With that in mind, WalletHub’s editors compared more than 1,500 credit card offers to find the best military credit cards on the market as well as the best non-military alternatives to consider. You can find the best options listed by category below.
Best Military Credit Cards Compared
|Credit Card||Best For||Annual Fee||APR|
|PenFed Power Cash Rewards Visa Signature® Card||Overall||$0||14.99% - 17.99% (V)|
|PenFed Pathfinder® Rewards Visa Signature® Card||Travel Rewards||$95||14.99% - 17.99% (V)|
|Navy Federal Credit Union cashRewards Credit Card||Cash Back Rewards||$0||9.65% - 18% (V)|
|U.S. Pride Credit Card||0% Intro APR||$0||13.99% - 23.99% (V)|
|Capital One Venture Rewards Credit Card||Military Credit Card Alternative||$95||17.24% - 24.49% (V)|
|Navy Federal Credit Union nRewards® Secured Credit Card||Bad Credit||$0||18% (V)|
Methodology for Selecting the Best Military Credit Cards
To identify the best credit cards for military members and their families, WalletHub’s editors regularly compare 1,500+ credit card offers based on their rewards, rates, fees, approval requirements and special military benefits. In doing so, we focus on cards from banks and credit unions that cater specifically to the military community, including USAA, Pentagon Federal Credit Union and Navy Federal Credit Union. Such issuers only represent a fraction of the credit card market, however, and service members sacrifice enough without having to miss out on great credit card deals.
As a result, WalletHub’s editors compare the best military credit cards to the best credit cards overall in categories ranging from travel rewards to 0% APRs. When a general-purpose credit card offer is significantly better than the best military-specific option, we recommend the superior general-purpose card. These selections are updated on a regular basis.