We work hard to present you with accurate cd rate information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" on the offer's details page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to list as many cd rate offers as possible but we don't make any representation of listing all available offers.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
We decided to invest the money we'd saved up for the down payment for our house at First Tennessee. We opened up a new money market savings account and deposited the money there and only had access if we actually went to the bank (to make sure we didn't touch it for any "emergency" shopping trips). However, after a couple of months, we noticed that somehow $1,000 had been withdrawn. My husband had to take a day off of work to go there and figure out what happened. Apparently a man in West Tennessee had the same account number as ours except 1 digit and they took the money out of our account instead of his! They fixed it after a while, but it took my husband talking to 2 tellers and a manager before it was fixed. Not a good experience.
I recently switched to a First Tennessee Bank savings account because the bank’s location was much closer to my home than my previous institution. I have to say that, so far, I have not had an optimal experience with my savings account. I do not like that fact that if I decided to withdraw money, there is a fee to do so. It is my money, and I should be able to withdraw it at will without penalty. I would also like a higher interest rate than I am currently getting. I am a recent new customer, so I will continue to give First Tennessee a shot, but at this point I am not impressed with their savings account offering.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.