Minimum Credit Required
Best For Student Financing. This card is capable of meeting the needs of various types of college students, from those who wish to earn rewards on everyday expenses like gas and groceries to those who need help paying for big-ticket expenses like textbooks. The fact that it doesn’t charge an annual fee and actually pays you $150 just for spending $500 in the first 90 days you have it just makes things sweeter. The one thing you don’t want to do with this card is use it overseas, as it charges a 3% foreign transaction fee. So, if you plan on studying abroad or doing some international travel, you may want to consider a card from Capital One (none of its offers charge foreign fees).
$150 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days of account opening.
Earn 1% cash back on purchases, 2% cash back at grocery stores and wholesale clubs and 3% cash back on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter.
Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
Additional Info Details
0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.