- Last Updated May 18, 2018
1. Eligibility: Contest (the “Contest”) is open only to those who install the WalletHub application and log-in using the application to their own WalletHub account and view their credit score. The Contest is open only to legal residents of the fifty (50) United States (including District of Columbia) (the “Territory”) who are at least the age of majority in the entrant’s state of residence at the time of entry. Employees of Evolution Finance, Inc. (the “Sponsor”) their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Contest. The Contest is subject to all applicable federal, state and local laws and regulations. Void where prohibited.
2. Agreement to Rules: By participating, you agree to be fully unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Evolution Finance, Inc., as final and binding as it relates to the content. The Contest is subject to all applicable federal, state and local laws.
3. Contest Period: Entries will be accepted online starting on or about 20th of April 2018, 8 PM US EST and ending 20th of June 2018. All online entries must be received by 20th of June 2018 11:59 PM EST.
4. How to Enter: Below are the methods to enter the Contest drawing.
The Contest may be entered by accessing the links in the received email to the appropriate app store and installing the WalletHub application, then using the application to log-in into your WalletHub account and view your credit score.
The entry must fulfill all Contest requirements, as specified, to be eligible to win a prize. Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Evolution Finance, Inc.. You may enter only once and you must fill in the information requested. You may not enter more times than indicated by using multiple email addresses, identities or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules your submission may be removed from eligibility at the sole discretion of Evolution Finance, Inc..
5. Additional Conditions. For any reason you may request a cancellation of your entry within 15 days prior to ending date of the drawing by contacting Evolution Finance, Inc.. Any incomplete or illegible entries will not be processed. The use of robotic, automatic, macro, programmed, photocopied entries, or multiple entries sent in bulk, or like methods (including without limitation the use of any promotion/sweepstakes subscription, notification entry or like sites or services that offers sweepstakes entry services "on behalf of” Entrant) is strictly prohibited. Any attempt by any participant to obtain more than the stated number of entries by using multiple/different email addresses, identities, registrations and logins, or any other methods may void that participant's entries and that participant may be disqualified. Use of any automated system to participate is prohibited and will result in disqualification. Sponsor is not responsible for lost, late, incomplete, invalid, unintelligible or misdirected entry applications, which will be disqualified and destroyed. In the event of a dispute as to any entry application, the authorized account holder of the email address, used to register will be deemed to be the Entrant. All entries must be made in the name of the individual and no transfer of ownership is permitted. No entries will be accepted from or on behalf of, corporations, trusts, partnerships, or other entities.
6. Prizes: There is a sole winner, that will receive a $500 cash prize.
No other prize substitution permitted except at Sponsor's discretion. The prize is nontransferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others by winners is permitted. Acceptance of prize constitutes permission for Evolution Finance, Inc. to use winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
7. Odds: The odds of winning depend on the number of eligible entries received in the Contest prior to the drawing date.
8. Winner selection and notification: Winners of the Contest will be selected in a random drawing under the supervision of the Sponsor. Winners will be notified via email to the email address they provided on their WalletHub account within five (5) days following the winner selection. Evolution Finance, Inc. shall have no liability for a winner's failure to receive notices due to winners' spam, junk e-mail or other security settings or for winners' provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 15 days from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited and an alternate winner selected.
The receipt by winner of the prize offered in this Contest is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH WINNER'S DISQUALIFICATION AS WINNER OF THE CONTEST AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
9. Rights Granted by you: By entering this contest you understand that Evolution Finance, Inc., anyone acting on behalf of Evolution Finance, Inc., or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the world, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.
10. Terms: Evolution Finance, Inc. reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Contest should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Contest. In such case, Evolution Finance, Inc. may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Evolution Finance, Inc.. Evolution Finance, Inc. reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Contest or website or violates these Terms & Conditions / Disclaimer.
Evolution Finance, Inc. has the right, in its sole discretion, to maintain the integrity of the Contest, to void entries for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Contest rules; or the use of bots, macros or scripts or other technical means for entering.
Any attempt by an entrant to deliberately damage any web site or undermine the legitimate operation of the Contest may be a violation of criminal and civil laws and should such an attempt be made, Evolution Finance, Inc. reserves the right to seek damages from any such person to the fullest extent permitted by law.
By entering the Contest you agree to receive email newsletters periodically from Evolution Finance, Inc.. You can opt-out of receiving this communication at any time by clicking the unsubscribe link in the newsletter.
11. Limitation of Liability: By entering you agree to release and hold harmless Evolution Finance, Inc. and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the Contest and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.
12. Disputes: THIS CONTEST IS GOVERNED BY THE LAWS OF THE UNITED STATES OF AMERICA AND THE STATE OF DELAWARE, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Contest, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Contest, shall be resolved individually, without resort to any form of class action, exclusively before a court located in the State of Delaware having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e. costs associated with entering this Contest), and participant further waives all rights to have damages multiplied or increased.
14. Winners List: To obtain a copy of the winner's name or a copy of these Official Rules, email your request here. Requests must be received no later than 1st of July 2018.
15. Sponsor: The Sponsor of the Contest is Evolution Finance, Inc..