|Credit Card||Best For||Annual Fee||Best Feature|
|Chase Freedom Unlimited®||No Annual Fee||$0||1.5 - 5% Cash Back|
|Chase Sapphire Preferred® Card||Initial Bonus||$95||100,000 points|
|Capital One Venture Rewards Credit Card||Travel Rewards||$95||2 miles / $1 + up to 100,000 miles|
|Blue Cash Preferred® Card from American Express||Cash Back Rewards||$0 intro 1st yr, $95 after||1 - 6% Cash Back|
|Alliant Cashback Visa® Signature Credit Card||Credit Union Rewards||$0 intro 1st yr, $99 after||2.5% Cash Back|
|U.S. Bank Altitude Reserve Visa Infinite® Card||Excellent Credit||$400||50,000 points|
|Upgrade Visa® Card with Cash Rewards||Fair Credit||$0||1.5% Cash Back|
|Petal® 2 Visa® Credit Card||No Credit||$0||1 - 1.5% Cash Back|
|Discover it® Secured Credit Card||Bad Credit||$0||First-year earnings doubled|
The best credit card rewards come in all shapes and sizes. The offers on this page are the best overall. But you can find more great options by checking out WalletHub’s picks for the best cash back credit cards and the best travel rewards cards.
To identify the best rewards credit cards, WalletHub’s editors compare all of the credit cards with cash back, points or miles in our database of 1,500+ credit card offers. We focus on the amount each card could save the average consumer over 24 months of use, after subtracting annual fees from expected rewards earnings. We use a two-year timeframe because it helps level the playing field between cards with big initial bonuses and cards with better ongoing rewards.
In addition to the best overall rewards credit cards, which usually require at least good credit for approval, WalletHub’s editors also select the top rewards cards for people with lower credit scores. Special groups such as students and small business owners may have a representative on this page, too.