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With Smart Checking™, you’ll get a debit card that rewards you and the community each time you use it. It’s called the Suncoast Rewards Debit Card — and it’s absolutely free. Use your Rewards Debit Card for all your purchases to earn ScoreCard® Rewards Bonus Points, redeemable for exciting travel and valuable merchandise. When you use your card, you’ll earn one point for every $3 you spend.
Overdraft Privilege will generally be limited to a maximum of $700 overdraft balances or 10 items per month.
Surcharge free at nearly 30,000 more ATMs nationwide through the CO-OP Network.
Write as many checks as you need, earn ScoreCard® Rewards Bonus Points, access your account as often as you like and never get hit with excessive or hidden fees! Now that's Classic Checking!
First 300 debit/credit transactions are free; 10 cents thereafter.
When you use your Suncoast VISA Business Check Card, you earn one point for every $3 you spend.
You can use your Suncoast VISA Business Check Card completely free at hundreds of Suncoast ATMs, Publix® Presto® ATMs, McDonald’s® ATMs in select counties and and nearly 30,000 more ATMs nationwide through the CO-OP Network.
No Checking Accounts Available from Suncoast Credit Union
If you are an authorized representative of Suncoast Credit Union, please contact us to have your products included.
I deposited a check and waited 9 days. I was supposed to be able to spend the money today but they extended the wait time. I do not appreciate having to jump through hoops to use my own money. I should have cashed the check at a check cashing place and deposited the cash and avoid all this
I have been banking with Suncoast Schools Credit Union for over 13 years and I have never really had any negative experiences. The customer service is outstanding the bankers and tellers always seem to have an upbeat positive attitude. I have gotten car loans as well and the interest rate was unbelievably low. They also have a great children's savings plan that really gets kids excited and motivated to save money. I couldn't imagine banking with a conventional bank with all their outrageous fees. I have learned to save and budget thanks to Suncoast Schools Federal Credit Union.…read more
Suncoast is a great credit union. I was a teacher in Florida, and my membership included free checking with free unlimited checks. They also had those coinstar coin counters that you could use free of charge (unlike in the grocery stores). The staff was always friendly and helpful, and the lines were never long. I also liked the perks like free money orders for members, and inexpensive cashier's checks. This was a great bank. I only left because we moved to a different state, and I wanted a checking account with a nearby branch.…read more
I Have been a customer for over 5 years already. I love this Credit Union, i visit the branch at least once a day. Once i deposit my checks they go through the following day with no problems. The customer service is great as well, if i never need help i know i can count on the customer service on phone or in the local branch. I look forward to staying with this branch and haven't had any problems so far from the 5 years that iv'e been with Suncoast. I even got my wife to apply for this bank because it's that good. Overall this bank is just what i need, i can look up my balance online or on my mobile phone and i don't have to go to the bank just to see my transactions.…read more
When I moved locations I needed a local branch bank I could go to. I had enough of big banks so credit unions it is. I went with Suncoast Credit Union and have been very satisfied. These credit unions really know how to treat their members. No crazy monthly fees or anything like that, just the way a bank should be in my opinion. Overall, if you live in the area Suncoast Credit Union is a great bank to be with.…read more
I don't know who these people are who had good experiences with this bank (and I do mean 'bank'), but God bless 'em. I have had nothing at all but grief from them. After 15 years of being a member, I am finally AWAKE to the fact that our relationship won't ever get better.
Yes, that's right. I was looking for a relationship. This bank (and I do mean 'bank'!) is really greedy. I guess I do have some time to get into details. Somehow, my papyal debit got tied to my savings, not my checking. So there was no overdraft protection. Then paypal changed the site, and I couldn't find it to shut it off. Of course, I get your very typical "Oh, that's a COURTESY, you see... we charged you $27 so that you were not super embarrassed that your $3.00 latte charge did not go through."
Of course, now it's a $30 latte. I would not have been embarrassed, I would have been grateful to have a bank that watched my money. But this is not the default. This is what I mean when I say that someone at this bank (and I do mean BANK!) woke up one morning and said, "Greed is good."
Majority rule, minority rights. But most institutions these days don't care if you're in the minority, your voice will not be heard over the thunderous roar of the crowd. So they didn't help me at all. I mean not even a little bit. How many charges did they hit me with? Some 12 or 13. How many did they roll back? Zero. "Oh, we're not your friend, we're your bank."
No, you're not my friend OR my bank, now you're just in my rearview mirror and something I'll be trying to forget about.…read more
I have been a member of Suncoast Credit Union for ten years. There have never been any issues or concerns with them. Their customer service is stellar and they are able to assist with any needs in a very timely manner. I especially like the fact that their fees have also remained low. As an added bonus, their scorecard rewards for using your debit card are amazing. I have been able to use them for a Keurig coffeemaker, a 32 inch flat screen TV and a brew station. I have since moved from Florida to Georgia but still remain with Suncoast in spite of the fact that they do not have any branches in GA. Their mobile app makes it very easy to deposit funds so there is really no need to visit a branch in person. This is a credit union that can be trusted!…read more
I've been with Suncoast for almost five years now. Their mobile app is really easy to use, logging in is a breeze, and the mobile check deposit system has really improved. Online banking is simple, and the one time I had an issue logging in (my fault) the customer service line was very helpful and nice. The ladies at the local branch are always helpful, the whole place feels very neighborly. When my husband lost his wallet, someone turned it in to the local branch, and they called us right away to let us know that someone turned it in, and that they were putting it in the managers office until we were able to go in and pick it up. If that isn't small town helpfulness at its best I don't know what it.…read more
I have been a member of Suncoast Schools FCU for over 10 years. I love that this bank has such low interest rates. Additionally, Suncoast offers so many perks that you don't get from other banks. Online banking is a great service as well.
One drawback is that ATMs aren't as readily available as they are when using other banks. Also, if you plan to leave the local area, plan to pay ATM fees. I have always been satisfied with the customer service and the staff's ability to help me and answer my questions. Overall I would highly recommend joining this credit union!…read more
I have had nothing but positive experiences with the Suncoast Schools Federal Credit Union to this point. Typically setting up new bank accounts is like pulling out teeth to me, but when I went in to set up a new account here It was actually very fast, and very painless. Anytime I have any questions it's easy to get someone on the phone and just as easy to find someone to help me when I make trips to the bank for my weekly deposits.…read more
A check may be rejected if the account and routing number is printed too lightly for the scanner to verify, or if the written amounts are not legible enough for the ATM to read. Please call Suncoast Credit Union at 800-999-5887 to find out how to deal with this problem.
No, you cannot deposit or cash a money order at an ATM. In order to cash the money order, you will need to visit a local branch. Please find the nearest brach here: https://www.suncoastcreditunion.com/about-us/branch-and-atm-locator.
According to the credit union’s funds availability policy, checks deposited with a teller will be made available for withdrawal immediately. However, longer delays may apply. In this case you will be able to withdraw the first $200 on the same day of the deposit.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.