You can overdraw from an ATM, but the bank pays overdrafts at its’ discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
Normally, the spending limit is your current balance. However, you can overdraft it, but you will be charged fees.
Unfortunately, having a Chase Sapphire credit card will not help you avoid the monthly service fee for the Chase Total checking account. Please visit the following link to find how you can avoid this fee: https://www.chase.com/checking/total-checking.
Please visit the following link to find the account’s schedule fee: https://www.chase.com/content/dam/chasecom/en/checking/documents/clear_simple_guide_total.pdf.
In order to avoid the $12 monthly service fee, you must have a $1,500 minimum daily balance.
You need your Social Security number, and your driver’s license or state-issued ID.
Those are the deposits or investments accounts linked to your checking account.
Chase will disclose your ATM withdrawal limit when calling customer service. Please call customer service at 800-935-9935 to find out your limit.
Unfortunately, this information is not made available on the bank’s official website. Please call customer service at 800-935-9935 for more details. You can order checks online here: https://www.chase.com/checking/checkbook-orders.
There is no minimum initial deposit needed when opening Chase Total Checking Account.
You can only deposit money into your granddaughter’s account if you are an authorized user and you provide your ID.
You will be charged the $12 monthly service fee, which will inevitably overdraft your account, and you will start getting charged with overdraft fees. For more information, please refer to the bank’s customer service at 1-800-935-9935.
With Chase Debit Card coverage, Chase will charge an Insufficient Funds Fee of $34 each time they have to pay an overdraft created by a transaction. There is no mention of a maximum overdraft amount.
You'll get the fee every time you overdraw, but it's not like an interest rate.
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
For more information, including how to avoid fees, check out WalletHub’s article on overdraft protection.
The Chase Premier Plus Checking account offers quite a few additional features, including: no fees for the first 4 withdrawals at a non-Chase ATM per month, the account earns interest, no fees for Chase Checks, etc. Please visit the following link to compare the two accounts: https://www.chase.com/checking.
Yes, you currently only need $300 in a Chase savings to avoid the monthly fee. That's listed elsewhere on this site - search for Chase savings. https://wallethub.com/d/chase-savings-account-1000729b/
Yes, that sum will help you avoid the fee for your Chase Total checking account. Please find more details here: https://www.chase.com/checking/total-checking.
Please refer to customer service at 1-800-935-9935 for your particular situation.
Chase imposes an overdraft limit to each account based on the account’s history and it generally pays overdrafts at its discretion. Please call customer service at 800-935-9935 for more details regarding your overdraft limit.
According to Chase’s website, the monthly fee is waived for up to five years while you are in college. You can call customer service at 1-800-935-9935 and they should tell you what steps you need to take in order to waive the monthly fee.
First you need to pay whatever outstanding balance you may have. For more information, please call the bank’s customer service at 1-800-935-9935.
Unfortunately, the bonus is not available for existing Chase customers.
Also, minors and students may have the monthly fee waived for the first several years they hold an account at several banks: http://www.mybanktracker.com/news/student-checking-account-comparison-top-10-us-banks
The monthly service fee for the Chase Total checking account is $12 per month. You can waive this fee when having direct deposits totaling $500 or more, or a $1,500 or more minimum daily balance, or an average daily balance of $5,000 or more in qualifying linked deposits/investments.
To avoid the $12 monthly fee you need to have a minimum balance of $1,500 in your checking account. However there are other ways to avoid the monthly service fee by having direct deposits totaling $500 or more made to the account, or an average daily balance of $5,000 or more in any combination of qualifying linked deposits/investments.
Unfortunately it doesn’t count, because the linked accounts need to be with Chase. Qualifying deposits include the following: personal Chase savings accounts (excluding Chase Private Client Savings), Chase Liquid Cards, CDs, certain Chase retirement CDs, and certain Chase Retirement Money Market Accounts (balances in Chase Money Purchase Pension and Profit Sharing Plans do not qualify). Qualifying investments include the following: prior end of month balances for Chase investment accounts certain retirement plan investment balances (investment balances in Chase Money Purchase Pension and Profit Sharing Plans do not qualify), JPMorgan funds accounts, annuity products (annuities made available through Chase Insurance Agency and Chase Insurance Agency Services), and personal trust accounts.
For non-Chase ATMs there is a $2.50 fee.
Your account is charged with a $6 monthly service fee, unless you are in college, or you have a direct deposit made to this account, or you keep an average daily balance of at least $5,000.
If your daily balance drops below the minimum required, you can deposit funds that same day to bring your balance to $1,500. If you don’t make the deposit until the end of the day you will be charged a $12 monthly service fee. Please note that you can also waive this fee by having direct deposits totaling $500 or more.
Do you need direct deposit if you maintain $15,000?
Is there a penalty for canceling the account after one year? Is the 0.01 variable interest rate based on the account balance? How are checks written on the account? Are they like traditional checking accounts. Is there a penalty for closing the account after one year if conditions change like reduced interest rates? Do you still keep the bonus?
The direct deposit is one of the features of the checking account and is not connected to the $15,000 daily average balance of qualifying linked deposits/investments needed to waive the monthly service fee of $25. Yes, the 0.01% variable interest rate is based on your daily collected balance. You will receive Chase designed checks without having to pay a fee and you can use these to make payments or deposits. No, there’s no penalty if you decide to close the account after one year. Yes, the bonus will be deducted if you close the account within 6 months after opening it. Please note that at the moment Chase offers an initial bonus only for its “Chase Total Checking account”.
To open the College Checking account, you will need a driver’s license or a state-issued ID. You will also have to provide your proof of enrollment, such as a student’s ID, a letter of acceptance or a letter of college.
Yes, checks for the Chase Premier Plus Checking account are free. Please order your checks here: https://www.chase.com/checking/checkbook-orders.
If you make a deposit before end of business on Monday, you will not be charged the $34 overdraft fee.
Yes, the College Checking account offers checks at a cost. You can order checks here: https://www.chase.com/checking/checkbook-orders.
Chase charged you a $12 monthly service fee because you did not meet one of the three requirements for this fee to be waived. You can avoid paying the service fee by having direct deposits totaling $500 or more, or by having a $1,500 or more minimum daily balance, or by having an average daily balance of $5,000 or more in qualifying linked deposits/investments.
go into chase ask them to unlink your accounts
Yes, you can hide your saving account from your online profile. Please use the following steps: (1) log into your profile, (2) click on Display/Hide Accounts on the left-hand navigation bar, (3) select the “Hide” radio button next to the account(s) account you want to hide, (4) click on Show/Hide. Please follow the steps below when you want to have your savings account displayed on your online profile.
There isn’t a limit set. The bank has the right to close your checking account at any time for any reason and without notice. If you maintain a positive balance and respect your agreement with the bank, you probably don’t need to worry about the bank closing your account.
The bank that released your debit card will charge you a fee for using a different ATM. Typically, this fee ranges from $2 to $3. Please note that your bank may have a withdrawal ATM limit, thus you might not be able to withdraw all of your money at once.
In order to open a Premier Plus Checking account you need to make a $25 Minimum Deposit. If you want to benefit from the $0 Monthly Service Fee, you must have an average daily balance of $15,000 or more in any combination of qualifying linked deposits/investments.
You can find out by calling customer service at 1-800-935-9935.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.