Credit Card	Best For	Annual Fee	SSN Required	ITIN Accepted?	Passport Accepted?
Journey® Student Rewards from Capital One®	College Students	$0	No	Yes	No
Deserve® EDU Mastercard for Students	Cell Phone Insurance	$0	No	Yes	Yes
Capital One® Platinum Credit Card	Limited Credit	$0	No	Yes	No
Capital One® QuicksilverOne® Cash Rewards Credit Card	Newcomer Rewards	$39	No	Yes	No
Chase Freedom Unlimited®	Good Credit	$0	No	Yes	No
Petal 2 Visa® Credit Card	Newcomer Rewards	$0	No	Yes	No
Blue Cash Preferred® Card from American Express	Immigrants	$0 1st yr, $95 after	No	Yes	Yes

As you can see, people can still get great credit cards without SSNs. But if you’d like to see what other offers are out there…

Credit Card SSN Requirements by Issuer:

American Express: SSN, ITIN or Passport
Chase: SSN or ITIN
Bank of America: SSN, ITIN or Passport
Citibank: SSN, ITIN or Passport (select cards only)
Capital One: SSN or ITIN
U.S. Bank: SSN or ITIN (secured cards only)
Discover: SSN
Wells Fargo: SSN or ITIN (secured cards only)
Barclaycard: SSN
Synchrony Bank: SSN
USAA: SSN

4 Tips for Getting a Credit Card With No SSN

There are quite a few things you can do to increase the likelihood that you’ll be approved for a credit card. Depending on which route you take, certain credit card companies will be preferable over others.

Double-Check Your SSN Eligibility
If you’re authorized to work in the United States, you can apply for an SSN. To apply, you’ll need to go to an SSN office in person and prove your age, identity, immigration status, and employment. Having an SSN will enable you to get a credit card from any major U.S. issuer.
Look Into Getting an ITIN
You’re eligible for an ITIN if you need to file U.S. taxes without being employed in the U.S. For example, you might have investments, property, or non-compensatory income such as scholarship money. Of the top 10 credit card issuers, seven accept an ITIN, including American Express, Bank of America, and Capital One.
Use Your Passport
Three of the top 10 issuers will consider you for a credit card as long as you have a passport, a secondary form of identification and proof of income. They are American Express, Bank of America, and Citibank (select cards only).
Become an Authorized User
You can ask a close friend or family member to list you as an authorized user on their credit card. This will help you build credit, first and foremost. But you can also take advantage of the convenience of using plastic if you and the primary accountholder can work out a process for how you’ll pay your end of the bill.

For more tips on choosing the right credit card, with or without an SSN, check out WalletHub’s guide on how to get a credit card.

Methodology for Selecting the Best Credit Cards With No SSN

Best Credit Cards Without SSN Requirements

To identify the best credit cards available to people without a Social Security number, WalletHub’s editors compare the approval requirements, rewards, rates and fees for 1,500+ credit card offers. After excluding cards that require applicants to have an SSN, we pick the best options in a range of popular categories.

We give preference to cards that offer the most flexibility when it comes to the types of identification applicants can use in place of an SSN. We use expected net two-year earnings, after annual fees, as a tiebreaker.