checking accounts

Checking Accounts

5
2 reviews for top rated offer
There are more than 676 checking accounts from banks across the country that may meet your needs. Using the filters below will enable you to either pare down or expand the number of checking account offers being displayed and thereby only compare those targeted to your exact financial needs. Once you find the right checking account, we’ll redirect you to the issuing institution’s website so that you can open your checking account online.
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You can check the details page of each offer for the date the information was last updated on this site and to determine whether the offer is from a paying advertiser (indicated by the word "sponsored"). Regardless of advertiser status, none of the information on Wallet Hub constitutes a referral or endorsement of the respective financial institution by us, or vice versa. Furthermore, it is important to note that the inclusion of a financial company's products or services on Wallet Hub does not necessarily indicate that company's involvement with the site or control over the information that we display. Information is displayed first and foremost for the benefit of consumers.
Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying your application. Please let us know if you notice any differences related to the shown on this page.
1st bank checking account
Interest Rate
None
Monthly Fees
None
Features
Visa Debit Card
details
  • No per check charge.
  • Unlimited check writing.
1st advantage bank checking account
Interest Rate
None
Monthly Fees
None
Features
Visa Debit Card
details
  • If the account becomes dormant (547 days without activity) and the ledger balance falls below $100.00, the account will be charged a monthly dormant account fee of $3.00.
1st bank checking account
Interest Rate
None
Monthly Fees
None
Features
Visa Debit Card
details
  • Bill pay is free for first 3 months; $5.95 a month thereafter.
1st bank trust checking account
Interest Rate
None
Monthly Fees
$4.95
Features
Visa Debit Card
details
  • Unlimited Check Writing.
bancfirst checking account
Interest Rate
None
Monthly Fees
$6
Features
MasterCard Debit Card
details
  • $0.20 per withdrawal beginning with the 21st withdrawal per monthly statement cycle. Withdrawal fee applies only to checks, paper drafts and ACH items (electronic drafts)
1st bank yuma checking account
Interest Rate
3%
Monthly Fees
None
Features
Visa Debit Card
details
  • In order to get the 3.00% APY you need to have the following monthly requirements : online banking, e-statements, one direct deposit and 15 debit card transactions.
  • If account does not meet requirements during monthly cycle a .05% APY will be earned on the entire balance.
1st bank of sea isle city checking account
Interest Rate
None
Monthly Fees
None
Features
Visa Debit Card
details
  • FREE checks for the life of the account (limited to program checks only).
  • there is no limit on the total fee they can charge you for over drawing your account.
1st cameron state bank checking account
Interest Rate
None
Monthly Fees
None
Features
MasterCard Debit Card
details
  • You may write all the checks you desire; there are no per check fees.
1st capital bank checking account
Interest Rate
None
Monthly Fees
$10
Features
Visa Debit Card
details
  • Unlimited Check Writing.
first virginia community bank checking account
Interest Rate
None
Monthly Fees
None
Features
MasterCard Debit Card
details
  • Free worldwide ATM transactions.
  • Unlimited check writing privileges.
COMMUNITY DISCUSSION

Help others find the best checking accounts by sharing what your deciding factor was when choosing your checking account

 
April 17, 2014
Photo of jayseehey
jayseehey
I have used Chase Total Checking for years! The only down side is the monthly fee they introduced a while back if you don't maintain a certain balance. It should not be a problem if you are depositing your paycheck each month or similar. I have had no problems otherwise with Chase and would recommend them to friends and family. Their service is great! I have had my debit card stolen once and they halted purchases made in that time frame and saved me a lot of trouble and headaches. I was able to sort it out all online at my convenience, and they have many branches in my area if I ever feel like dropping by in person. I will continue to use Chase and have no need to look for any other checking service.
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April 16, 2014
Photo of srh1981
srh1981
I have a Compass Bank checking account. I'm not a huge fan of this account as they are not consistent. When I signed up I was promised "free checking for life". Obviously "life" meant until they decide to stop offering free checking. I now have to pay for my checks every time I need them. Also, I think they charge too much for overdraft fees and I think they push transactions through so that they can get the maximum number of overdraft fees. I would not recommend this bank to anyone, and in fact, I am seeking another bank myself. Maybe I should read some of the positive reviews here and see if I can find anything that would be better for me and my family.
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April 16, 2014
Photo of lanneberg
lanneberg
I have a Comerica checking account, and it is reasonable. I have had it for years, and they are not tremendously annoying. They expect a high balance for anything free, but most banks are in the same category. Comerica is local to Michigan, and they have a lot of branches that are convenient to my house. I find that I can get inexpensive checks and these are processed reasonably. Their online banking is pretty convenient, although they change the mode frequently - but I find that I can adapt.
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April 14, 2014
Photo of allie_bentley_568
allie_bentley_568
When I first got an account at Wells Fargo, I didn't realize what a hassle their service would be. It was always a pain to go through them, because the customer service was always so disinterested in helping and treated everything as though it were my problem and my responsibility to fix it without any help from them, as if I was only an irritation. The last straw was when they forced me to put an inked stamp of my thumbprint on my own check before I could deposit it. Never again banking there!
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April 14, 2014
Photo of bordot
bordot
Last year, I signed up for a Checking account with Chase at my local branch down the street. I've had nothing but great things to say about them ever since. They provided me with very quick support when my debit card was stolen and protected me from having my identity stolen. I'd very much recommend them!
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April 14, 2014
Photo of blam19
blam19
I feel that Boeing employees credit union is one of the best services when it comes to checking accounts because it does not come with monthly fees. With banking accounts you want to make the best out of it by providing a safe place to save up your money, not being taken away monthly to keep in a bank. Also there are no overdraft fees, so you can always withdraw your money without being penalized. Banks that provide services without having to pay many fees is the best way to keep the best output for your money which is why BECU would be a great company to start a checking account at.
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April 11, 2014
Photo of CutupMaria6
CutupMaria6
I have had a checking account with TCF bank my whole life and have found it to be extremely reasonable and convenient. I like that there are no fees (it's getting harder and harder to find these days) and I like that the banks are open 7 days a week. I would recommend TCF to anyone who is lucky enough to have a branch in their part of the United States.
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April 8, 2014
Photo of LucyE25
LucyE25
I have had a checking account with my credit union, Bangor Federal Credit Union in Bangor Maine for more than 20 years now. I like the fact that there are a few branches and that the staff all know me. I recently lost my wallet and they went out of their way to help me with my checks and debit card. I am currently in Hawaii and they let my daughter (who is on my account) go in and get a replacement debit card for me. I have no fees but don't earn a great deal of interest on my savings account. There is just something about a credit union that makes me feel better about banking than at a large corporate bank.
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April 4, 2014
Photo of wyntier
wyntier
We've been using 1st Bank for checking and savings for about 2 years now. We had an account with Wells Fargo before this and were really unhappy about all the hidden fees they kept springing on us. 1st Bank has great service people and they always go out of their way to make sure you get everything you need. The turn around time for cashing checks is only a day if it's an out of town check, otherwise it's right away for local checks.
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April 4, 2014
Photo of jmpace
jmpace
We've been using an Ally online bank checking account for about 3 years now. When we were first married we both held separate Wells Fargo accounts, but when they added a monthly fee if you didn't keep the balance above $1500 we ditched them. What college students have that amount of cash hanging around? We have loved using Ally so far, the only hangup being that there is no physical building to walk into if you need to deposit funds. Originally they only had options to scan or mail paper checks, though they have recently added a snap and send app for Android and iPhone. Unfortunately, our only smartphone is Windows operated. Luckily we don't have too many paper checks to deposit. We haven't had any issues with mailed checks posting to our account, but there's never any guarantee. Hopefully they will come out with a Windows App soon, or maybe I just need a new phone. :) Until then, we still love the fee-freedom, high interest rates for savings and CD's, and easy online interface.
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April 1, 2014
Photo of ziggy415
ziggy415
My current checking account is with PNC bank. Over the years I have had several other checking accounts with other banks but I think they are by far my favorite. I have free student checking, which is nice. They also sent me free checks and have never charged me fees for anything. Even the few times I accidentally overdrafted, they refunded the fees. I've also had a few card charges that i've had to dispute and they were very helpful and quick to aid me in recovering my funds. When I use my ATM card at other ATMs, they reimburse me for the charges. Lastly, the bank is within very close proximity to my house and open on Saturdays. Definitely no complaints here.
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April 1, 2014
Photo of tiarawalker
tiarawalker
I have an account with Wells Fargo. Initially, I started banking with Wachovia in mid-late 2009 and by 2011, they'd rebranded to Wells Fargo. I mostly enjoy being a customer. Our local branch is always helpful and most questions and problems I encounter can be taken care of right here. The customer service at our local branch is bar none one of the best around in any industry. They manage to take care of 90% of my needs and concerns, and I can't recommend them enough. Dealing with a Wells Fargo customer service rep on the phone (the few times that I've had to) has mostly been a positive experience as well. A few years back I was the victim of identity theft and almost $2000 was taken out of my account. WF, both the local branch and the customer service line, worked with me to get my money back without making it a more painful process. The only thing I hate about calling the customer service is that they're always trying to offer you some service, loan, anything (much of it useless) to add to your account. One of the biggest downsides about Wells Fargo is how they'll continue to take money out of an account that is already overdrawn, making you get more fees. My main account has never been overdrawn, but the secondary account that I had to use for a while during the identity theft crisis did go under after I started using my main account again and not closing that one (the secondary) soon enough. So, they still honored some payments that came through while charging me an overdraft fee for each one. That's a ridiculous practice. Overall, though, WF has treated me well, and I'll continue to use them for my financial needs for years to come.
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March 28, 2014
Photo of rubix1217
rubix1217
I have a checking account with Chase, but when I first signed up for it, it was Washington Mutual. It was a dream checking account... there were no maintenance fees, and they forgave one overdraft fee per year. However, they went under and Chase bought them out, and the changes were extremely noticeable. First off, they got rid of the one free overdraft a year, and immediately raised the overdraft fee. Yes, if you don't have enough money in your account, they're going to take MORE money you don't have. Then they added a monthly maintenance fee - which I realize all banks do now, but back when Chase started it, it was new and very unwelcome. You can avoid the fee by direct depositing $500 each month, but I'm definitely jumping through hoops for my checking account, when it should be working for me. They also had a huge fee for using another bank's ATM, but they finally got rid of that - thank goodness for small favors. Overall, my Chase checking account has been more trouble than it's worth.
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March 28, 2014
Photo of pauline_cushman
pauline_cushman
The reason I chose Wells Fargo checking was because my Nana and Grandpa had been using it for years and loved it, never had a problem with them while my Dad kept jumping from one bank to the next because he couldn't stand them, until he tried Wells Fargo. I figured that it would just be easier to bank where my family does. So I opened a checking and savings account together, and everything was great except I found it annoying that I had to keep transferring $20 dollars, or so the one rep. told me from my checking to my savings, and from my savings to my checking to keep me from getting the ten dollar monthly fee for having it. Annoying, okay, but I had to live with it since I didn't have a job. Then a couple months later I realize I am getting the ten dollar fee taken out and when I ask them why they tell me it needs to be a $30 dollar transfer, and always has been. When i finally got a job and tried to use my card to buy something over ten dollars in the same day they suspended my card, which was horrible timing as I was on a road trip and was trying to fill up for gas, and I also had no cash on me.
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March 28, 2014
Photo of lmneozoo
lmneozoo
The most serious issue i have experienced with my bank of america checking account is their inability to disclose changes in their banking structure. When i signed up for the account, they had asked me if i was going to be using direct deposit to which i said yes. They then did not tell me that if i were to not have direct deposit or have less than $1500 i would be charged $12 per month which led to me closing my account.
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March 28, 2014
Photo of alexandria_kinsey
alexandria_kinsey
I love my Wells Fargo checking account. I have been with them for about 10 years now and they have always provided me with everything I look for in a general checking account. I initially opened it as a student and when I graduated from college the transition to a regular checking account was seamless. I went in to Wells Fargo to speak to someone about my options and made it clear that I did not want to pay any fees for an account. I decided on a checking account that automatically transfers a dollar into my savings account every time I make a purchase with my debit card. Not only did this waive any fees associated with the account but I am inadvertently building up my savings. I love this feature and have been absolutely happy with Wells Fargo. And as an added bonus their online banking is simple to use. I pay all my bills online now.
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March 28, 2014
Photo of Joshuwar
Joshuwar
My checking account is with Randolph Brooks Federal Credit Union. They're only located in Texas so far and haven't expanded much. I love my checking account with them! There is no minimum balance to open up an account. If you have a savings account, which only requires five dollars to open, then you can get a checking account along with it for free. I've only ever had one problem with this checking account. There is an overdraft protection that is placed on the account if you agree to its terms. I remember spending money over the balance on my account, and being charged the 24 dollar fee for being overdrawn. I was upset about it, but I realized it was my mistake in not keeping an open eye on what was currently available on my account. Other than that, I've had no problems with this financial institution or my checking account. I love RBFCU and will be a member with this credit union forever!
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March 28, 2014
Photo of dandee1964
dandee1964
I have a checking account with Capital one 360. I've had it for several years. I love the ease of using my account from depositing funds to withdrawing what I need. I have a small line of credit that can be applied toward my account with no overdraft fees; all I pay is the interest until it's paid back in full. The most serious problem I've had was in the beginning figuring out how many months my account would be charged interest. I had paid back my line of credit promptly, but it seemed like I was charged interest for several months afterward. I contacted customer service and they promptly explained the reason. I had inadvertently put the decimal point in the wrong place and had actually paid one dollar under my line of credit. To say the least, I apologized with tongue in cheek and with much gratitude for their help, I hung up/ I have made sure that I keep my account always spotless and in good standing. I highly recommend Cap One.
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March 28, 2014
Photo of shalaeha
shalaeha
I love my checking account so much. I have had it for about 5 years. I was still a student at the time I opened it up, the main reason for that being I wanted an account at a different bank that my mom didn't have access to. It was a very easy process, and they helped me pick the best account for me. In addition, they helped me when i went to study abroad as well. They made the process so simple, when i had heard that it would be very tough. I do have accounts at other banks, but Wachovia/Wells Fargo is by far my favorite. I have NEVER experienced any problems with them, and even if i did encounter one in the future, it would be worth it because of the years of great service I have had.
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March 28, 2014
Photo of kozak1c
kozak1c
I used to have a checking account at Comerica Bank a couple of years ago. It took care of my standard needs such as withdrawing and depositing at the bank, as well as the occasional ATM withdrawal. However, the one time that I accidentally overdrew my account by less than $3.00, I instantly got hit hard with tons of fees. Even worse, I was out of town during that time so I did not notice that my account was overdrawn until about a week later. I came back to find out that they had been charging me ridiculous amounts every day that my account was overdrawn. I tried to get some of these reversed, because I had held an account with them for years with no problems up until now, but no success. It's safe to say that I closed that one down and switched to a different bank after that.
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March 27, 2014
Photo of bblazing
bblazing
TCF bank was amazing and I hated leaving. Several years ago I had found myself in a spot of trouble landing me in the Chex System and was denied a checking account by every bank. I had to have a coworker cash my paycheck against his account every pay day. On a chance, I walked into TCF and was welcomed warmly and embraced by their cozy free checking and an awesome free gift! I faced no ridiculous fees, they were understanding, and I never got treated the way other banks had treated me. They valued me and I greatly valued them.
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March 24, 2014
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erickahkahkah
I love my checking account! I am able to easily access it online which makes traveling very easy for me because I do not have to go to a brick and mortar location in order to do banking. There is a limited number of online transactions allowed per account, but I have never exceeded it personally.
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March 20, 2014
Photo of jloftis0524
jloftis0524
My checking account is great because I can make a high amount of deposits via a mobile device. If I need to exceed the limit (which is rare), it only takes 24 hours before I can do it again. If needed, I can always go in person and deposit money. The mobile deposits option is my favorite feature of my checking account because it makes “life on the go” very easy!!
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March 20, 2014
Photo of Cedsays
Cedsays
I have an awesome checking account with WELLS FARGO. I've been to other banks and this is the only account hassle free and ways access when you need it. Wells Fargo also has an online banking app which comes in handy.With 24/7 ATMs and NO fees this has easily become my favorite checking account. I would never recommend any other account but a Wells Fargo Account.
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March 19, 2014
Photo of kennedy_a_jones
kennedy_a_jones
I currently have a checking account with J.P. Morgan Chase. I enjoy having the account but there are some things that frustrate me about it, like the ATM fees that are charged by the bank for using a non chase ATM. I live in San Marcos where there are only 3 chase ATM's in the entire city so I am Frequently paying these fees. Other than that i am very satisfied with my Chase checking account
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March 18, 2014
Photo of mgreg0000x
mgreg0000x
I use a checking account with Regions Bank daily and am very pleased. Regions proves to be mostly hassle-free, and the few times I've had to inquire with customer service about a rogue fee they've agreeably explained or compromised the situation to my satisfaction. Regions Bank has a TON of locations in the southeast United States, making it my first choice for checking because of its easy accessibility.
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March 18, 2014
Photo of itismemario
itismemario
I am very satisfied with my E*TRADE Bank Checking Account. Let me tell you why. Not only is this account free of any monthly fees and uses a Visa Debit Card, it is also operated by E*TRADE. The same company that has made it incredibly easy to invest on the internet, now allows me the same online simplicity for my day to day checking.
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March 6, 2014
Photo of jmpace
jmpace
This filter has the potential to be really useful. I wish there were more bank options. Surely those four are not the only banks in the country. For example, when selecting all the available features there were no accounts available, but I get all these features from my current Ally Bank checking account, with no minimum monthly balance. All these features are important to me as a consumer so it was disappointing not to be able to find an account using this filter with everything that I want. Grab a few more banking options and the tool will be really helpful!
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March 4, 2014
Photo of asumbauser
asumbauser
The search tool worked quite well for me. I was actually quite surprised to find that I could input for just about everything that was important to me (make sure to check out the advanced options to fine tune your search) to find a checking account. Surprisingly, there were a few options that I found that met or exceeded my requirements - I don't mean to sound cynical but I was looking for quite a bit and didn't expect more than one or two results but I got almost 10! This gave me a nice group of options to select from.
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February 28, 2014
Photo of bryanmcwethy
bryanmcwethy
The search tool here is extremely useful! It's nice to be able to come here and within a few seconds sort by the type of account I want as a student that has online banking and no monthly fees as well as no ATM fees. It helps me select the bank and type of account that is going to best suit my lifestyle.
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February 24, 2014
Photo of Heidisue07
Heidisue07
I currently have a fantastic checking account through Capital One. I started with it when it was ING, but now it has been purchased by Capital One. I love it! I find the online banking to be simple, and easy. Furthermore, there are very few fees associated with this account. I love the ease at which I can transfer funds between accounts and can watch my money grow. I can also send paper checks when need be to people without any extra fees associated with them. All in all, I am a huge supporter of this checking account and will continue to use it loyally.
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February 20, 2014
Photo of rramos12
rramos12
I walked into Wells Fargo, Orange City, Florida over a month ago for the sole purpose of cashing a check. However, the cashier was kind enough to explain all the new benefits Wells Fargo's new checking accounts has to offer. This sounded very unique and interesting, so I was directed to an account manager. I was skeptical at first--for I have had several bad experiences in the past with national financial institutions. However, not only was I impressed with the professionalism, financial knowledge, and warm friendship of the account manager, but I was also impressed with the benefits their checking account has to offer. I opened my checking & Savings account on that day, and am a very satisfied customer ever since. I strongly recommend, to anyone, a visit and a short chat with any account manager at a near Wells Fargo Bank. If what I experienced on their Orange City, Florida is a good example of their overall customer service and financial operations, you will be much more than satisfied and impressed.
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February 18, 2014
Photo of nasagir1
nasagir1
I am a new member to Capital One. The sign up process was secure and thorough which I greatly appreciate. It was simple to link other online accounts to it without too much fuss and hassle. I can transfer my funds with ease unlike the previous bank I used. I’m glad to have made the switch.
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February 13, 2014
Photo of gregory_klinker_75
gregory_klinker_75
I really enjoy using my Wells Fargo Checking Account. I just filed my taxes, and am really thankful for the low rates on their checking accounts. I have the ability to manage it from my phone in a very easy to use application for both iOS and Android. The best part? My card came in two days. I highly recommend opening an account for yourself or someone in your family they have a deal with which you can get $50 free for opening an account if your credit qualifies.
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