Just because the holidays have come and gone does not mean the holiday shopping season is over. Its final act is actually just beginning. Many people have unwanted gifts they’d like to return, which can lead to more shopping as well as a fair amount of frustration. We also have holiday debt to deal with and financial resolutions we’re trying to stick to. With that in mind, WalletHub conducted a nationally representative online survey to see how the first part of the holiday shopping season went as well as what we can expect for its finale and how optimistic consumers are about 2018. You can find the complete results in the following infographic.
You can learn a lot about people from their travel habits generally and their attitudes toward winter travel in particular. After all, winter travel can be especially trying, on both our patience and our wallets.
To get a better sense of how U.S. consumers are feeling about their ability to get away heading into the most expensive time of the year, WalletHub conducted a nationally representative online survey. You can find the results in the following infographic.
Love coffee? In honor of National Coffee Day on Sept. 29, WalletHub compiled a list of coffee retailers offering special discounts and other promotions to their customers during the holiday and other days of the week.
Some of the deals include buy one coffee, get one free (of equal or lesser value) at participating Dunkin' Donuts locations; one free any-size coffee at participating Krispy Kreme locations; and 20 percent off all pods at Keurig.com. Find out exactly what specials are brewing at each store below.
From barrels brimming with beer and boots made for drinking to Bavarian pretzels and pork knuckles, Oktoberfest has it all. That’s why this centuries-old celebration brings more than six million partiers to Munich for a couple weeks each October. Yet only about 2% of the crowd typically hails from the U.S. And it’s little wonder why, considering the trip would cost the average American roughly $5,000, according to WalletHub estimates.
But much like it’s always five o’clock somewhere, you don’t need to visit the original Oktoberfest to feel the vibe. Many cities host their own festivals – most notably, Cincinnati and San Francisco. Even more local watering holes throw themed parties. Or, maybe you just want to get festive at home. No matter what, we’ve got all the information you need to understand what you’re “prost”-ing to.
WalletHub conducted a nationally representative survey of American consumers to see what people are planning to buy this holiday season, how much they’re going to spend, how they’re going to pay and more. You can find the results in the following infographic.
In honor of Veteran’s Day, WalletHub conducted a nationally representative survey to gauge people’s opinions about military personal-finance perks and a whole lot more. You can find the complete results in the following infographic.
WalletHub conducted a nationally representative survey of over 530 Americans to see how much people are planning to spend on Halloween festivities as well as what aspects of personal finance frighten folks the most. You can find the results in the following infographic.
The release of each new iPhone model is a big-money occasion. Not just for Apple, the world's largest company by market capitalization and a new Warren Buffet favorite. But also for consumers, who will reportedly be asked to shell out up to $1,400 for the new device at a time when credit card debt is approaching record highs. The key, it seems, is that credit scores are at lofty historical levels, too. In other words, installment plans and other financing arrangements will help the iPhone remain as popular as ever into its second decade.
But how much do consumers really know about the connection between their credit scores and monthly cell phone bills? Do we care more about our phones than our credit scores?
Labor Day weekend is not just the last summer holiday you can celebrate — it’s also one of the best times of the year to shop. Many retailers mark down their inventory considerably during the holiday, which is why many parents hold off until then to do their children’s back-to-school shopping. You’re likely to find deep discounts on just about everything, from clothes to books to furniture to video games.
For more than a year, WalletHub kept an eye on America’s biggest retailers to find out what special deals they have in store for the upcoming holiday shopping bonanza. We also tracked various product categories to see which among them are discounted most heavily in September compared with the rest of the year. The standouts? Treadmills. If your wish list includes those items, September is the time to make room in your budget.
Labor Day in the 21st century is all about beaches, BBQs, ballgames and buying things. This year, for example, 25% of Americans plan to get out of town for Labor Day weekend . More than 133 million will enjoy a cookout. Thousands will pack college football stadiums. And the average Labor Day weekend shopper will spend $58 in the process, according to WalletHub’s survey.
But it hasn’t always been that way. Labor Day’s roots can be traced back to the streets of 1880s New York City, where rival union leaders joined forces to protest the unfair labor practices that plagued industry at the time.
Most people know that credit scores are important, especially when it comes to applying for credit cards and loans. But what about the other ways in which our credit history can have present and future implications for our wallets? If you have car insurance, for example, your monthly payments probably are affected by your track record as a borrower.
To see just how much drivers across the country know about the connection between car insurance and credit scores, WalletHub conducted a nationally representative online survey. We asked about matters ranging from the factors that people think do and should affect car insurance rates to their opinions of car insurance companies.
People have all sorts of excuses for not checking their credit reports more often. Some say they just don’t have time. Others are afraid to see what’s on there. But two things are abundantly clear: 1) Credit reports are among the most important documents in our financial lives; and 2) We’d review them far more frequently if they were simpler.
That’s why WalletHub gives you free credit reports, updated daily, plus a timeline highlighting important changes. And to get a sense of just how much this type of simpler option could help people, WalletHub conducted a nationally representative survey on the subject of credit report complexity. You can check out the findings below.
American Express (a WalletHub partner) is a venerable brand, known for customer service and as a status symbol. So it’s understandable that you’d be interested in the company’s cards. But thinking you want an Amex is a far cry from knowing you’ve found the best card for your needs. Please note, American Express is a WalletHub partner.
People’s attitudes toward credit cards can tell us a lot about their financial health as well as the economy more generally. So WalletHub decided to take the temperature of credit card users with a nationwide survey.
We asked about matters ranging from what qualities the best credit cards possess and why people switch cards to their best and worst credit card experiences. You can find the complete results in the following infographic.
The cost of borrowing is rising in lockstep with Federal Reserve rate hikes, but incentives to save seem few and far between. To get a sense of how consumers are coping with this low-rate environment, where people are stashing their cash these days, and what they expect from banking institutions, WalletHub conducted a nationally representative online survey. You can find the complete results in the following infographic.
Credit cards offer a lot of travel-related benefits that most people don’t seem to know much about. Rental car insurance, travel accident insurance, and insurance for lost/delayed luggage are just a few of them.
To see whether such perks will be put to good use this summer travel season or left unused, plus a whole lot more, WalletHub conducted a nationally representative online survey. You can find the results below.
Fireworks and freedom: That’s what America does on the Fourth of July to celebrate the country’s birthday, established with 56 founding fathers’ pen strokes on the Declaration of Independence in 1776. We also eat a whole lot of hotdogs: 150 million in total. We make a toast or two to freedom and good old Uncle Sam, shelling out more than $1.5 billion on July Fourth beer and wine. And we travel, with a record 44 million of us planning to venture 50+ miles from home this year.
So even though July 4, 2018 marks America’s 243rd birthday, there’s still a lot to learn about this red, white and blue anniversary.
The credit card is an American invention. But while we use credit to pay for plenty of Independence Day purchases, plastic isn’t so patriotic in the minds of many. Some believe credit card debt doesn’t fit with core U.S. ideals, such as freedom and independence. Others say Uncle Sam tracks our credit card spending, restricting civil liberties.
It’s not all gloom, doom and conspiracy theories, though. These days, we tend to trust credit card companies more than cornerstone institutions such as the federal government and media. And most people think access to credit should be a fundamental right.
Paying up at the pump fuels a lot of our travel, from vacation road-trips and business travel to the everyday commute. So we decided to see what the people have to say about how gas prices affect where they go and how they get there.
WalletHub performed a nationally representative online survey, asking about everything from whether people consider the price of gas when making travel plans to how they decide where to fill up. You can find the complete results in the infographic below.
Credit cards offer plenty of perks, from rewards on every purchase to 0% APRs. But credit cards can also get us into trouble if we aren’t careful. Reducing debt and adopting sustainable spending habits are particularly important, so WalletHub decided to see how consumers are approaching those tasks.
We performed a nationally representative survey online. You can find the complete results in the infographic below, along with some key takeaways from WalletHub’s latest Credit Card Debt Study.