Most people know that credit scores are important, especially when it comes to applying for credit cards and loans. But what about the other ways in which our credit history can have present and future implications for our wallets? If you have car insurance, for example, your monthly payments probably are affected by your track record as a borrower.
To see just how much drivers across the country know about the connection between car insurance and credit scores, WalletHub conducted a nationally representative online survey. We asked about matters ranging from the factors that people think do and should affect car insurance rates to their opinions of car insurance companies.
People have all sorts of excuses for not checking their credit reports more often. Some say they just don’t have time. Others are afraid to see what’s on there. But two things are abundantly clear: 1) Credit reports are among the most important documents in our financial lives; and 2) We’d review them far more frequently if they were simpler.
That’s why WalletHub gives you free credit reports, updated daily, plus a timeline highlighting important changes. And to get a sense of just how much this type of simpler option could help people, WalletHub conducted a nationally representative survey on the subject of credit report complexity. You can check out the findings below.
American Express (a WalletHub partner) is a venerable brand, known for customer service and as a status symbol. So it’s understandable that you’d be interested in the company’s cards. But thinking you want an Amex is a far cry from knowing you’ve found the best card for your needs. Please note, American Express is a WalletHub partner.
People’s attitudes toward credit cards can tell us a lot about their financial health as well as the economy more generally. So WalletHub decided to take the temperature of credit card users with a nationwide survey.
We asked about matters ranging from what qualities the best credit cards possess and why people switch cards to their best and worst credit card experiences. You can find the complete results in the following infographic.
The cost of borrowing is rising in lockstep with Federal Reserve rate hikes, but incentives to save seem few and far between. To get a sense of how consumers are coping with this low-rate environment, where people are stashing their cash these days, and what they expect from banking institutions, WalletHub conducted a nationally representative online survey. You can find the complete results in the following infographic.
Credit cards offer a lot of travel-related benefits that most people don’t seem to know much about. Rental car insurance, travel accident insurance, and insurance for lost/delayed luggage are just a few of them.
To see whether such perks will be put to good use this summer travel season or left unused, plus a whole lot more, WalletHub conducted a nationally representative online survey. You can find the results below.
Fireworks and freedom: That’s what America does on the Fourth of July to celebrate the country’s birthday, established with 56 founding fathers’ pen strokes on the Declaration of Independence in 1776. We also eat a whole lot of hotdogs: 150 million in total. We make a toast or two to freedom and good old Uncle Sam, shelling out more than $1.5 billion on July Fourth beer and wine. And we travel, with a record 44 million of us planning to venture 50+ miles from home this year.
So even though July 4, 2018 marks America’s 243rd birthday, there’s still a lot to learn about this red, white and blue anniversary.
The credit card is an American invention. But while we use credit to pay for plenty of Independence Day purchases, plastic isn’t so patriotic in the minds of many. Some believe credit card debt doesn’t fit with core U.S. ideals, such as freedom and independence. Others say Uncle Sam tracks our credit card spending, restricting civil liberties.
It’s not all gloom, doom and conspiracy theories, though. These days, we tend to trust credit card companies more than cornerstone institutions such as the federal government and media. And most people think access to credit should be a fundamental right.
Paying up at the pump fuels a lot of our travel, from vacation road-trips and business travel to the everyday commute. So we decided to see what the people have to say about how gas prices affect where they go and how they get there.
WalletHub performed a nationally representative online survey, asking about everything from whether people consider the price of gas when making travel plans to how they decide where to fill up. You can find the complete results in the infographic below.
Credit cards offer plenty of perks, from rewards on every purchase to 0% APRs. But credit cards can also get us into trouble if we aren’t careful. Reducing debt and adopting sustainable spending habits are particularly important, so WalletHub decided to see how consumers are approaching those tasks.
We performed a nationally representative survey online. You can find the complete results in the infographic below, along with some key takeaways from WalletHub’s latest Credit Card Debt Study.
Memorial Day is more than just a day off from work or school, an excellent occasion for a backyard barbeque or a chance to travel. Those things do speak to the holiday’s true spirit. But above all else, Memorial Day honors Americans who have died in service to their country. This holiday is not one for somber reflection, however. We instead choose to celebrate by enjoying the many freedoms that American servicemen and women have perished protecting.
That includes fundamental rights such as freedom of speech, trial by jury, and protection against cruel and unusual punishment. It also extends to relative trivialities such as the ability to save up to 90% with Memorial Day weekend sales or ride roaring Harleys through the nation’s capital. And yes, 60% of us do indeed barbeque each Memorial Day weekend, while 13% take a trip. After all, Memorial Day’s place on the calendar has made it the unofficial start of summer for many.
Some people travel on Memorial Day weekend. Others shop. If you’re one of the latter, WalletHub has been tracking offers from a dozen big retailers for the past year to help you easily find the best deals of the holiday and the rest of the month.
Listed below are WalletHub’s picks of the 10 most exceptional deals from the heap, followed by the top offers in eight product categories such as Apparel and Electronics. You’ll also find each item’s sale price and discount percentage to show you exactly how much you stand to save.
Nashville is a wonderful place to live and work, boasting plenty of culture, commerce and natural beauty. So it should come as no surprise that it’s the fifth fastest growing big city in the U.S., ranking 39th out of 515 cities overall. Music City simply has mass appeal, as evidenced by its place as one of the most diverse places in the country, both ethnically and economically. The fact that it’s in the top half of U.S. cities in terms of safety doesn’t hurt, either.
In other words, whether you’re looking to buy or sell Nashville real estate, you’re in luck. Not only does the area virtually sell itself, but Nashville also happens to be one of the 10 best cities for real estate agents. And there are lots of great ones to choose from. That’s a good problem to have, but the question still remains: Who is the best real estate agent in Nashville?
Some call it the “most exciting two minutes in sports,” in reference to the speed of good, old-fashioned horse power and the millions of dollars that ride on the outcome. Others call it the “run for the roses,” given the giant floral garnish donned by the fastest pair in the winner’s circle. But you probably know this annual celebration of hats, horses and hooch as the Kentucky Derby, or the first leg of the Triple Crown.
This year marks the 144th running of the Kentucky Derby, held each May at Louisville’s historic Churchill Downs Racetrack. Yet only 35 mounts have followed up a Derby victory with a win in the Triple Crown’s second leg, the Preakness Stakes. And a mere 12 have then sealed the deal in the Belmont Stakes. The chance to see history is nevertheless just one element of what makes the Kentucky Derby so special.
The Boston Marathon is the country’s premier long-distance running event and a Patriots’ Day mainstay for Beantowners. But it’s become much more than that. The heinous acts of two troubled young men in 2013 turned the city into a symbol of American resilience and “Boston Strong” into a rallying cry heard worldwide. As a result, the Boston Marathon is characterized not by the violence of that day, but rather by the fact that we continue to run freely each year.
Symbolism aside, a spot in the Boston Marathon is a prestigious position. The field is limited to just 30,000 people, 80% of whom must beat an age-based qualifying time in another marathon to even have a chance. Those who do make the cut also get to chase the richest purse in racing in U.S. That’s one big reason why there’s always plenty of elite talent – including Olympians past and future – leading the pack.
No one likes Tax Day, except for accountants and Uncle Sam. In fact, disdain for filling out forms and forking over funds to the government drives many of us to contemplate some pretty kooky alternatives. For example, nearly one in four Americans would get an “IRS” tattoo in return for a tax-free future, while 11% would name their first-born child “Taxes.”
It’s no wonder, either. We’ve spent billions of hours preparing billions of dollars in payments since tax season began Jan. 29 . We’re grappling with a tax code that’s longer than all of the Harry Potter and Game of Thrones books combined. We’re scrambling to take full advantage of President Trump’s tax reforms. And to top it all off, Tax Day is a moving target. It’s April 17 this year because April 15 falls on a Sunday, and IRS offices are closed the following Monday for Emancipation Day in Washington, DC.
It’s a tradition unlike any other and the unofficial start of spring for golf fans nationwide. But the beauty of April flowers at Augusta National Golf Club, once a plant nursery, belies the danger lurking for the 86 participants in the 82nd Masters Tournament , especially with Tiger back on the prowl. Plenty of prayers will be made around Amen Corner, to be sure. And we may even see some showers from the eyes of players who either overcome or succumb to the pressure.
To help get you in the mood for golf’s first major of the year, WalletHub analyzed the Masters from tee to green, collecting interesting fun facts along the way. You can check out our findings in the infographic below, followed by a Q&A with a panel of golf experts. Enjoy the action!
Easter this year arrives 15 days earlier than it did in 2017. That puts a bit of stress on shoppers who need to figure out the best bargains of the holiday and throughout March. You don’t have to worry, though. WalletHub has been Easter deal hunting since the past year, tracking offers from a dozen big retailers to find out which items are truly worth a hop to the store.
Listed below are WalletHub’s picks of the 10 most exceptional deals, followed by the top offers in nine product categories such as Apparel, Electronics and Jewelry. You’ll also find each item’s sale price and discount percentage, showing exactly how much you’ll save.
Easter is much more than an occasion to break out your Sunday best or hop into a bunny costume. It is a day of great religious significance for the roughly 71% of Americans who classify themselves as Christians, marking the resurrection of Jesus. And it actually takes place twice most years because of differences in the Western and Orthodox calendars.
Easter also is a big donation day for U.S. churches, thanks to the year’s highest attendance rates. It’s a significant revenue-driver for companies in the candy business. And it’s a source of divisiveness for those who feel strongly about the best way to eat a chocolate bunny or the best filling for a chocolate egg.
Whether you see it as a civic duty, a necessary evil or cause for a few choice expletives, it’s no surprise that most of us dislike tax time. From the expense and hassle of the process to questions of fairness and fears of basic math, there are many reasons for our April angst.
But just how much do we dislike taxes and tax collectors? Will President Trump's reforms make things better or worse? And what would we do to get out of paying?