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Salem Five does not charge for non-Salem Five ATM use and Salem Five reimburses ATM surcharges up to $15 for Smart Student Checking.
Cash Debit Rewards is at the rate of $0.05 for each point-of-sale signature-based debit card purchase (when you choose "credit"). Rewards accrued are credited to your account on the last day of the statement cycle in which the purchase is posted. Your account must be open and in good standing on the date the rewards are posted to receive the reward.
Beginning on your 24th birthday, Salem Five will convert your account to a Star Checking Account. Salem Five will provide you advance notice of this change and an account disclosure for the Star Checking Account.
USAA Bank refunds up to $15 in other banks' ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals.
When your child turns 18, the Youth Spending account will automatically be converted to a USAA Classic Checking account. Ownership will remain the same, but parental controls will be removed. A parent has the option to remove themselves once the account has been converted.
Your child can get cash from more than 60,000 free, USAA-preferred ATMs nationwide. If they have to use another bank's ATM, The bank will reimburse the fees the other bank charges.
Alliant Teen Checking Accounts will automatically convert to regular Alliant Free Checking Account once the account holder turns 18; The existing joint owner(s) will continue to remain as joint owner(s) unless they are specifically removed by the primary owner.
ATM rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee).
Over 80,000 surcharge-free ATMs.
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