Minimum Credit Required
Best For Student Financing. This card is capable of meeting the needs of various types of college students, from those who wish to earn rewards on everyday expenses like gas and groceries to those who need help paying for big-ticket expenses like textbooks. The fact that it doesn’t charge an annual fee and actually pays you $150 just for spending $500 in the first 90 days you have it just makes things sweeter. The one thing you don’t want to do with this card is use it overseas, as it charges a 3% foreign transaction fee. So, if you plan on studying abroad or doing some international travel, you may want to consider a card from Capital One (none of its offers charge foreign fees).
Earn 1% cash back on every purchase, 2% on groceries and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery store, wholesale clubs and gas purchases each quarter.
Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
When your cash rewards balance is $25 or more, you can redeem for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
As long as your account remains in good standing, cash rewards do not expire.
Additional Info Details
Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.