As a licensed private investigator and a Certified Identity Theft Risk Management Specialist, I’m naturally well aware of identity theft and the various other crimes that accompany it. But I’m perhaps even better acquainted with these matters because I was actually a victim before I dedicated my professional life to helping others protect themselves from fraud.
The debate over genetically modified organisms brings together a number of pressing socioeconomic trends, from the populist backlash against globalization, science and the media, to fears of resource wars caused by climate change and population growth, to our cultural shift in favor of so-called natural and organic foods. But while there are vocal supporters on both sides of this important issue, roughly 58% of Americans don’t know enough about it to generate a truly informed opinion, according to the results of a recent study by researchers at the University of Pennsylvania and the University of Wisconsin-Madison.
Whether you call it “climate change” or “global warming,” roughly one-third of Americans simply don’t believe in it – at least as a genuine threat to humankind, according to surveys conducted this year by Monmouth University, Pew Research Center and Gallup. That reality might come as a shock to some, but there’s a reason why thousands of people ask the internet whether the phenomenon is merely a myth each month. There’s a lot of uncertainty out there.
Settlers of the Plymouth Colony and their Wampanoag tribe predecessors kicked off a grand tradition way back in 1621. And for that we should all be thankful, if for nothing else than a day off from work and school. But the Thanksgiving we celebrate today is a lot different than that first festival in honor of a particularly bountiful harvest.
With credit card debt rising to increasingly dangerous levels and the expensive holiday shopping season getting underway, consumers will no doubt be looking everywhere for ways to save in the months to come. One old stand-by that’s currently undergoing something of a technological makeover – the coupon – may be forgotten by many, but it has the potential to lower your costs quite a bit, whether you’re shopping online or in a store. Roughly 319 billion coupons, worth a total of $545 billion, were distributed in 2014, according to the commerce analytics company Inmar. While that equates to more than $2,000 in coupon savings potential for each adult in the U.S., less than 1% of that potential value was actually redeemed by consumers. The right coupon site could therefore prove to be a goldmine for offers you might not find out about anywhere else. But which coupon site is best?
Have you thought about how the world could change if the likely frigid morning of January 20 echoes with these words: “I Donald J. Trump do solemnly swear that I will faithfully execute the Office of President of the United States…”?
Have you thought about how the world could change if the likely frigid morning of January 20 echoes with these words: “I Hillary Rodham Clinton do solemnly swear that I will faithfully execute the Office of President of the United States…”?
Even with checks and balances, four years of executive power can change the country – perhaps even the course of history – considerably. So from FDR’s clean sweep of Republican Alf Landon in 1936 to the Supreme Court’s ruling in 2000’s Bush v. Gore nail-biter, every presidential election matters and is, indeed, historic. This one still feels special, though – kind of like Barack Obama’s enthusiastic run to break the White House color barrier, but more sinister.
American Express is a venerable brand, known for customer service and as a status symbol. So it’s understandable that you’d be interested in the company’s cards. But thinking you want an Amex is a far cry from knowing you’ve found the best card for your needs.
Imagine your pet dog or cat sitting terrified in a small, nondescript cage inside a clinically cold laboratory, just waiting to be poked, prodded and experimented on – all in the name of advancing human health…or at least making better beauty products. Now, take a look around your home, from your cleaning supplies to the contents of your medicine cabinet. Odds are you’ll find countless products, perhaps even some which are keeping you alive, made by organizations that still perform testing on animals. They reportedly include the likes of:
America’s national pastime has the potential to be simultaneously cruel, poetic and nerve-wracking, especially come October. The fairytale is over for Dodgers fans, who must come to terms with legendary broadcaster Vin Scully’s final moments behind the mic coming in a loss just short of the World Series. Cubs fans get to enjoy the thrill of their first World Series appearance in 71 years and hope their 107-year title drought – the longest in major professional sports – mercifully comes to an end. And Cleveland Indians supporters are probably crossing their fingers as they watch their team fly under the radar in dominant fashion, quietly winning 10 of their last 11 games.
It’s the spookiest time of the year, when superstition runs rampant and treats always come with the potential for a trick. But like with anything else, the more you know about Halloween, the less scary it seems. For example, did you know that ringing doorbells and lighting candles are thought to help ward away all of the witches, ghosts and evil spirits on All Hallows’ Eve? And were you aware that charities operate 80% of the country’s haunted attractions?
From a fear of needles to concerns over autism and even government mind control, the small percentage of Americans who shy away from vaccinations for themselves and their children each year certainly have their reasons. Some even justify the choice with supposed financial responsibility, as if a $40 flu shot is really going to break the bank.
From Baton Rouge to Charlotte, Cleveland to Ferguson and North Charleston to Tulsa, the high-profile police shootings of minority individuals that we’ve witnessed over the past two-plus years have aroused deep-seeded feelings of mistrust and resentment across the country. In keeping with our long history of racial rancor, this latest chapter in our societal struggle for equality has initially served only to divide us. You’re either with the police or with the people, it seems.
Although it’s technically a federal holiday, the celebration of Christopher Columbus’ arrival in the New World 524 years ago won’t give you a legitimate excuse to skip work. But you can still take advantage of Columbus Day discounts the weekend before.
In anticipation of the holiday on Oct. 10, WalletHub’s number crunchers surveyed the best Columbus Day deals to help you find the most savings on your favorite items and get ahead of the crowds. In addition, we tracked various product categories for more than a year to determine what’s discounted most heavily in October compared with the rest of the year. And one specific item stands out: exercise bikes. So if you’re on the hunt for one, this month’s the time to budget for it.
Solar energy is supposed to be an elegant solution to our dual problems of high utility costs and climate change. But it seems like the technology has been on the brink of a breakthrough for decades now, providing neither elegance nor much of a solution along the way, thanks in large part to bulky equipment and convoluted pricing. So it’s fair to wonder: Is solar finally ready for show time?
Love coffee? In honor of National Coffee Day on Sept. 29, WalletHub compiled a list of coffee retailers extending special discounts and other promotions to their customers. How about a medium cup of joe for only $0.66 at Dunkin' Donuts or a free coffee and an Original Glazed donut at participating Krispy Kreme locations in the U.S. and Canada? Find out what's brewing at each store below.
From barrels brimming with beer and boots made for drinking to Bavarian pretzels and pork in both link- and knuckle-form, Oktoberfest has it all. That’s why this celebration held in Munich for just over two weeks each October ranks among the world’s biggest parties, attracting more than five million visitors per year and inspiring numerous copycat events, including a pair of notable examples in Cincinnati and San Francisco.
Although attending the original Oktoberfest – whose roots can be traced back to a royal Bavarian wedding in 1810 – is a bucket-list item for many, only about 3% of the crowd typically hails from the U.S. And it’s little wonder why, considering that the trip would cost the average American roughly $5,000, according to WalletHub estimates. But much like it’s always five o’clock somewhere, you fortunately don’t need to actually visit Oktoberfest to feel the vibe.
Much like the music industry, the movie business has experienced significant growing pains in recent years as producers and consumers alike adjust to an environment in which films are as likely to be watched on a smartphone as in a theater and Captain Phillips is only the tip of the iceberg as far as piracy is concerned. The optimal word, however, is “growing.” The $38.3 billion in global box office sales recorded in 2015 represents a 5% year-over-year increase, according to the Motion Picture Association of America, while sales in the U.S. and Canada ($11.1) rose 8%. In fact, 69% of the combined populations of the U.S. and Canada (235.3 million people) went to the movies at least once last year.
Reducing the cost of higher education was among the most popular policy concerns during the 2016 presidential primary season, and it’s obvious why. Roughly 43 million Americans collectively owe more than $1.3 trillion in student debt, according to data from the Federal Reserve, and the average graduate now leaves campus owing approximately $37,000. Politicians who propose making higher education either free or debt-free are therefore singing to a very large and collectively powerful choir.