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NEW! Earn 1% cash back on up to $3,000 in debit card purchases each month.
You may also earn Cashback Bonus in the following ways on payments or purchases, up to 100 each month: $0.10 for purchases made using your Discover Debit Card, $0.10 for bills paid using Online Bill Payment service, and $0.10 for checks you write that clear your account.
Discover Bank will NOT transfer funds under the Overdraft Service to pay ATM withdrawals or POS debit transactions or to cover other fees.
Surcharge-free withdrawals are available at over 60,000 ATM locations.
No Checking Accounts Available from Discover Bank
If you are an authorized representative of Discover Bank, please contact us to have your products included.
I've been with Discover for about 2 years when I got my credit card from them. I decided to take in the consideration of having a checking account with Discover. I received a 50 dollar bonus for creating a checking account with them. The representative was very helpful in setting up my account. I also received 5% off for six flags theme park and 5% off other offers which is great! This is a decent Bank to do your banking with, especially for college students.…read more
A great online checking account with a $50 bonus to boot! Setting it up is simple and easy. They offer free checks/atm on this account and give you $0.10 for each atm/check that clears. You can combine it with the Discover savings to get more interest. Discover also has the absolute best customer service around. I've been a card member for seven years and I have had zero problems. I highly recommend this account to anyone that wants a good no frills checking account.…read more
Everything was amazing with the setup of this bank. Probably the easiest setup yet and no upselling! I signed up for an account, moved some money over, ?????, Profit. Easy stuff. They do have cash back debit cards, which I thought was amazing. Thanks Discover for making it very easy to set up a new account and get cash back when I make purchases using MY DEBIT CARD! Did I mention how easy it was to set up the account? It was the easiest ever and I am so glad they did not try to upsell me on some garbage that I do not need. Other banks, you know who you are...…read more
I was invited to join Discover Bank a few months ago and offered $50 for opening a checking account. I was also offered something like 10 cents bonus per transaction, which I haven't seen yet. Their online banking interface could use some improvement because it is not very clear which charges are pending. But, considering their banking is relatively new, I can overlook this. Overall, it's been a good experience. Their customer service is very helpful, and I love that they take customer suggestions. Out of all of the financial institutions I've ever dealt with, I'm pretty sure Discover has had the best customer service.…read more
I have been a happy Discover card customer for more than 20 years. They sent me information on Discover Cashback Checking. I trust this company because everytime I have had to call, they are prompt and helpful. This checking account has no fees, gives you 10 cents cash back bonus for evey debit or check transaction, and gives you free checks. The application process was easy and the checks and debit card arrived on time. I tend to use this account for small purchases. For example, you buy a pack of gum for $1 and get 10 cents cash back. That's a nice return.…read more
So far so good with the Discover Bank checking account. I signed up for it mostly to get the extra awards available. I like being able to get 10 cents for every purchase. It's very nice to use it when I'm making a small purchase that's less than $10. It's nice having the account connected to my Discover credit card. Applying for the checking account was very simple because of that. There are also plenty of no-fee ATM's that the debit card is accepted at. I haven't had any problems with the account or had to talk with customer service yet.…read more
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.