not provided or commissioned by any issuer. Opinions expressed here are the author’s alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer.
 

WALLETHUB'S BEST CREDIT CARD DEALS FOR 2018


You can learn more about the very best of today’s top credit card deals below. You can also take a closer look at WalletHub’s editors’ best credit cards for students, rebuilding credit and other specific categories using the dropdown menu at the top of the page.
If you’re not sure whether you can qualify for a given card, simply click on its name and compare the “Required Credit Score” to your own. If you don’t know what that is, you can check your latest credit score for free on WalletHub.
 

Best Credit Card Deals for Travel Rewards

Best Credit Card Deals for Travel Rewards

50,000 bonus miles for spending at least $3,000 within 3 months opening. Limited-time offer for new customers.

50,000 bonus points for spending $4,000 within three months of account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards. Offer limited to new customers.

Best Credit Card Deal for Airline Miles

Best Credit Card Deal for Airline Miles

50,000 bonus miles for spending $3,000+ during the first three months. Plus, 25,000 bonus points for spending $10,000 the first year.

Just bear in mind that some cardholders have reported problems redeeming their miles for airfare. At the very least, that's reason enough to read some user reviews before you apply. This is a limited-time offer for new customers.

Best Credit Card Deals for Hotel Points

Best Credit Card Deals for Hotel Points

85,000+ bonus points: 50,000 after your first purchase, 35,000 for spending $2,500 within 90 days of account opening, and another 40,000 bonus points each year you renew your account. Plus, one free night each year you spend $10,000+. Available only to new customers.

75,000 bonus points for spending $3,000 within three months of account opening. New-customer offer.

Best Credit Card Deal for Cash Back

Best Credit Card Deal for Cash Back

$200 cash back for spending $500 within 90 days of account opening. Limited to new customers who apply online.

Best Credit Card Deals for Balance Transfers

Best Credit Card Deals for Balance Transfers

Rates & Fees  | Terms Apply
0% for 15 months on both new purchases and balance transfers, with no balance transfer fee (for the first 60 days) and decent rewards. Offer limited to new customers.

0% for 15 months on both new purchases and balance transfers, with no balance transfer fee (for the first 60 days). Offer limited to new customers.

Best Credit Card Deals for 0% Purchases

Best Credit Card Deals for 0% Purchases

0% Financing for 18 months on new purchases and balance transfers (3% transfer fee). Offer limited to new customers.

Best Credit Card Deals for Business Rewards

Best Credit Card Deals for Business Rewards

$500 cash back for spending $4,500 within three months of account opening. 2% cash back on all purchases. Limited to new customers.

80,000 bonus points for spending $5,000 during the first three months. Offer limited to new customers.

75,000 bonus points for spending $3,000 within three months of account opening. Offer is limited to new customers.

60,000 bonus points for spending at least $3,000 within three months of account opening. Offer is limited to new customers.
Needless to say, there are lots of great credit card deals available these days. In fact, credit card companies are currently offering record-high rewards bonuses and unusually long 0% APR periods, according to WalletHub’s latest Credit Card Landscape Report. So it’s a very good time to take advantage of plastic – responsibly, of course.

For your convenience, here’s a quick recap of the most notable credit card promotions available right now. Hopefully, this will help you find the right card for your needs:
 

These Are 2018’s Best Credit Card Deals

Best For... Card Name Best Feature Required Credit Standing
Travel Rewards Capital One® Venture® Rewards Credit Card 50,000 miles bonus Good
Initial Bonus Chase Sapphire Preferred® Card 50,000 points bonus Excellent
Hotel Points Club Carlson℠ Premier Rewards Visa Signature® Credit Card 85,000 points bonus Good
Airline Miles British Airways Credit Card 50,000 points bonus Good
International Travel Barclaycard Arrival Plus® World Elite Mastercard® 40,000 miles bonus Excellent
Big Initial Bonus Club Carlson℠ Premier Rewards Visa Signature® Credit Card 85,000 points bonus Good
Cash Back Citi® Double Cash Card – 18 month BT offer 1% + 1% Cash Back Good
Cash Bonus TD Bank Cash Credit Card 20,000 points bonus Excellent
Balance Transfers The Amex EveryDay® Credit Card from American Express 0% for 15 months Good
0% Purchases Citi Simplicity® Card 0% for 18 months Good
Small Business Capital One® Spark® Cash for Business $500 bonus Good
College Students Bank of America® Travel Rewards credit card for Students 20,000 points bonus Limited History
Newcomers Capital One® QuicksilverOne® Cash Rewards Credit Card 1.5% Cash Back Limited History
Bad Credit
 
Discover it® Secured Card - No Annual Fee Double rewards the first year Bad
Easiest to Get OpenSky® Secured Visa® Credit Card No credit check Bad


As you can see, all of the very best credit card deals require at least good credit for approval. If you don’t know how good your credit is, you can check your latest credit score for free on WalletHub.

And if you’d like to see how today’s top credit card deals compare to our editors’ favorite cards in major usage categories, check out their picks for the best Rewards0% FinancingBalance Transfers and more.