PNC CD Rates

They are the worst bank ever. Then their new manager Daniel at the Tatum and Cactus in Arizona location not friendly rude and has no respect for his customers. I would never recommend this bank to anyone.

Beware bbva mm account. They will gladly accept up to a 50,000 dollar deposit daily but limit you to $20,000 online transfer out per month and give you a $3 fee for the privilege! They also open your account with a competitive rate that quickly drops below market average and promise a $100 bonus which 6 months later I'mstill getting excuses as to why I'm not getting it. I would recommend stay away from this bank. They are simply very dishonest.

Incredibly difficult to do business with. After they halved my interest rate (with no notice given), I tried to withdraw, you know, MY MONEY. Ridiculously low transfer out limits with a 3 dollar fee. I called to cancel my account. They made it impossible. FINALLY, someone told me to send an email through their secure message center to request closure and my money. NOPE. Now, I needed to send a letter. So, I did. NOPE - got a voicemail saying I needed a notarized letter now. Give me a break. The money was either to be returned to my master checking account at citi (where I transferred the money in from). or sent to my apartment with a paper check (I sent in a copy of my license for the letter to boot. All no good. I've managed to withdraw all my money by now (after 12 dollars in fees). But shame on them for the whole thing.

Wish I had read reviews first! Very greedy institution!
Agree with fkinzie's review wholeheartedly!
This is the worst online bank I've ever dealt with, and I've dealt with many.
Teaser Interest rate dropped drastically quickly, nearly halved. FAR beyond equity with FED rate cuts.
Interestingly, they dropped my rate to 1.09% unannounced, but are advertising 1.50% this very day!
They charge $3 for ACH withdrawl! I have NEVER heard of such a charge ANYWHERE, even Paypal does NOT charge for ACH.
Worse yet, BBVA LIMITS withdrawls to $5000 daily and just $10,000 per MONTH!
Website clunky, and took 4 attempts to add external account. Phone support polite, but ineffectual.

STAY AWAY!! I deal with a lot of banks and BBVA is at the very bottom. They get your money with a teaser rate and within a few weeks the rate drops to something like 2/3 of market rate. Their electronic banking is the worst. Difficult to link accounts and once you link them, low limits on transfer amounts. When you try to take money out, there is a $5000/day and $10000/month limit and also a $3 fee. What bank charges a fee on EFT transfers? Want checks -- they link you to an outside vendor who is happy to sell you checks. I called to see if there was any other way to transfer funds out and the experience was terrible. 10 verification questions, including provide your full account number, full social security number, full drivers license number, amount of a recent deposit, etc. Then the person couldn't help and was not even familiar with the interest rates or transfer options and limits on BBVA accounts and couldn't be bothered to look it up. She sent me to another person who went through the whole verification procedure again. I then asked whether I could just close the account. Sure, but to do that you have to send a fax (who uses faxes these days?) with all of the same verification info, plus also a copy of your identification. The reason they use fax rather than email is because it is more secure (like a fax is really secure, right?) This bank is beyond a waste of time, it is unethical and luddite. STAY AWAY!

By law they have to give you 6 transfers out, but they want to charge you $3 per transfer and limit you to $5000 max transfer a day, not only that, it takes 2 business days when most banks go instantenously through zelle for free! This is the 21st century, not 1950.

Can not close my account. I have 15k and they will only allow you to transfer 5000 a day and 2 transfers a month. Will take me 2 months to close the account. Never again with BBVA. Plus they charge $3 a transfer

I have reluctantly come to the conclusion that BBVA is currently scamming its CD customers. What may have happened is that lower level management has been incentivized to make additional profits by scamming its customers similar to what other banks such as Wells Fargo have done in the past. I have come to this conclusion because of multiple duplicitous statements they have made. They say they record customer contacts but when challenged to produced them that say they have no records.

What they do is offer a high CD rate but then don't deliver on the promise, I would avoid them like the plague.

The average of all their 80 Better Business Bureau reviews is 1 : the very worst yet the BBB gives them a rating of B- (what would they need to do to get an F? )

Six weeks ago I bought a CD from BBVA...or thought I did. I provided routing and account numbers for the checking account from which they were authorized to withdraw payment, and they made two small deposits to verify that I own the account. When I reported the amounts back to them they told me they were incorrect.

A typo? Inverted figure? No big deal. (Until you get on the phone to try to fix it.) After 25 minutes on hold and a disconnect that sent me to the back of the line I reached a rep with such a pronounced accent that I understood approximately every third word. Nonetheless I thought everything was cool. Not so. The CD appeared in my BBVA account, but payment was never withdrawn from my checking account. Another unintelligible phone call. Several hours of scouring the website for some form of written contact....an email address or snail mail or smoke signals...anything without a foreign accent! Unless I missed something, it's phone contact or nothing. I couldn't even reply to the “no reply” email notifying me that, at my request (?!?), my account has been removed from Mobile and Online Banking. Actually, it's kind of a relief.

WORST Account Opening Experience Ever!
I opened an online account there on 12/5. They took 2 days to "approve" my account then sent me a letter with the only last 4 digits of the account number. You need the full account number to log on the first time, so this was worthless. I called and had to be transferred three times and go through the full ID process each time. Everyone I spoke to was unfriendly and robot-like. When I finally lost it when asked to ID myself the third time, the guy lectured me about how I was speaking to him but finally provided me with my account number. After going through a lengthy registration process with more disclosures, I get to my account and find out that there is no trace of the transfer I requested when I opened the account six days ago. And the account I transferred from isn't on the "transfer from" account list. I called and they told me it takes 5 - 10 days to complete and online transfer. SERIOUSLY? Most banks take no more than 3-4 days and my primary savings bank, PurePoint Financial does it in 1 day! UPDATE: It's 12/13 and still no sign of my opening funds transfer...a transfer the rep verified thy have...who wants to bet it happens?
PNC's rate is currently .2% above PurePoint's but it's NOT worth the aggravation I have had to go through. I'll leave the $100 I funded the account with (if it ever shows up that is!) in there for the 180 days to prevent the $25 "early closure fee." I was going to move a lot more money when I opened the account, but PurePoint Financial wasn't on the list of banks I could transfer from...I should have realized that it was a sign NOT to do it...well I know now!