Considering current interest rates, comparing and finding the best CD rates from leading financial institutions is increasingly important. You can also check our Q&A section below for tips and tricks to choose the best certificate for you.
- General Consumer
- Business Owner
- College Student
Nationwide Bank • 1 Year CD
Interest Rate Breakdown
Balance | APY |
---|---|
$500+ | 4.75% |
- Minimum to Open: $500
Additional Info
- Earn up to 4.75% APY*.
- FDIC Insured up to $250,000
- $500 minimum deposit required to start
- CDs automatically renew with a full 10-day grace period
- Overview of your financial health in online banking
- Account can be funded via wires or check
Charles Schwab Bank • 1 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.75% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
CFG Bank • 1 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$500 - $500,000 | 5.67% |
- Minimum to Open: $500
Additional Info
- No additional deposits are permitted after initial deposit.
- The minimum balance for all CDs is $500, and the maximum deposit is $500,000
CIBC U.S. • 1 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.62% |
- Minimum to Open: $1,000
Additional Info
- Bank without paying a monthly account maintenance fee.
- Grow your money faster with monthly compounding interest, and earn a higher rate for accounts with $25,000 or more.
- Easy 24/7 access.
Valley Bank • 3 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$500 - $500,000 | 5.60% |
- Minimum to Open: $500
Additional Info
- If you're opening a CD online, you can deposit up to $500,000 into your account.
- If you'd like to fund your CD with more than $500,000 please visit a branch to open your account.
- You can withdraw money before the term is up, but may have to pay a early withdrawal fee.
LimeLight Bank • 18 Month CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.60% |
- Minimum to Open: $1,000
Additional Info
- Terms from 6 months to 36 months.
- The longer your term, the more you earn.
- Penalties may apply for early withdrawal.
Charles Schwab Bank • 6 Month CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.58% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
Charles Schwab Bank • 3 Month CD

Interest Rate Breakdown
Balance | APY |
---|---|
$1,000+ | 5.56% |
- Minimum to Open: $1,000
Additional Info
- Current CD rates available through Schwab CD OneSource.
- You are required to open an account (brokerage or requirement account) in order to purchase CDs within Schwab.
Popular Bank • 1 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$10,000+ | 5.55% |
- Minimum to Open: $10,000
Additional Info
- Access your account 24/7 from desktop or mobile.
- APY set weekly based on market conditions and fixed for each CD term.
- Automatic Renewal at the same term and at the current applicable market rate for that product.
Colorado Federal Savings Bank • 1 Year CD

Interest Rate Breakdown
Balance | APY |
---|---|
$5,000+ | 5.55% |
- Minimum to Open: $5,000
Additional Info
- No monthly maintenance fee, ACH fee or online Account fee.
- The interest rate for your account will be paid until the maturity date of your certificate.
- You must maintain the minimum balance of $5,000.00 in the account each day to obtain the APY.
- The account will automatically renew at maturity.