checking accounts

Checking Accounts

5
7 reviews for top rated offer
WalletHub has details on 697 checking accounts from banks and credit unions across the country that may meet your needs. If you’re willing to give up the convenience of local branches, make sure to consider online-only banks, which offer the best interest rates and lowest fees, according to the WalletHub Banking Landscape Report. If access to local ATMs and branches is your priority, you can search for the banks and credit unions nearest you. Once you find the right more
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We work hard to present you with accurate checking account information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
1st bank yuma checking account
Interest Rate
2.96%
Monthly Fees
None
Features
Visa Debit Card
more info
  • In order to get the 3.00% APY you need to have the following monthly requirements : online banking, e-statements, one direct deposit and 15 debit card transactions.
  • If account does not meet requirements during monthly cycle a .05% APY will be earned on the entire balance.
texas first bank rewards checking
Interest Rate
2.01%
Monthly Fees
None
Features
Visa Debit Card
more info
  • To qualify for Rebate of ATM Owner Surcharge you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment.
  • To qualify for shown APY rates you must: Have at least 10 debit card purchases post and clear AND Receive eStatements AND Have at least 1 automatic payment or direct deposit post and clear . Other wise APY is 0.05%.
  • Unlimited check writing.
  • Free eStatements.
westfield bank dream big checking
Interest Rate
1.99%
Monthly Fees
None
Features
Visa Debit Card
more info
  • If requirements are not met you will earn 0.05% APY.
  • To earn the interest rates and APYs posted, you must have at least 12 debit card point-of-sale (POS) purchases post and clear within a qualification cycle; Have at least one direct deposit or automatic payment post and clear within a qualification cycle; AND Enroll in Online Banking and receive electronic statements.
  • Free Check Writing Privileges
  • Westfield Bank will reimburse up to $12 per month of ATM surcharges incurred using your Westfield Bank ATM/Debit card outside of the MoneyPass Network
  • Surcharge free Online Banking and Bill Pay
  • Westfield’s mobile banking app will allow both personal and business banking customers to pay bills, transfer funds, and utilize mobile deposit capture on any smartphone, tablet or laptop
americanet rewards checking
Interest Rate
1.5%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Product can be found at www.americanetbank.com, which is an online subsidiary of All America Bank.
  • To qualify for Overdraft Privilege you must have made deposits totaling $500 within the last 30 days.
  • If requirements are not met you will earn 0.25% APY.
evantage bank rewards checking
Interest Rate
1.5%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Bill Pay is free up to 10 payments a month, and $0.50 per payment after that.
  • To qualify for Overdraft Privilege you must have made deposits totaling $500 within the last 30 days.
  • If requirements are not met you will earn 0.25% APY.
bank of internet rewards checking account
Interest Rate
1.24%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Free initial checks (50-pack) if ordered at account opening.
  • Free online images of checks and statements.
  • Your interest rate can be as high as 1.24% based on the following combined rate rewards: direct deposits totaling $1,000 or more; two bill payment transactions per month; one to five debit card purchases per month and six or more debit card purchases per month.
  • No fee for an item generating a negative balance less than the NSF fee.
  • Unlimited ATM reimbursements at any domestic ATM in the US - confirmed by the bank.
evb reward checking
Interest Rate
1.01%
Monthly Fees
None
Features
Visa Debit Card
more info
  • Unlimited check writing.
  • ATM fee reimbursements provided only if qualifications are met within the monthly qualification cycle.
  • Free e-Statements with check images.
  • To qualify for shown interest rates you must: Have at least 10 debit card purchases post and clear AND Access Online Banking AND Receive free e-Statements AND Have at least 1 direct deposit or ACH auto-debit. Otherwise Interest rate and APY is 0.05%.
  • There is no ATM fee for Reward Checking customers when monthly requirements are met.
security first bank green checking
Interest Rate
1%
Monthly Fees
$10
Features
Visa Debit Card
more info
  • Interest rate and APY depends on number of Debit Card Transactions; 0 - 19 Debit Card Transactions APY= 0.50% 20 or more Debit Card Transactions APY= 1.000%.
  • Unlimited Check Writing.
  • Unlimited free ATM use at Security First ATMs.
  • Unlimited online and mobile banking access.
  • ID Theft Resolution Service.
legacytexas bank maximum checking
Interest Rate
1%
Monthly Fees
None
Features
MasterCard Debit Card
more info
  • To maintain a Maximum Checking Account, you must (a) receive a monthly direct deposit OR (b) make at least ONE online bill payment per month. If these eligibility requirements are not met, the account may be converted to a Free Checking account.
lake city bank checking account
Interest Rate
0.76%
Monthly Fees
$8
Features
Visa Debit Card
more info
  • Unlimited Check Writing.
  • If you do not meet the qualifications during the month, you will earn 0.01% APY on your entire checking account balance.
  • Earn a high interest rate and ATM fee refunds when you make 8 debit card purchases, have one direct deposit or one ACH auto debit, and Enroll in eStatements and then maintain a valid e-mail address with Lake City Bank in order to obtain monthly statements electronically.
  • If you overdraw your checking account, Lake City Bank may cover your shortfall up to your overdraft limit ($200 for accounts opened 30 days or less/$1,000 for accounts opened more than 30 days) instead of returning your item unpaid.
Ask our Experts
EXPERT’S ANSWERS

Do I Need a Checking Account?

By: Richie Bernardo, Personal Finance Reporter Yes. You need a checking account primarily for two reasons:

  • Safety: Stashing your money in your sock drawer or under your mattress is both impractical and dangerous. The safer option is to store your money in a checking account. The federal government insures deposits of up to $250,000. And you receive fraud protection on your debit card purchases.

  • Simplicity: Although a cash-only lifestyle is still possible in this day and age, it’s also inconvenient. Most checking accounts come with a debit/ATM card that you can swipe to make purchases or withdraw cash. Standard checking accounts usually also provide physical checks and electronic banking options so you can easily pay your bills.

    Receiving funds is also simpler with a bank account. It can be difficult and expensive to cash payroll and government checks without a bank account of your own. You’ll also be able to receive direct deposits into your checking account.

How Do I Open a Checking Account That’s Right for Me?

By: Richie Bernardo, Personal Finance Reporter Opening a checking account is easy. To find the account that's right for you, just make sure to cover these important bases:

  1. Evaluate Your Needs: Your financial needs and previous banking habits should dictate the types of services you require and value most. For example, can you meet an account’s minimum balance requirement or have your paycheck direct-deposited to reduce monthly fees? Do you need free ATM access when you travel? Let those factors guide your selection.

  2. Compare Offers: WalletHub’s comparison tool (above) allows you to weigh your options and narrow your search to just general consumer, student or business accounts. You can also filter the results according to certain features you’re looking for, institution type, whether you need access to a branch in your area and more. Look carefully at the costs and fees associated with each account to find the one that best fits your lifestyle.

  3. Don’t Rule out Prepaid Cards: Some people prefer using prepaid cards, which are essentially checking accounts without the paper checkbook. Prepaid cards allow you to spend only the money you have loaded onto your account, so there’s no risk of accidentally overdrawing your balance and being hit with the associated fees. But prepaid cards come with their own sets of fees, so weigh these against your standard checking account options as well.

    Once you’ve identified the checking account you’d like to open, we’ll direct you to its online application, but you can also complete an application at a local bank or credit union branch. You will need a few things at hand to set up your account. We’ve provided step-by-step instructions to give you an idea of what to expect.

Should I Get a Bank or Credit Union Checking Account?

By: Richie Bernardo, Personal Finance Reporter Compare all the checking accounts you qualify for at both banks and credit unions and select the account that gives you the best deal, regardless of the type of financial institution. There are some differences between banks and credit unions, but they offer similar services, and both are protected by federal deposit insurance. Also keep in mind that credit unions have eligibility criteria that you must meet before you can open an account.

You can learn more about the chief distinctions between the two types of financial institutions by reading WalletHub’s guide on Credit Unions vs. Banks.

What Is the Difference Between Checking and Savings Accounts?

By: Richie Bernardo, Personal Finance Reporter Checking and savings accounts are the two most common types of deposit accounts offered by banks and credit unions. Each allows you to deposit funds and protects your account with deposit insurance.

But the two types of accounts also differ in terms of user purpose, with checking accounts being designed for everyday banking and regular access to cash, whereas savings accounts are meant primarily for long-term money storage.

WalletHub’s guide on Checking vs. Savings Accounts provides more details about how the two types of accounts contrast with each other.

How Do I Avoid Overdraft Fees?

By: Richie Bernardo, Personal Finance Reporter On occasion, you might accidentally overdraw your checking account or bounce a check. It happens. But you’ll want to avoid doing so because most banks and credit unions charge overdraft and nonsufficient funds (NSF) fees that range between $25 and $34 every time you put your account in the hole. You can dodge — or at least minimize — the hefty cost of overdrafts by following these tips:

  • Budget & Balance: The cheapest — but not always the easiest — way to avoid such costly fees is to develop good budgeting habits and to balance your checkbook regularly.

  • Say No to Your Institution: When you open a checking account, your bank or credit union will offer to cover overdrafts on one-time debit card transactions and ATM withdrawals in exchange for an overdraft fee. You can and should refuse this offer. If you choose not to accept, your transactions will be declined when you lack the funds to cover them, but you won’t be charged any fees.

  • Sign Up for Overdraft Protection: A service offered by banks and credit unions, overdraft protection covers checking account shortfalls by transferring funds from another deposit account or even from a loan. There is a cost associated with this option, but it is cheaper than overdraft and NSF fees.

  • Get a Prepaid Card: Prepaid cards allow you to do virtually everything you can with a traditional checking account minus the ability to write physical checks. By making all your payments with plastic, you won’t be able to spend more than what you have, so you won’t incur overdraft fees.

COMMUNITY DISCUSSION

Help others find the best checking accounts by sharing what your deciding factor was when choosing your checking account

 
April 16, 2015
Photo of jake4
jake4
I've had my checking account with Ally for almost a year now and I absolutely love it. Ally bank has the best customer service I've ever encountered. The operators are always extremely polite and helpful. I recently had to call in and report a lost/stolen debit card while I was abroad. The operators I talked to about resolving this issue were incredible. They helped me cancel my card, reissued a new one, had it express read more
April 15, 2015
Photo of holly928
holly928
My checking account with USAA is perfect. They allow instant access to deposits and transfers from other institutions. I am extremely grateful for this option. They also have paid my checks on the occasion where I made a mistake and forgot to transfer money from our other institution. They not only paid it, but the fee was minimal. Compared to the fees charged by other "large" banks, you cannot ask for anything better. I wish read more
April 8, 2015
Photo of mdallari
mdallari
Bear State Bank has been a solid banking institution in Arkansas for many years! Their customer service and how they take care of their customers' needs has been the reason I have maintained an account with them for over 10 years. They are not a bank that is trying to make a profit from fees. They offer a wide array of accounts that fit all customers needs. I would recommend them highly!
April 8, 2015
Photo of bala5679
bala5679
I have a checking account through Capital One High Yield Checking which I have been very happy with. There are no monthly fees, and the interest rate is reasonable. My favorite part of checking with Capital One though is probably their mobile site. I love that I can deposit checks easily through my phone, and I am easily able to transfer money to family and friends that way.
April 8, 2015
Photo of kristenefun
kristenefun
I am very pleased with my Chase checking account. The only real problem I have faced is living in a small town with only one branch and going to deposit after hours thru the ATM only to find the ATM not accepting deposits or not working at the time. This created issues if I needed the money to be in my account in order to take care of my rent or other bills the next read more
March 30, 2015
Photo of Mellow
Mellow
Over all I am pretty pleased with my Chase checking account but I did have a problem last time I went into the branch. After waiting in line for over 20 minutes I finally got to the teller. I wanted to withdraw a little over $1000.00 from my account for a road trip that my family and I were taking the next day. After handing over my account number, Debit card and drivers license to read more
March 30, 2015
Photo of plasticangelzz
plasticangelzz
I have been with Chase Bank for over ten (10) years now. Anytime I have had a fraudulent charge on my account they always have backed me up and paid the amount back to me. I am very thankful for my bank. I actually won $500.00 one time before just for opening a savings account. How lucky is that? I would highly recommend Chase Bank to anyone. One downside though, when I was traveling through read more
March 30, 2015
Photo of realnameericfarlow
realnameericfarlow
I opened my account with Capital One two years ago and I've never felt a need to look back at that decision. It is very easy to use Capital One, and ATM's are everywhere. In addition, their online support is fantastic. No monthly fees, no insane markup on ATM withdrawal fees on other people's ATM's. I would recommend Capital One checking to anyone.
March 27, 2015
Photo of kapriway33
kapriway33
. Regions has been my bank for the last three years and I have to say that lately I have been very upset with them. When I was simply depositing money and making simple transactions everything was fine but then I decided to take out a secure loan to help improve my credit. So I took the loan out for one year. It did help my credit a little, so when I had two more read more
March 26, 2015
Photo of miamict
miamict
Wells Fargo has been my banking service ever since taking over Wachovia. I really like the customer service with Wells Fargo. The checking account is great because I don't have any fees as long as I have one direct deposit per month. Which makes this a great account to have. I love the convenience of being able to take a picture of your check to make a deposit without having to go to the bank. read more
March 26, 2015
Photo of jenbarton14
jenbarton14
For me, finding the best checking account included not having to maintain a certain balance, and worrying about fees if we dropped below a certain dollar amount. We also like the convenience of having several atms nationwide. In today’s day and age, using a banking institution that monitors fraud and assist when/if fraud does occur is very important, especially with the amount of online and mobile transactions that occur.
March 20, 2015
Photo of some1pleasant
some1pleasant
At the time of my birthday I wanted to make several purchases, but other banks, even online banks wouldn't allow me to open a checking account wouldn't allow me to because of my low credit score. However, Security First Bank Green Checking did provide me with the opportunity to open a checking account with them. My experience as a customer with Security First Bank Checking account is a little more agreeable, compared to the experience read more
March 17, 2015
Photo of redintheforest
redintheforest
Mt. Empire Federal Credit Union has the best checking and savings account programs in my area. I had banked at another facility and incurred monthly fees, ATM fees, overdraft fees, and service fees. There were no advantages of using that bank. Once I switched to MEFCU, I was immediately glad that I did. No more hidden fees and no more standard fees. I was treated with respect by people who know my name and care read more
March 13, 2015
Photo of skon123
skon123
my bank located in cincinnati oh is wright-patt good bank no atm fees overdraft protection. Good loans if you need to buy a car good service. just a good all around bank. drive tru banking fast and easy. friendly costumer service always trying to help with my needs. loctions are far and in between but nit to far from my home.
March 4, 2015
Photo of kalisto546
kalisto546
I bank with a credit union Affinity Federal Credit Union to be exact. I always look for credit unions as opposed to banks because I feel they are more interested in the person. One of the issues I have however, is with the fees, they recently raised their fees across the board. One good thing though is they do reimburse you nonmember ATM withdrawal fees up to 10 dollars
March 4, 2015
Photo of bala5679
bala5679
As a student, I used Capital One Campus Checking. This was my first checking account I opened on my own, and I liked that there was no real minimum (well $1) because a college student, I did not have much money. There was no monthly fee, and non-bank ATM fees were low at $2 per transaction. The downside of this account I found was that the customer service was not great. It seems that perhaps read more
March 3, 2015
Photo of stringcheese82
stringcheese82
When I look for a checking account I try to get my fees as low as possible. The extra benefits such as if it will generate a investment return or if you get bonus points for purchases are all extra. The main thing is fees associated with the account. Along with that I would like to get good customer service in case there was a problem with my account. Employees that will want to help read more
February 23, 2015
Photo of anthony_fink_96
anthony_fink_96
I've got a checking account at wells fargo. it's decent. I don't like that a minimum balance of 300 or so dollars needs to be kept in it or they will charge you a monthly fee. I like to keep most of my money in my savings account so I worry about that happening sometime.
February 10, 2015
Photo of lguz2015
lguz2015
There was a time which was critical, due to the fact that my bank was going to close very soon, as I got there I just made it on time. But I was also concerned because I was unable to deposit my check on a holiday, and I lacked funds for an automated payment. But the banker informed me that due to the circumstances he would do everything possible to help and then after awhile, read more
February 10, 2015
Photo of chloeslsmith
chloeslsmith
I have a bank account with CitiBank. Overall I have had mixed experiences, some fine, some not. It's a very large company with many branches so this may be a reason for many of the problems I've had, because they have so many customers. My experiences with customer service have been usually bad, though I have spoken with one or two genuinely knowledgeable and helpful reps. One time I had to repeat a question 4 read more
February 10, 2015
Photo of chloeslsmith
chloeslsmith
My checking account is with ESL Federal Credit Union. I've always had very good experiences with ESL and feel very safe and secure. They have always been very kind and helpful with me as a customer, always great customer service. I've lost my debit card more than once and they are quick and efficient with mailing me a new one. Also one time my paypal account was hacked and money was stolen from my ESL read more
February 6, 2015
Photo of karrie_bauer_7
karrie_bauer_7
I have a checking account at Mutual of Omaha Bank Basic Checking. This is by far the best bank ever. Every time I walk in they know me by name and are so helpful with any questions or concerns I have about my account. They go above and beyond for their customers no doubt. Last year I had some unauthorized charges to my account that I know for a fact that I never made and read more
February 6, 2015
Photo of bala5679
bala5679
I have used Bank of America as my checking account in the past when I still lived in NYC and was pretty pleased with it. They have many locations all over, and I was easily able to access ATMs. I found their customer service to be friendly and efficient. I also thought that their monthly fees were reasonable. I think Bank of America is a smart choice if you’re looking for a bigger bank that read more
February 6, 2015
Photo of quincy_lee_988
quincy_lee_988
I originally used to use US Bank but recently switched to Chase for their Chase Total Checking account. There is a Chase near where I live and setting it up was easy and their customer service is great. Pros: You don’t need a minimum to open. The best advantage of using Chase is the free online bill pay. I use this to pay rent, utilities, my Chase credit card and other bills. It’s very convenient read more
January 26, 2015
Photo of meowa1
meowa1
While I have several accounts, my Capital One 360 Checking Account is my favorite. It's simple to use, and their customer service is top notch. You can have direct deposit set up, which helps me with time. There's no monthly fee, and no minimum balance. I've recommended them to several family members. Another thing that they have which saves me time is online bill pay, which is free to use. I'm all about saving time read more
January 12, 2015
Photo of nsothers2013
nsothers2013
I've had a CitiBusiness Flexible Checking account since 2005 and they've always taken good care of my business. Their customer service is efficient and responsive, and usually able handle to my questions with a minimum of hassle. One slight issue is that this particular account has no monthly fee, as long as you keep a minimum monthly balance of $10K - which is great but seems a bit high for a relatively small amount of read more
January 6, 2015
Photo of jaclyn_delcid
jaclyn_delcid
I have been using a PNC Bank checking account. I like this bank for several reasons. As a student, I sometimes overdraft because I don't keep track of my account. My parents usually just transfer me money. Their overdraft fee is reasonable compared to Bank of America who charges you unreasonably. It is easy to deposit checks and it is easy to withdraw money. They have many ATM locations so it is very convenient when read more
January 6, 2015
Photo of tomsmith_tam
tomsmith_tam
I have been using Capital One High Yield Checking for a few years now, and I’ve been very happy with them. I live in a more rural area so I don’t have any actual physical bank branches by me, but Capital One’s online banking services make working with them very easy and efficient. For instance, I can easily deposit checks on their website or through an app on my phone. I have also been pleased read more
January 5, 2015
Photo of kwame_yeboah_54
kwame_yeboah_54
I have an account with TD bank and I'm perfectly happy with it. The debit card is instant issue, so there's no need to wait for the card to come in the mail or use a temporary card. I don't get charged any maintenance fees or anything like that, and they have direct deposit (which clears surprisingly fast) and mobile banking with mobile deposit on my smartphone. You can even deposit checks and cash at read more
January 5, 2015
Photo of misstashawnrichardson
misstashawnrichardson
I have an account with Wells Fargo and I am very satisfied with them and know my money is protected. The staff are pleasant and greet me by first name I am a regular. Their interest rate is so bad and they offer secured credit cards, checking, savings, loans and other financial needs for all people in all situations. There is usually always a Wells Fargo Bank or atm close by so I do not read more
January 5, 2015
Photo of RandiT
RandiT
I have multiple accounts with Wells Fargo; Checking, Savings, Credit Card, car loan, investments. I have also been with them for over 10 years. They have many features such as online banking, online bill tracker, bill payer, and mobile apps. I have been really happy with them I have never had any mix ups with my accounts and I have never seen any fraudulent activity. Also they are very helpful if you have any questions read more
January 5, 2015
Photo of vanessa_moss_737
vanessa_moss_737
I HAVE A CHECKING AND SAVING WITH WELL FARGO. THE CHECKING IS FREE.I CAN DEPOSIT MY CHECK QUICK AND EASY WITH APPS FROM MY ANDROID PHONE.I SAVE TIME A GAS BY DEPOSIT MONEY THAT WAY.
January 5, 2015
Photo of lrivera09
lrivera09
I've had a Chase Checking Account for 6 years, ever since I was 16 years old. I have never had a problem with them, I actually love the services they provide that make managing your Checking account easier. Recently for a while I was not enrolled in direct deposit and I love that I did not have to go to the bank or ATM to deposit my check. All you have to do is take read more
January 5, 2015
Photo of lexlexlex
lexlexlex
I've used Chase's Checking accounts for over a decade (originally as Washington Mutual). It's a very simple account, but it's easily accessible from their website or their smartphone app. I've never had any problems with direct deposit for work or depositing checks in person or on the phone. I absolutely love that you can submit check deposits from the phone as it's fast, you receive confirmation quickly and you don't need to drive to the read more
December 31, 2014
Photo of Casi6
Casi6
Wells Fargo.
This is a pretty decent checking account.
It's very easy to sign up for, you don't have to go to a branch, it's all online. I got approved without any fuss and have been with them since.It has everything I could possibly want in a checking account,I couldn't be happier with it.I love my checking account! I am able to easily access it online which makes traveling very easy for me. My checking account has read more
December 19, 2014
Photo of ltlwing73
ltlwing73
I have a checking and savings account with Wells Fargo. The checking account is a free account and there is no minimum amount you have to keep in there. There is no interest on this checking account. If I overdraw my checking, the bank automatically transfers money from my savings account into my checking account. This prevents bills from being late and helps you avoid late fees. The savings account accrues interest over time. It read more
December 19, 2014
Photo of GrubbsNikki
GrubbsNikki
I have an account with Inter National Bank. I chose this bank because its small. Since I've been a customer there, they all know me by name. When I had an issue with an anauthorized draft, they refunded my NSF fees because of the fraud. The fees are comparable to other banks but the service is above and beyond the usual. I'd definately recommend them to others. If you value quality over quantity that is. read more
December 17, 2014
Photo of susan_c_cantrell
susan_c_cantrell
I have a checking account with Minster Bank of Ohio. The reason I chose this bank is because it is small enough to give you personal service. As soon as I walk into the bank I am greeted by people who speak to me using my first name. Having lived in a small town in Tennessee, I like the feeling of knowing the bank employees as friends. They offer fast, friendly service with no checking read more
December 16, 2014
Photo of karen_e
karen_e
I love Wells Fargo. I have a PMA checking account with them because I have my home mortgage through them. I can get special rates on services because of my PMA relationship with them. I never get charged a monthly service fee, and I always feel special when I go in to the branch. Bill pay is wonderful, and I have all my e-bills go there, and they are automatically paid. I couldn't ask for read more
December 16, 2014
Photo of wyntier
wyntier
I opened an account with Digital Federal Credit Union and I must say that I have not had any problems with them at all. It was very easy to open within 20 minutes I had my starter checks and information for direct deposit and was ready to go. They also offer free text service to keep you updated with balances, transfers and account activity. I thought it was great that they monitor when withdrawals are read more
December 4, 2014
Photo of cammers19944
cammers19944
I have been with Bank of America for at least ten years now, and can honestly say that I have never had any problems with them at all, I guess that is why I stay with them. If and when I have had any problems with a questionable charge on my account they work with me to get it resolved, I don't have to wait forever to have my account recredited for the questionable charge. read more
December 4, 2014
Photo of wendy_erickson_5
wendy_erickson_5
I opened two accounts at Ally bank recently. I started both a savings and a checking account there. The cost of checks and monthly fees are high, but over all I think the convenience of it being close and ability for my job to direct deposit into my account overrides this.
December 1, 2014
Photo of neonad
neonad
Opened an account at PNC bank this past summer. I really like the staff at the Massillon, Ohio branch. They've always been friendly and helpful. When I lost my debit card they cancelled the card immediately and gave me a temporary one to use the same day so I didn't lose any funds. The drive through ladies always have a small treat for my dog whenever we go through the drive through window together.
December 1, 2014
Photo of christine78
christine78
I opened up a checking account with Ally bank. The entire process took under ten minutes and it was done 100% online only. Within a week, I made my first two deposits, ordered (free) checks, and had my debit card in hand. So far, it has been a great experience with my favorite part of this company being that I have an easy phone App that takes photos of the front/back of my checks, and read more
December 1, 2014
Photo of dg440
dg440
I recently opened a checking account with HSBC Banking. I live in NY and they have a number of locations all over so I figured I’d give it a try. Monthly fees are low, there’s no interest rate and you don’t have to have a huge sum of money to open the account. I’ve had good experience with customer service so far as well.
November 25, 2014
Photo of samwag4283
samwag4283
I have both my checking and savings account with Wells Fargo. They have online banking, online bill pay, a budget tracker, savings plans, and so much for at no charge to you. PLUS a free mobile banking app in which you can deposit your checks right from the app. I have always had a good experience since being with WF and have no plans on switching banks!
November 25, 2014
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fauss00
I have a checking account with Huntington bank. I have no fees for ATM, Online banking, or Bill Pay. They have recently implemented the Picture Deposit. I have been using this feature and love it. It is so convenient and there is no charge for it. The other feature I use a lot is the free Online banking. It is so easy to use.
November 21, 2014
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Trobin
I have a checking account with chase and I love them. Every time I go into the bank everyone is extremely friendly and provide the best customer service. To me the customer service is very important. I think that if you aren't treated right when you walk into a bank then you shouldn't have that bank. I love the online features which makes it very easy to see and control my bank account from anywhere read more
November 21, 2014
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princeNYC
I have the Capital One checking and I am thrilled with it. I like the fact that it has an app that works. I can take pictures of a check and it shows up in my account in seconds. It's very easy to use. The only problem I have with my account is the length of time it takes to transfer money in and out of it from other banks. The time can range from read more
November 21, 2014
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ajacobs1991
I have had a checking account with Fifth Third Bank in Chicago, since I entered college in 2010. I have been under a students account, which at one point had greater perks then the regular account. For example, there were practically no charges or fees for not having a certain amount in the bank, and I could withdraw funds from various atm's without a fee. Whenever my checking account is compromised, they make sure they read more
November 20, 2014
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chrisg6
I recently opened a checking account with Citibank. I had used PNC a number of years ago, but then switched banks. After being contacted by a friend who worked for PNC, I decided to make the switch to PNC back to PNC for checking. I have been pleased especially with their customer service. Unfortunately months ago I noticed over $300 in fraudulent charges on my checking account. A customer service representative helped with the entire read more
November 14, 2014
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mario1398
I actually had an account with Ally bank. In fact after the bank changed from GMAC to Ally, I had CD accounts as it were the products offered. Of course, it was for market penetration. Although I recall Ally bank had ran into problems and from my experience for which I was affected, the bank kept stating it couldn't verify my address. The accounts were eventually closed.
November 13, 2014
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katieb09
I opened an account with Chase bank (college banking) to get a student credit card and a checking/savings account came with it so I went with it. Most banks unknowingly charge a less than minimum account balance fee, but Chase does nothing of the sort. They have been nothing but great since I signed with them. No hidden fees of any sort and I love how everywhere I go, literally, there is a bank there! read more
November 13, 2014
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Ymann
I've been using Capital Ones 360 checking account for a few years now, and I've been very happy with the results. Their ATM fees for using another banks ATM's are low, and no fees at all for using one of there numerous ATM's. They are also very understanding that sometimes people make mistakes. Twice now I called their customer service to talk to them about a time I accidentally overdrew my account.They were so nice, read more
November 12, 2014
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Jess2014
I like the Capital One High Yield checking account because it is very convenient to have if you also have a Capital One credit card. The interest rate for checking is not nearly among the highest available in the country, but you will get reliable service from Capital One, and that is what good banking really comes down to.
November 11, 2014
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leah_h_flanders
I have a checking account with Ameris Bank, which is currently only, to my knowledge, in GA. The staff is always very nice and there is no fee for my account. They have online banking available as well as a mobile app on Google Play. I don't leave town or the state very often, so this bank is perfect and practical for me. They offer in-house credit cards and special savings offers for children. I read more
November 8, 2014
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LaurenH
I have been with Wells Fargo for about a year now. The reason I initially chose this bank is because I travel often and I wanted a bank that was nationwide. There is pretty much a Wells Fargo in every state. I also like the options it has for students because I was a student when I first started with them. The only thing I don't like about Wells Fargo is the daily withdrawal limit read more
November 7, 2014
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cazes3
I have been using Sun trust bank now for a while.The reason that I use Sun Trust Bank is because they offer a free checking account with no hidden fees as long as you sign up for direct deposit of your paychecks. The customer service at this bank is outstanding and they are one of the largest banks in the country. They offer many products for banking which include checking, savings, mortgage, refinance and Cd's read more
November 7, 2014
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aperry2014
My current account is with Bank of America. My reason for choosing Bank of America was , at my old bank my account was racking up unauthorized charges and no one was taking the rap for it. So far that hasn't happened with them. I had no problem transferring my direct deposits, using the bank card, or using checks. My funds post to my account way quicker than that other bank. I definitely don't regret read more
November 4, 2014
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collinturk
At the moment I have a checking account with bank of america. So far I just have one and i love it. Before all of this i simply had a savings account but i thought it would be better if i was to get a checking account so i could use a debit card. I have no complaints at all. My money is easy to put in and easy to put out. I may even read more
October 31, 2014
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emmaf87
I have a checking account with Bank of America. The visa debit card is great, however I'm not too thrilled with the overdraft fees. At least now there is a cap on how many times they can charge you per purchase. In the past I had an incident where I accidentally made several overdaft purchases in one day and I think I was charged 6 or 7 times. The one thing that's great about Bank read more
October 31, 2014
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zaakirahm
I have a checking account with Wells Fargo. I like it alot and I use it for my primary purchases. My only real problem is the fee and the constant cards being sent. In the last year and a half that I have been with Wells Fargo they have sent me 5 debit cards. 1 was because I lost one and that one I understood. However the other 4 came out of nowhere. I would read more
October 30, 2014
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LadySLBenz
I have used Citizens Bank for over 12 years. Great features such as: no monthly fee; free online checking; free bill pay; easy online transfer between checking and savings accounts; fee free debit card; and "Green" paperless statements available. Citizens also has a great mobile app to access your banking information whenever you need. The only negative is: I relied on their "text message alert" service to keep myself aware of going below a certain read more
October 29, 2014
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ambs1126
I do my checking with
Bank of America in California.
Beside having no monthly fee when you direct deposit over
$250 a month, the lowest minimum to my knowledge;
they were also very friendly and helpful when I was the
victim of debit card fraud and a vendor who took out
money they were not entitled too.
The Dedit card fraud involved someone taking money out of account at an ATM machine without my authorization and
without my debit read more
October 23, 2014
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HAZEL34
I used to have Bank of America, and there were so many breaches at times that they would cancel my card, and I would have to go into a branch to get a new one the same day. Also, their systems were not as fast as many other banks, more so online, checking your balances. Items would show deducted, then suddenly they are gone. I decided to switch to Wells Fargo, and I have never read more
October 21, 2014
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dg440
I recently opened a checking account with PNC. I had used PNC a number of years ago, but then switched banks. After being contacted by a friend who worked for PNC, I decided to make the switch to PNC back to PNC for checking. I have been pleased especially with their customer service. Unfortunately months ago I noticed over $300 in fraudulent charges on my checking account. A customer service representative helped with the entire read more
October 20, 2014
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Rigo42
I have been using USAA since my father had prior military time. I really enjoy them and recommend them to anyone who has the option. Checks go in within the same day, I rate the customer service the best out of anyone I have dealt with. They get straight to the point and solve my issues within minutes. I never plan on leaving them.

The only complaints I do have, is on few occasions if you read more
October 17, 2014
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Kattrickz
I have Chase bank and I think they are by far the best bank I have ever worked with. I went on a trip and the hotel triple charged and would not release the excess funds they put on my debit card. When I got home I went to Chase and the bank manager took over getting the issue resolved and even made a deposit (he kept is as a pending deposit) so I wouldn't read more
October 17, 2014
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dg440
I have been pleased with my checking account from PNC. Last year, I noticed fraudulent activity; about $300 in charges that were not mine were made to the account. I contacted PNC and spoke to a very helpful customer service representative who told me that the matter would be taken care of swiftly and efficiently. Within a week, the money that I was owed was back in my account. This is pretty fast turnaround time read more
October 14, 2014
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jjratliff
I have been a member with USBank since 2005. Everything has been great til this past summer when I noticed a charge from hotels.com in my pending transactions. I called the customer service number and they stopped all activity on my card. It took almost a month to get a new one, with which I had little access to my money without going into the bank. They wouldn't consider it fraud that someone else had read more
October 13, 2014
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varian_vaugh
I been with Ally Bank for almost 4 Years now and they are simply the best bank that doesn't have a physical local branch. First what I love about this bank is that there are no fee's what so ever and I mean none; they even reimburse you for your ATM withdrawal fee no matter what Bank or ATM that you withdraw from and with some banks charging up to 4 dollars to make a read more
October 13, 2014
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Voodoo
I have a checking account with Navy Federal Credit Union. I have been a member since 1996. Their checking accounts are very user friendly and easy to maintain. They have free checking and their website is very well thought out. They have an automatic bill pay feature that I can set up to pay bills on a calendar, and I have used this while deployed to pay my bills on schedule up to a year read more
October 9, 2014
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desmonds1
I have a student based checking account with Citi Bank and I have been using their services since about 2009. There are business and professional accounts but I have stuck with the student checking account because I believe it’s the easiest to maintain. I pay every fee and finance online or with my issued debit card. I am satisfied with the customer service but my concern with this institution and my account is that you read more
October 9, 2014
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heather_loshfiegl
If you are looking for a new bank and you live in western ny you should consider evans bank.They have great customer service and interest rates. They have overdraft forgiveness policies so if you make a blunder and somehow overdraft your account they will help. THEY MONITOR your devit card for wierd purchases and noti f y you. In my opinion this is a bank you should consider!!
September 30, 2014
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HHollisBaker
When looking to open a new checking account, there were several qualifications I considered. I was interested in finding a bank that was conveniently located, was reasonable in its fee structure, and possibly offered interest. I choose Woodforest and the Woodforest Platinum Plus Checking because it met the qualifications for which I was looking. While, some institutions may offer lower or no fees, I think the convenience of location and the higher interest rate compensate read more
September 19, 2014
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ericandstacynix
BECU has excellent customer service. A few years ago my checking account was hacked and roughly $1200 was stolen and spent. I went into a branch office the next day and was credited back the $1200 within an hour while they did an investigation. All I had to do was talk to a representative in their fraud department and fill out a short affidavit listing the fraudulent charges. I will never give another bank my read more
September 19, 2014
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stephanie
The customer service at Wells Fargo, when I walked in, was excellent. It was funny because the manager and the teller both seemed to "gang up on me" at the window, but in a good way. They said you have been a customer here for over 15 years and we want to offer you all kinds of savings packages for such a good, loyal customer. I did point out that the bank has changed hands read more
September 19, 2014
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arniehotrodmodtland
I've had many accounts for many different banks most are good my bank of america is the one i have stuck with for all these years... an i still have issues with them.. but that is the banking industry for ya... they dont stick with anything very long unless its in writing.. but that being said.. when ya read the fine print.. that is subject to change...
September 17, 2014
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clombard1973
I have had a Bank of America checking account for maybe 7 years. I like the overdraft protection I have with my checking account. It is not just good for check cashing but I have found I can withdraw up to $500 over my balance in cash from an ATM and as long as I pay it back in a reasonable amount of time the bank doesn't charge me anything for using this. You need read more
September 15, 2014
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pamela_flora
I have a checking account with PNC and I love it. I actually haven't had any problems at all with it or with PNC, except the fact that I have to write/order checks at all (rather than using my debit card for everything), and that isn't the fault of PNC. They are conscientious about the order in which they put through my charges, rather than deliberately stacking charges so that I will bounce checks and read more
September 11, 2014
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panther0418
i have a checking account with Bancorp Bank OnePoint Checking and it's a great account for me. The interest rate is quite low 1% and there's no monthly fees. When wanting to get a bank statement they don't charge a penny even if it's sent by email. The bank has an online service as well when it comes to customer service and retrieving information about your account or a person can just simply pick up read more
September 11, 2014
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eliday
I opened up a Clearchoice Checking account with BBVA Compass, and I do not recommend this account or bank with anyone. This checking account charges up to a $4 monthly fee if you do not meet certain stipulations. The stipulations are relatively easy to meet (there are options, such as keeping at least a balance of $1500 in your account, or having a set amount of money direct deposited into your account each month), but read more
September 4, 2014
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Peg13
First Citizens is the bank of my choice. I have had a checking account and savings account with them for over 10 years. They are always very polite and courteous. If I ever have a question the bank tellers can help me out and are always there to help. If I have a more serious question the bank manager is always there to help or give me a call back the same day.
September 2, 2014
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panther0418
Citi Bank has one of the most trusted and secure checking accounts that I've ever seen. Most banks require that you have a pin number to gain information on your existing checking account. With Citi Bank they require that a person give their date of birth instead.There were no fees deducted from my account and the customer service is great. I've never had any problems with direct deposit and having to be able to withdraw read more
September 3, 2014
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aj_ketchum
How is your date of birth more secure than a PIN? It is relatively easy to figure out most people' DOBs (just ask them) while a randomly chosen number is a bit more difficult.
September 1, 2014
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anshhram
I have a checking account with Citi Bank. I have been with this bank for over 8 years, until recently.
My account for several years have been the student checking Account. I pay with everything online and/or with my debit card. Also, we didn't have any bank branches in our county at least for 100 miles.
But the concern with this account is that you must keep a direct deposit balance of $1500 or more read more
August 29, 2014
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beamoflight
I have a checking account with City National Bank. I have been a member with this bank for a few years. My experiences with this bank have always been positive, personal, polite and professional. I recently relocated to a different city, which also happens to have branches of this bank. About three months after I moved, the branch manager from my "old location" called to check on me because he hadn't seen me in quite read more
August 28, 2014
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Ginevarose71
I have a checking account with Fifth Third Bank. I have been with this bank for over 25 years and mostly have enjoyed the service I have received, until recently. My account for several years have been the Fifth Third eAccess Account. I pay with everything online and/or with my debit card. But the downfall to this account is that you must keep a direct deposit balance of $500 or more for it to remain read more
August 15, 2014
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michele_reymer
I have a checking account with TD Bank and have been with them for 15 years. The customer service is excellent and they really helped me when someone stole my identity a few years ago. I was contacted by a bank representative because there was some unusual transactions in my account. It turns out someone had been cashing bad checks against my account. The representative closed all my accounts and reopened new accounts. They made read more
August 15, 2014
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angela_duttry
I have a no minimum balance checking account with First Commonwealth Bank. Their customer service is AMAZING! The staff is always friendly and actually pays attention when you have a question. They notify you the very second something happens out of the ordinary with your account and are prepared to stick by you through the whole ordeal. They saved me from internet fraud on three separate occasions. I would recommend them to anyone.
August 15, 2014
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lenmili
I have a checking account with Hudson valley Federal Credit Union, and I am very glad of the service, once somebody use my account to buy things from other state and they take care of everything really fast. They give me back the money and the people from customer service were very friendly. Very good checking account!
August 14, 2014
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billr1
I had a checking account with AmericaNet Rewards Checking. Everything was great and I was satisfied with the service until some hackers from Russia took my balance. The insurance from the bank would only cover a portion of my balance that was stolen. What horrible service. I could not believe that I was not fully reimbursed. Poor quality checking account.
August 13, 2014
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erosladude
I have had A Bank of America Interest Checking account for over 4 years now. I could not see myself banking with any other establishment. A year ago, I went to a local restaurant and used my card to pay. When nothing had shown up in my online statement for a few days I thought nothing of it. The next day, I look online to find that the restaurant had charged me twice for the read more
August 13, 2014
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billybarule
I have had a checking account with Lake Michigan Credit Union for about five years and for the most part the experience has been excellent. I moved from regular banks to credit unions simply because of frustrations with regular banks over fees relative to checking. LMCU offers some excellent perks and in the event of any disputes they have resolved the same with professionalism and courtesy. For my part I am looking for a good read more
August 13, 2014
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panther0418
BankCorp Bank had been very good to me up until they Blocked my card. All because I didn't know, at the time, who withdrew a certain amount of money out of my account. Therefore I now have to wait for a reissued card just to retrieve my funds. When this happened on the weekend I was totally upset. Can you imagine how it feels not being able get any money at all?
August 13, 2014
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bfi1000
I have had my account with Wells Fargo for a long time now and while it has mostly been good, I recently ran into a really frustrating situation. I've been making a lot of charges lately and one accidentally got double charged. I tried to get them to remedy this situation and the response time was very disappointing. I didn't have a lot of spare money so I was sitting there waiting for them to read more
July 16, 2014
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phouse05
I have had an account with Chase since I was 17. I have never had an issue with service or fees. The requirements to avoid fees are hardly a challenge. 6 debit card transactions is nothing to most people. Gas, groceries, and lunch in one day gets you to the mark quickly. On top of that I have had a few incidents when my account was charged fraudulent fees (through PayPal and not directly with read more
July 8, 2014
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sumugee
I have been using BB&T, Branch Banking and Trust and a regional bank, for the last 20 years. I've never had a single problem or complaint with them. I also happened to be grandfathered in on some changes that have taken place over the years so I can't comment as a new customer. Like my checking is free but for new customers they have to pay a monthly fee or keep their balance so high read more
June 19, 2014
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sdgwc6
I have been banking with ENT for a few years now, and I will always use credit unions. Even though ENT is a regional credit union (like most) it offers a lot of the same services the big banks do--mobile deposit via their app and a whole range of online services. Any problems I've had were easily resolved online, or quickly in branch. Free notary service in branch at every branch is a huge plus! read more
June 19, 2014
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mightysquirrel
I have a checking account with PNC Bank. I have not been happier with any other bank, than with them. I have been with a few when I was in the military, including the previous bank that it was, National City. I greatly enjoy PNC a lot more than the rest. The customer service is fantastic, and everything is prompt and has easy access. Their checking is quick, and their mobile app is the best read more
June 17, 2014
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chopperxop
I had a checking account with Wells Fargo that was closed down because of insufficient funds. But now that I've started working again, I tried to revive the same account, but they were more than accommodating to my needs and make suggestions as to how to better provide me with service that meets my financial goals. Instead of opting me to a regular account, they offered to give me a NEW account -- a student read more
June 17, 2014
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jdsmito
I've had a US Community Credit Union checking account for over a year now, and couldn't be more satisfied. While interacting directly with a teller at other banks costs you money unless you have one of those 'premium' accounts, all customer service is free, as it should be here. There are multiple locations and they have agreements with other banks that allow me to use atm's that aren't just USCCU ones.
June 6, 2014
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jared_newell_92
Bank of America checking account is probably the worst one. It automatically signed me up for online banking and started charging me $12 every month for four months. I tried to cancel it and the rep told me that it was but at the end of the month I got the bill again. I never used it, not did I sign up for it. So I went to the main branch to cancel it, and read more
May 29, 2014
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ellen_holaway
I love my Texas Bank checking account. I signed up for the Value Checking plan. I get free checks, online banking, no minimum balance, no maintenance fee, and unlimited check writing. I haven't been able to find anything that comes close to this account coupled with the service I get from the tellers when I come in. If you have a limited income and want a hassle free account then this is the one for read more
May 27, 2014
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ngoni_chihombori
Switching to Bank of America's student checking account was probably one of the best decisions that I ever made. Before I switched to BoFA, I used to have a student checking account with Citizens bank and it was really annoying. I remember a semester I studied abroad in France and I was so inconvenienced. In order to do a transfer with my Citizens bank account, I needed to present myself physically with my ID at read more
May 26, 2014
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b1wdancer23
TD Bank's student checking account is one of the most convenient and useful accounts I've ever owned. I previously held an account at Biddeford Saving's Bank in Waterboro, Maine. I had no issues with the company but moved further away and needed a larger branch. I then found a TD Bank within 5 miles of my house and decided to sign up. Without even knowing it I was eligible for a student account being a read more
May 20, 2014
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PNemo
I have been with Chase since it took over WaMu several years ago. When Target was hacked in 2013 and lost millions of customers' records, I wasn't sure if I was affected and didn't have time to check. But Chase quickly realized I was affected and sent me a new debit card right away without me even asking. Much appreciated.
May 20, 2014
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BigBen2293
I bank with 1st Advantage Federal Credit Union and I have a student checking and a savings account. I have been with this credit union for about six years and the only complaints I have ever had are those of fraudulent purchases that were taken care of with ease. 1st advantage is a great bank!
May 14, 2014
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stephanie_racey
I bank with FirstMerit and have a reality checking account. I have been with them for 12 years and originally I got free checks and one overdraft waived per year. All of the perks have been more or less taken away however I guess I can not complain as I am not charged any fees to keep the account as long as I have activity. The internet banking aspect is also great I actively use read more
May 7, 2014
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ronaldb66
Ally Bank offers many products except credit cards. I like Ally Checking and savings accounts. When statement cuts and I've used an ATM. the fees are refunded back to me. And interest rate on savings and checking is better than the retail bank.
May 7, 2014
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kenny73378
I have been banking with Wells Fargo for a few years at this point. Honestly, I am torn about my sincere opinion about them. I have a basic checking account so the services are minimal and that's fine, that is not what concerns me. However, there is a lot of inconsistency in the quality of customer services I get when trying to resolve issues or even execute simple tasks.
May 6, 2014
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tapout632
I have had a Checking Account at Regions for over a dozen years. I love these guys. I had issues with unauthorized charges from a cancelled gym membership and they got on it and fixed the situation. The Regions website is also easy to use and helps me keep track of my account activity.
April 29, 2014
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kstarliper
I have a Citibank Basic Checking account. By far this is the worst bank I have ever dealt with. They issued me a temporary card while waiting for my actual card to arrive in the mail. Some time passed and I was in a situation where I needed to use my card ( I needed gas for my car) and I couldn't use the temp card because it had expired. I went to the bank read more
April 29, 2014
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jayseehey
I have a Citibank Basic Checking account that I don't use often but like to have for minor business purposes. I have been happy with their service and haven't run into many major problems. The most serious issue I had to deal with was not maintaining the minimum $1500 each month to avoid fees. There were about two occasions where I had to pay the fee because I did not keep track of my balance. read more
April 29, 2014
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craig_thompson_733076
I bank at Fifth Third Bank and couldn't be happier with my checking account. I pay no monthly fees and the best part is that I can use my debit card at any, and I mean any ATM machine and never pay a fee. Fifth Third bank takes care of that for me. Their customer service is outstanding, and the mobile app is easy for me to check on the balance on my checking account read more
April 28, 2014
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LaurenLee11
I have a checking account with Bank of America. It is the eBanking account, which means if I do everything online, I do not pay a fee. There is only a fee if I make a transaction at an actual teller. I use the ATM and online for all my transactions. There is no interest on the account, which is a downside, but given that there is no minimum balance and no monthly fee, it's read more
April 28, 2014
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bryanmcwethy
I have a TCF Bank checking account and have had it ever since the age of 16 when I got my first job. I've given TCF my loyal service ever since because I trust them and they've been very helpful whenever I experience problems. When I signed up, they were the only bank I knew of open on Sundays which was very convenient if I needed to deposit money or a check. They also had read more
April 24, 2014
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jcrespo95
I have had a Wells Fargo checking and savings account for years, and have never really had any issues with their customer service. They actually surprised me by how friendly they were when I accidentally over drafted my account and asked them to take off the 34 dollar fee. I am very pleased!
April 17, 2014
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jayseehey
I have used Chase Total Checking for years! The only down side is the monthly fee they introduced a while back if you don't maintain a certain balance. It should not be a problem if you are depositing your paycheck each month or similar. I have had no problems otherwise with Chase and would recommend them to friends and family. Their service is great! I have had my debit card stolen once and they halted read more
April 16, 2014
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srh1981
I have a Compass Bank checking account. I'm not a huge fan of this account as they are not consistent. When I signed up I was promised "free checking for life". Obviously "life" meant until they decide to stop offering free checking. I now have to pay for my checks every time I need them. Also, I think they charge too much for overdraft fees and I think they push transactions through so that they read more
April 16, 2014
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lanneberg
I have a Comerica checking account, and it is reasonable. I have had it for years, and they are not tremendously annoying. They expect a high balance for anything free, but most banks are in the same category. Comerica is local to Michigan, and they have a lot of branches that are convenient to my house. I find that I can get inexpensive checks and these are processed reasonably. Their online banking is pretty convenient, read more
April 14, 2014
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allie_bentley_568
When I first got an account at Wells Fargo, I didn't realize what a hassle their service would be. It was always a pain to go through them, because the customer service was always so disinterested in helping and treated everything as though it were my problem and my responsibility to fix it without any help from them, as if I was only an irritation. The last straw was when they forced me to put read more
April 14, 2014
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bordot
Last year, I signed up for a Checking account with Chase at my local branch down the street. I've had nothing but great things to say about them ever since. They provided me with very quick support when my debit card was stolen and protected me from having my identity stolen. I'd very much recommend them!
April 14, 2014
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blam19
I feel that Boeing employees credit union is one of the best services when it comes to checking accounts because it does not come with monthly fees. With banking accounts you want to make the best out of it by providing a safe place to save up your money, not being taken away monthly to keep in a bank. Also there are no overdraft fees, so you can always withdraw your money without being penalized. read more
April 11, 2014
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CutupMaria6
I have had a checking account with TCF bank my whole life and have found it to be extremely reasonable and convenient. I like that there are no fees (it's getting harder and harder to find these days) and I like that the banks are open 7 days a week. I would recommend TCF to anyone who is lucky enough to have a branch in their part of the United States.
April 8, 2014
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LucyE25
I have had a checking account with my credit union, Bangor Federal Credit Union in Bangor Maine for more than 20 years now. I like the fact that there are a few branches and that the staff all know me. I recently lost my wallet and they went out of their way to help me with my checks and debit card. I am currently in Hawaii and they let my daughter (who is on my read more
April 4, 2014
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wyntier
We've been using 1st Bank for checking and savings for about 2 years now. We had an account with Wells Fargo before this and were really unhappy about all the hidden fees they kept springing on us. 1st Bank has great service people and they always go out of their way to make sure you get everything you need. The turn around time for cashing checks is only a day if it's an out of read more
April 4, 2014
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jmpace
We've been using an Ally online bank checking account for about 3 years now. When we were first married we both held separate Wells Fargo accounts, but when they added a monthly fee if you didn't keep the balance above $1500 we ditched them. What college students have that amount of cash hanging around? We have loved using Ally so far, the only hangup being that there is no physical building to walk into if read more
April 1, 2014
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ziggy415
My current checking account is with PNC bank. Over the years I have had several other checking accounts with other banks but I think they are by far my favorite. I have free student checking, which is nice. They also sent me free checks and have never charged me fees for anything. Even the few times I accidentally overdrafted, they refunded the fees. I've also had a few card charges that i've had to dispute read more
April 1, 2014
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tiarawalker
I have an account with Wells Fargo. Initially, I started banking with Wachovia in mid-late 2009 and by 2011, they'd rebranded to Wells Fargo. I mostly enjoy being a customer. Our local branch is always helpful and most questions and problems I encounter can be taken care of right here. The customer service at our local branch is bar none one of the best around in any industry. They manage to take care of 90% read more
March 28, 2014
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rubix1217
I have a checking account with Chase, but when I first signed up for it, it was Washington Mutual. It was a dream checking account... there were no maintenance fees, and they forgave one overdraft fee per year. However, they went under and Chase bought them out, and the changes were extremely noticeable. First off, they got rid of the one free overdraft a year, and immediately raised the overdraft fee. Yes, if you don't read more
March 28, 2014
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pauline_cushman
The reason I chose Wells Fargo checking was because my Nana and Grandpa had been using it for years and loved it, never had a problem with them while my Dad kept jumping from one bank to the next because he couldn't stand them, until he tried Wells Fargo. I figured that it would just be easier to bank where my family does. So I opened a checking and savings account together, and everything was read more
March 28, 2014
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lmneozoo
The most serious issue i have experienced with my bank of america checking account is their inability to disclose changes in their banking structure. When i signed up for the account, they had asked me if i was going to be using direct deposit to which i said yes. They then did not tell me that if i were to not have direct deposit or have less than $1500 i would be charged $12 per read more
March 28, 2014
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alexandria_kinsey
I love my Wells Fargo checking account. I have been with them for about 10 years now and they have always provided me with everything I look for in a general checking account. I initially opened it as a student and when I graduated from college the transition to a regular checking account was seamless. I went in to Wells Fargo to speak to someone about my options and made it clear that I did read more
March 28, 2014
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Joshuwar
My checking account is with Randolph Brooks Federal Credit Union. They're only located in Texas so far and haven't expanded much. I love my checking account with them! There is no minimum balance to open up an account. If you have a savings account, which only requires five dollars to open, then you can get a checking account along with it for free. I've only ever had one problem with this checking account. There is read more
March 28, 2014
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dandee1964
I have a checking account with Capital one 360. I've had it for several years. I love the ease of using my account from depositing funds to withdrawing what I need. I have a small line of credit that can be applied toward my account with no overdraft fees; all I pay is the interest until it's paid back in full.

The most serious problem I've had was in the beginning figuring out how many months read more
March 28, 2014
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shalaeha
I love my checking account so much. I have had it for about 5 years. I was still a student at the time I opened it up, the main reason for that being I wanted an account at a different bank that my mom didn't have access to. It was a very easy process, and they helped me pick the best account for me. In addition, they helped me when i went to study abroad read more
March 28, 2014
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kozak1c
I used to have a checking account at Comerica Bank a couple of years ago. It took care of my standard needs such as withdrawing and depositing at the bank, as well as the occasional ATM withdrawal. However, the one time that I accidentally overdrew my account by less than $3.00, I instantly got hit hard with tons of fees. Even worse, I was out of town during that time so I did not notice read more
March 27, 2014
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buttons1234
My checking account through Rockland Trust is great. They have one of the best customer services I have ever encountered. All my issues have been able to be resolved with a quick phone call or branch visit. They also offer mobile banking and mobile check deposit, which for a busy mom like me is so helpful. No longer do I need to stop by the atm or visit a teller to deposit a check. Also, read more
March 27, 2014
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bblazing
TCF bank was amazing and I hated leaving. Several years ago I had found myself in a spot of trouble landing me in the Chex System and was denied a checking account by every bank. I had to have a coworker cash my paycheck against his account every pay day. On a chance, I walked into TCF and was welcomed warmly and embraced by their cozy free checking and an awesome free gift! I faced read more
March 24, 2014
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erickahkahkah
I love my checking account! I am able to easily access it online which makes traveling very easy for me because I do not have to go to a brick and mortar location in order to do banking. There is a limited number of online transactions allowed per account, but I have never exceeded it personally.
March 20, 2014
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jloftis0524
My checking account is great because I can make a high amount of deposits via a mobile device. If I need to exceed the limit (which is rare), it only takes 24 hours before I can do it again. If needed, I can always go in person and deposit money. The mobile deposits option is my favorite feature of my checking account because it makes “life on the go” very easy!!
March 20, 2014
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Cedsays
I have an awesome checking account with WELLS FARGO. I've been to other banks and this is the only account hassle free and ways access when you need it. Wells Fargo also has an online banking app which comes in handy.With 24/7 ATMs and NO fees this has easily become my favorite checking account. I would never recommend any other account but a Wells Fargo Account.
March 19, 2014
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kennedy_a_jones
I currently have a checking account with J.P. Morgan Chase. I enjoy having the account but there are some things that frustrate me about it, like the ATM fees that are charged by the bank for using a non chase ATM. I live in San Marcos where there are only 3 chase ATM's in the entire city so I am Frequently paying these fees. Other than that i am very satisfied with my Chase checking read more
March 18, 2014
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mgreg0000x
I use a checking account with Regions Bank daily and am very pleased. Regions proves to be mostly hassle-free, and the few times I've had to inquire with customer service about a rogue fee they've agreeably explained or compromised the situation to my satisfaction. Regions Bank has a TON of locations in the southeast United States, making it my first choice for checking because of its easy accessibility.
March 18, 2014
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itismemario
I am very satisfied with my E*TRADE Bank Checking Account. Let me tell you why.

Not only is this account free of any monthly fees and uses a Visa Debit Card, it is also operated by E*TRADE. The same company that has made it incredibly easy to invest on the internet, now allows me the same online simplicity for my day to day checking.
March 6, 2014
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jmpace
This filter has the potential to be really useful. I wish there were more bank options. Surely those four are not the only banks in the country. For example, when selecting all the available features there were no accounts available, but I get all these features from my current Ally Bank checking account, with no minimum monthly balance. All these features are important to me as a consumer so it was disappointing not to be read more
March 4, 2014
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asumbauser
The search tool worked quite well for me. I was actually quite surprised to find that I could input for just about everything that was important to me (make sure to check out the advanced options to fine tune your search) to find a checking account. Surprisingly, there were a few options that I found that met or exceeded my requirements - I don't mean to sound cynical but I was looking for quite a read more
February 28, 2014
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bryanmcwethy
The search tool here is extremely useful! It's nice to be able to come here and within a few seconds sort by the type of account I want as a student that has online banking and no monthly fees as well as no ATM fees. It helps me select the bank and type of account that is going to best suit my lifestyle.
February 24, 2014
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Heidisue07
I currently have a fantastic checking account through Capital One. I started with it when it was ING, but now it has been purchased by Capital One. I love it! I find the online banking to be simple, and easy. Furthermore, there are very few fees associated with this account. I love the ease at which I can transfer funds between accounts and can watch my money grow. I can also send paper checks when read more
February 20, 2014
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rramos12
I walked into Wells Fargo, Orange City, Florida over a month ago for the sole purpose of cashing a check. However, the cashier was kind enough to explain all the new benefits Wells Fargo's new checking accounts has to offer. This sounded very unique and interesting, so I was directed to an account manager. I was skeptical at first--for I have had several bad experiences in the past with national financial institutions. However, not only read more
February 18, 2014
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nasagir1
I am a new member to Capital One. The sign up process was secure and thorough which I greatly appreciate. It was simple to link other online accounts to it without too much fuss and hassle. I can transfer my funds with ease unlike the previous bank I used. I’m glad to have made the switch.
February 13, 2014
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gregory_klinker_75
I really enjoy using my Wells Fargo Checking Account. I just filed my taxes, and am really thankful for the low rates on their checking accounts. I have the ability to manage it from my phone in a very easy to use application for both iOS and Android. The best part? My card came in two days. I highly recommend opening an account for yourself or someone in your family they have a deal with read more