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Worst bank EVER! Have plenty of money in my account, went to purchase furniture to replace because we lost everything in a flood. The "bank" declined my charges because it was over 2,000.00, left me standing and embarrassed. Spoke with the "I don't have authority to do anything" customer service clown, gave her all of my identifiers, last transactions to verify my identity to see if they will give me a limit increase, she said I didn't "qualify". Really? It's MY money, NOT credit!. When I received an insurance claim check from this so called bank, I took it to deposit it into WELLS FARGO, a check from WELLS FARGO and they said they have to hold the check to make sure it CLEARS! Their insurance claim process is TERRIBLE and you get a different story from different people about the same topic! I have a credit card through them and have had AUTO PAY for EVER, the auto pay fell off (don't know why) I asked them to waive the late fee (never late with them before on cards or mortgage) you know what they said? Yep, "I don't qualify for a fee waiver". I asked If they would set up my auto pay AGAIN, they said, "since the auto pay is NOT paying out of a Wells Fargo Bank, they cannot" them trying to make you have them as their sole bank! When you want to transfer money on line to another bank they want to know why, like it is their money! I am making formal complaint, with documentation to the attorney generals office and I cannot wait until Monday comes fast enough as I am pulling ALL of my money out of this so-called bank and refinancing my home loan with a REAL bank that I have been with for years! Terrible bank, terrible practices, terrible customer service, terrible claim process.…read more
After recently having moved into the Tucson area, I was in the market for a new bank. On a Saturday morning, I decided to stop in at a local Wells Fargo Branch. I was greeted at the door with a smile, and quickly sat down with one of the account specialists to discuss my options for opening an account with them. I felt that they treated me with the most professionalism, as well as did not discriminate. I think Wells Fargo is a great option for anyone in the area!…read more
Ive been a Wells Fargo Checking customer for over 7 years. My fee was waived because I tied a savings account to my checking account so I have zero fee checking account. The website is great as is the Wells Fargo iPhone app. I use it all the time. For faster balance checks I have my text messaging app set to text Wells Fargo with "Bal All" and it returns my balance within a few seconds. You can even check activity by texting "Act" next. Its way faster than logging into the app. Ive used the check deposit via photograph in the app too without problems. I also love how I can go to any ATM at any hour and deposit money into my checking account and it will show up instantaneous. For being a checking account, I have to say Ive never used any physical checks but I use my check card all the time. I even have Apple Pay tied to my Wells Fargo Check Card for paying with my iPhone. I really don't have anything bad to say about my Wells Fargo Checking account. I Love it.…read more
I've been with Wells Fargo ever since they were Wachovia, and had no trouble initially signing up. Since the switch to WellsFargo, it seems the hold periods for check clearances has really increased. Last week I deposited a check, and the funds weren't available for four full business days, which seems excessive, especially when I really need the money as soon as possible. I can't rely on them to have my money available for me when I need it.…read more
When I was needing extra cash and my friend offered to wire me some money, we realized that we had different banks. Since the loan was for me, I figured I would make it easy on her to do a bank transfer so I opened a wells fargo account since they had recently taken over our Century bank, and that was who she banked with. The day I set up the checking account, it took over an hour and a half to get through with answering questions and seeing what I was eligible for, but I had a great credit score, and a good history with my credit union. So I was approved for a checking account. They didn't explain anything to me, just handed me a debit card and asked me to order checks, I declined. I didn't have the cash to be ordering checks especially since I never use them. They said there was not a required amount to keep in the account and that if I didn't use the account at least five times a month, I would see a service fee. I thought ok cool. I had a few things I needed to do with the cash I would be getting into the account that day and figured that if I swyped the card for a soda at mcdonald and some diapers at walmart along with the three bills I had to pay would cover me for the month. So my friend sent me the loan, and I paid the bills, and got me a drink and bought the diapers. Everything was fine from what I understood. I deposited my next check into wells fargo and was going to alternate every week, one in wells fargo, one in my credit union. Well, after I deposited my check, I asked the bank to transfer a small amount back to my friend as my first payment, and they did, assuring me there was no charge for it. Then I got a letter in the mail two weeks later. I was overdrafted close to $100 dollars. The check I put into the account had been $138. I sent my friend $25. I spent less than $50 out of the money because I had been using my bigger check which was in my credit union. So I looked online at my statement, I had a $12 service fee, a $14 service fee, a charge for bank checks, and some other fee which was attached to my account transfer which made the check charge overdraft my account, so I had an overdraft fee of $45 bucks and then I had grabbed lunch for like $6 thinking I still had around $70 in the account, but it was already overdrawn, and the bank let it go through and charged me a second overdraft fee. I closed my account the same day. I went to the branch and had a bit of a fit. The tellers were amazing. Really nice. But I wound up having to pay out of my credit union part of what was owed, even though they did waive one of the overdraft fees and refund my account for the checks I did not order. they made me still pay for the second one from me buying lunch because with my account already overdrafted I shouldn't have been buying lunch. HA. But I didn't realize it was overdrafted. I had used my debit card more than five times that month, so shouldn't have had a service charge, but was told bill payments did not count as debit transactions, so I didn't have it hit 5 times, and then the second service fee was because my account was lower than $100 at the end of the month. They never told me I had to keep a hundred in my account. I still don't see why I had to cover any overdraft when they didn't decline my card which was on an account that had already been overdrafted, and was only overdrafted because they ordered checks which I declined getting anyway. If they hadn't ordered checks, even with the service fees, I still could have paid for the lunch with no overdraft. Not a good experience. Great customer service. terrible information about what they charge for, and messed up way to deal with a mistake that was THEIR fault. I would NEVER recommend this bank to anyone.…read more
I started my checking account back when I was banking with Wachovia, and my checking at that tine was truly free--no minimum balances required to keep from paying monthly fees, lower overdraft charges, etc. When Wells Fargo bought Wachovia, my account was converted, and I haven't been all that happy with it since. They instituted the monthly fee for clients who don't have direct deposit or maintain a (somewhat ridiculous) minimum monthly balance. They raised the fees for overdrafts significantly. They seem determined to take more of my money every month while claiming to be "free" than their predecessor did. But the part I find most irritating is that the completely user-friendly and transparent online account that I like so much when I banked with Wachovia was replaced with a system that makes it really difficult to keep track of your actual balance. Their balance alert system, which I am signed up for via text, is also sometimes delayed nearly twenty-four hours before I receive an alert after my balance changes; someone who had stolen my debit card could have had a field day in that amount of time before I ever received notification. All in all, not recommended and the only reason I haven't sought out a new bank is that moving accounts is a hassle I simply don't have time for at the moment.…read more
I have been banking with Wells Fargo ever since they took over Wachovia. I have been very pleased with their service. I use their checking account for all my bill pays and also use it for buying online. I love being able to go online and see instantly charges that are pending and detailed information on purchases I have made so I know exactly what has been processed already. I love having a checking account with Wells Fargo.…read more
Being a customer for fifteen years without an overdraft and having an 810 FICO score does not ensure you will be treated respectfully here. Their risk analysis includes refusing to cover skimmed card protection. My ATM card had been skimmed and used twice in two different counties for the tune of eight hundred dollars before I noticed. I immediately cancelled the card and reported it to Wells Fargo. Of course I assumed the bank would cover the fraudulent charges. I was shocked that my "investigation" outcome said they had no reason to believe that it was not me that used the card twice in two different counties while I was working that day. I was appalled and had the two police reports I had filed where the police had found an ATM at the grocery store had a skimmer on it already. After calling the bank and speaking to three different people to no avail, I had to go into a branch and get loud to get a resolution in my favor. So offended that they handled this way when they knew it was fraud. I still have not cancelled the account because so much of my autopay is caught up with them, but I really should on principle.…read more
BEWARE CONSUMERS WELLS FARGO ARE CORPORATE THIEVES!!! For anyone who is thinking about banking with this establishment DONT DO IT!!!! They steal your hard earned money. I read other reviews and found countless reviews just like mine. They are infamous for incorrectly charging numerous N.F.S. fees @ 35.00 a charge! I am a single, white American woman on Disability, I live on my Disability checks and cant afford any extras so when I discovered an error at the banks end, I called and spoke to a manager and explained what happened. He told me "Sorry, we are unable to credit accounts. Of course this is a total lie! Due to this error I will be unable to pay my bills, get my prescriptions for my illnesses, and am so devestated and upset that I feel sick! Is this what this corporate bano does to Middle-class American's? What happened to Customer Service and fixing mistakes? I have contacted the Better Business Bureau and the incident is being investigated. Till then, I will warn everyone I can, and not stop until I have exhausted every avenue!…read more
I have been a checking account customer with Wells Fargo for over 14 years and I have nothing but positive things to say about it. I have never had any problem with my online banking or in-branch experiences, and the customer service has always been great. I also have other accounts linked to this one, and everything is seamless. The fees are better than other banks I have compared to, and I have never had any problems with them.…read more
I had an account with Wachovia since I was 11 or 12. They were bought out by Wells Fargo. I was informed there would be no changes to my account so I didn't bother to sit down and bug a rep. I later found out that someone tried to convert my account to a new Wells Fargo equivalent without informing me. This account was supposedly as close as you could get to the equivalent of what Wachovia was offering me. But this account required so many hoops: A) So many transactions a month AND mobile banking AND some other service I can't even remember... OR B) a $500.00 min that you can NEVER touch in your checking... OR C) A hefty membership fee. I was in college at the time (hence the STUDENT account) and so I had very little money in the bank. I remember I went to deposit a check at the ATM and realized that BOTH of my accounts (savings & checking) were overdrawn. I tried to keep a 25 dollar min in my checking in case of emergency, but I was charged a membership fee for not having $500... all the money I DID have was gone. When they charged the fee, there wasn't enough money in my checking... so I had set up a safety by having money automatically withdrawal from my savings in the event of an overdraft... but it didn't matter because there still wasn't enough money there to cover the fee in the linked account either. Now both accounts were overdrawn and I was charged again for an overdraft in my savings and for the overdraft in my checking from when the transaction occurred to make that linked pull and the money wasn't there. Three new charges for having no money that summed to a total well over $100. I called and was on the line for over an hour in an attempt to fix this. They forgave the second overdraft on my checking since I was not notified of the new terms to my accounts, but I still owed over $100 in fees. And I didn't find out for two weeks that this had even occurred. No one called. My mail wasn't goint to my temporary apartment's address while I was at college. And I was getting so much junk mail from them once they switched over that the legitimate bank emails started making it into my junk file. This happened to me MONTHS after the big transition to the Wells Fargo flagging and such. And this was NOT the last tragic even that occurred. It was just the first. I had some cards stolen almost year ago in Feb 2014. I called in the claim, and two weeks later I went into a bank location hoping for updates on my account. I was not greeted. I got tired of standing so I found a chair. The offices were glass and I could see people in them, and they could see me.... We even made eye contact a few times.... They had no customers, so I figured they must be on break, but after the better half of an hour I went up to the teller to ask how I could speak to a representative. The teller informed me that they weren't on break and came out and talked the the person I'd been having a staring contest with. The rep was short with me. I figured it was just a bad day, but I have gone to that location several times (since its the closest one to my house) and her presentation always seem to be the same. It took MONTHS for me to figure out what happened to my accounts and it was a disaster. I decided to close my accounts after that. I walked back into the Riverside, Jax location on that day and sat for 20 minutes playing the staring game with that same woman from before. I eventually stood up to leave and go to a different location, but by then I was more than annoyed. I was tempted to stand on a chair and scream "I need an adult!" in the hopes that that same woman would finally become gutsy enough to come out of her office,... but instead I drove 50 minutes instead to my favorite Orange Park, Fl location to make sure I was treated with some dignity when I closed my account....…read more
My wife and I were with Wells Fargo for a few years and had the Premier Checking account. I thought over all the account was mediocre. The interest they paid on it was lousy. They do have a ton of locations which is very nice and convenient. Overall, they were pretty easy to work with once you got through all the up selling and additional items they wanted to tack on to your accounts. This was the main reason we switched to a credit union as we just needed basic banking as we keep our investments in other places and we were always being contacted for different products.…read more
I like wells fargo alot, the only downside is that my checking account doesn't allow me to receive transfers from other banks or even internal accounts. I absolutely love the easy access of it and enjoy the mobile banking services. The atm swipe at the counters saves a ton of time and makes it a much more pleasant experience.I am not a big fan of the $10 fee and dont see that it should be necessary for them to charge your account admist all the other fees that are out there.…read more
We have had this checking account for several years. The monthly fee is waved as long as you have direct deposit. Every time I go into the branch, they staff is quick, efficient and very friendly. At times they offer to help you sign up for a credit card or some other account, but a simple no thanks ends any sales pitch. The website is awesome for all of your online banking needs, including mobile deposit and the smartphone apps, I do most of my deposits from my phone. Bill Pay is easy to use, and helps me stay organized! And if you have more than one account with them, they all appear together. I have my car loan and savings account accessible from one place!…read more
I have been with Wells Fargo for 10 years now. I've had no problems with the service in various locations from new jersey to Florida. I had a problem with someone getting my credit card. They called me immediately after it happened and sent out a new debit card over night because I was about to go on vacation. Good work There are lots of locations all over the united states. I have no problems with how many withdrawals I can make or deposits. I absolutely love the mobile app they have. This saves me lots of time and gas money!…read more
I used to bank at Wells Fargo - was always sold on and loved the fact that Wells Fargo has been in banking for years and knows what they're doing. Their logo, the Wells Fargo wagon, delivering money on the frontier, made me feel comfortable in banking with them. So when getting their Premier Checking Account set up, I though that the value of this account would be similar to other banks, if not significantly better. What I realized though over time is that the whole account is packed with high fees, requirements, and low returns. You need to keep a high minimum balance to avoid a fee, which essentially locks up a significant amount of money. The interest rate is significantly lower than other options - e.g. a money market account with check writing privileges can be found right now with an interest rate of 1%, Wells Fargo pays .01%. And, if you overdraft, there is a $35 fee. Honestly stressed me out too much. Switched to another checking account option.…read more
I never actually opened a checking account here. I was a customer of Wachovia, which used to be First Union, and then I think there was another name change in there somewhere, so none of this inspired confidence, as you can imagine. However, I was pleasantly surprised because I recently was the victim of identify theft. Someone stole my debit card number and ordered thousands of dollars worth of items from my checking account. Naturally I was extremely upset, just besides myself with worry and sickness, however, I need not have been so upset because after one phone call with the bank my money was provisionally back in my account and in the end the bank covered all of the expenses. I made it my business to call the companies involved to make sure that the items fraudulently ordered never made it to the destination they were intended, as well. I feel the bank should have done this, but they would not, so I did. All in all, I was satisfied with the outcome.…read more
I switched from my small local bank to Wells Fargo over a year ago and have not been disappointed yet. I love that Wells Fargo offers online banking, as I've now moved to a location where there is not an ATM near by. It is super beneficial and easy to use the check deposit feature on their mobile app. This mobile app is my lifeline, as I frequently need to transfer money between my checking, savings, and credit card accounts. I also love that Wells Fargo will reimburse you for suspicious activity on your account. I recently had money being taken out and the company was not willing to help, Wells Fargo was there to save the day and investigate the fraudulent activity. Additionally, coming out of college I did not have the best credit. Wells Fargo helped to apply for a Secure Card that is backed by money to help me increase my credit score. After a year of having this card the money will be released to me and it will function as a normal credit card. I have no complaints with this company yet!…read more
After nearly two years with Wells Fargo checking, I am thoroughly pleased. I like the online banking access, and every time I have had any kind of issue, the Wells Fargo staff (either local or on the help line) have been willing to assist. Even when I brought problems to the Wells Fargo staff that orginated with other institutions, the staff has always gone out of its way to assist. Overall, my experience with Wells Fargo checking has been so positive that I would consider using other financial services they offer.…read more
I have had Wells Fargo accounts in the past. I really enjoyed the customer service at my local branch. Unfortunately, the monthly fees to me are ridiculous. I live paycheck to paycheck and couldn't keep a certain amount maintained in my account to avoid to the service charges, so in the end it made me search for another branch. I do have to say the customer service is on point at every Wells Fargo I ever visited though!…read more
I've been a customer of Wells Fargo since I was 8 years old. It was called "Central Fidelity" back then, switched to Wachovia and then Wells Fargo. Overall, their business practices are pretty standard within the industry. They are a for-profit company and it shows. One of their most frustrating practices though, is that each morning, they put through debits to the account before they put through deposits. This means that if you've setup a transaction to debit knowing you have a deposit to back it up, you could potentially overdraft. I find this to be shady and deceptive. They act like they care about the consumer but their practices say otherwise.…read more
I have been banking with Wells Fargo (and formally Wachovia) since I graduated high school. I have always enjoyed the customer service and warm smiles I get, every time I go inside. I have never had any issues with my account. I wish, instead of letting my account overdraft for $35, that it would simply decline my card. I have really enjoyed using the App, as well. I am able to do mobile banking, including depositing checks straight from my phone and having some of the funds available immediately. Many of my friends, who bank elsewhere, are very jealous of this and are also jealous that I can make cash and check deposits at the ATM.…read more
I've had a great experience with my College checking account with Wells Fargo so far. I got this account as my first bank account with Wells Fargo. I have a 20 dollar minimum balance, and I haven't encountered any kind of strange or hidden fees being subtracted from my account. Transferring money from my checking to savings or paying using my debit card has been effortless, and I like their online service that allows you to view your account and set up bill pay, etc.…read more
This account is pretty good overall. However, I have had some issues with meeting the requirements for it to be free. I have to have an automatic transfer of $25 from this checking account to my savings account every month, which to be honest is really annoying. I forgot about this automatic transfer one month and made some purchases with my debit card, which resulted in my account being overdrawn. Thankfully, Wells Fargo was very understanding about the situation and reversed my overdraft fees for me. I wouldn't recommend this account unless you don't mind having an auto transfer happen every month.…read more
This Wells Fargo Premier Checking Account has been quite good. Since I've changed from my old checking account I've been nothing but satisfied with the account. The customer service is quick and pain free unlike most banking experiences. The interest rate is average but it suffices for a checking account. The contract is cut and dry; you understand from day one what will and will not be charged to your account and when you think something is unfair its very easy to call Wells Fargo and figure out if you are eligible for a refund.…read more
This checking account is amazing! I was given one for free at the age of 15, and I am now 19 and still using it. The advisor who set it up for me was courteous and friendly and gave me everything I needed to get it started. If you're under 18, this account is free until you turn 18. The fees, however, are easily avoided by doing things monthly, such as reaching a certain number of transactions and maintaining a daily balance. The only downside is that mobile check deposit is unavailable to me using this account.…read more
I was a Wells Fargo customer very briefly. I quickly closed my account after being fed up with the constant up-selling. It doesn’t matter if you’re at the drive up teller, in a branch, or on the phone, I have never been able to do any banking business without them trying to add a service, credit card, etc. Very annoying! If you can get past that or you have a ton of patience, their services might be good but I never got that far. Tellers seemed friendly enough, however the agents answering their customer service line have been pretty rude to me. I’d skip big banks all together and go to a Credit Union!…read more
wells fargo pma has a great checking account. One of the best things about this account is the great interest rate. This encourages me to always keep as much money as I can in this account. Another great benefit about this checking account is that there is no monthly fee for this account, which is always great. Overall if you are looking for a great bank to keep your money this is a must have account.…read more
I've been a Wells Fargo customer for over 20 years, and am very satisfied with them. I like the PMA account for a number of reasons, although the minimum balance required to avoid service charge is high. I live part-time in Mexico and I love Wells Fargo's Express Send service where I can send myself money directly to my Mexican bank account (or to someone else's account, or in cash for someone to pick up at a local bank). With the PMA account I pay a reduced fee for this service, and in addition, I have two free ATM withdrawals a month (in Mexico) with this account. There are times when I end up paying the monthly service charge because I don't keep the minimum balance, but overall, it balances out because of the savings on Express Send and ATM fees. Wells Fargo customer service in general has always been fairly good, although they seem to have a lot of turnover at individual bank branches.…read more
I had Wells Fargo all throughout college. They were amazing and it was nice to get the free checking account under the student program they had. the online banking its pretty nicely set up and its easy to move around. I still use Wells Fargo for my only credit card because of how they treat me and make sure i'm updated on all their new agreements and changes.
This checking account is very easy to use, but it does have some downfalls. For example, the account automatically gets assessed monthly fees if you do not have an auto transfer set up between your checking and savings account. This can be quite annoying when you're trying to balance your books each month. Aside from that, it is a great checking account! The online banking features on Wells Fargo's website are very user-friendly, and their customer service has always been good in my opinion.…read more
I have held a wells fargo checking account since they purchased Wachovia. As an account holder at Wachovia, i was a little worried about the change, but I couldn't be happier with everything wells fargo has done. I was able to keep my account number and "Way to save" account linked. My debit card is linked and i recently received the new card (complete with the chip for more security. This is a good thing, because my card number has actually be stolen many times. Customer service has been great, as they quickly reach out to me with any questionable purchases on my debit card and quickly erase any unwanted/stolen charges (no questions asked). I couldn't be happier as a wells fargo customer and will continue to be a loyal checking account holder of theirs for the future.…read more
We have had Wells Fargo since they acquired Wachovia years ago. They have always been quick to resolve issues and helpful. Their online tools are great, especially the ability to deposit checks via a mobile device. I wish their ATM fees were not as high as they are. All around, I think Wells Fargo provides a decent option for a checking/bill-pay provider. I would recommend them to anyone that asked.
I've been a Wells Fargo member for a very long time. My parents went in with me to open my first bank account with them when I was in high school. I've had no problems whatsoever with this bank account, I have several under my name. I regularly check my account balance online which is incredibly simple to use and your history of charges is easy to follow. The interest in your savings account is laughable, but most banks basic savings are. I've had no problems with any kind of hidden fee or an overdraft, minimum account balance, etc. The only thing I dislike is how their online service keeps on wanting you to apply for their online services before you view your account. It can get annoying at times. Otherwise, I've had nothing but a good experience with Wells Fargo.…read more
Wells Fargo is the biggest nickel and dime you to death bank I have ever had the misfortune of dealing with. And then, when they "mistakenly" deposited my pay check into someone else's account, that was the last straw. I left and never turned back. Well I should say I left and never turned back after almost 2 weeks of haggling to get MY money put into MY account. Just avoid at all costs.
I started with Wells Fargo about 1 year ago. Let me start off my saying that I have been happy. I do not like the fact that they outsource the customer service to half English speakers. But I can tell that they are progressing. I called and had my problem resolved in 1 minute mechanically. Overall I have been given great offers and I just applied for a secured credit card and maybe I will buy a house in the future with them. The last time I called I finished in less that 5 minutes and the representative was great. To sum it all up, best bank I have done business with.…read more
I recently opened a Wells Fargo checking account and overall I am happy but I do have some issues. The fees are a little high especially the monthly fee. I think the value checking account may be better for me. The foreign transaction fees are high with this bank so I am considering other banks that do not charge them.
I’ve been a customer of WF for almost 16 years. I’ve had a Way2Save checking account for the last 4 and during that time I’ve enjoyed working with Wells Fargo. I got the account because my wife and I wanted to set up an account for “fun. That would also allow us to keep an eye on how much we were spending outside of our normal bills and insure that we weren’t overspending and were putting enough money into savings each month. The account setup was extremely easy and the person we were working with at the branch was friendly and knowledgeable. Anytime I have a questions about cards, checks, or anything else related I call and they take care of it immediately. It’s a great account to have. The only think you should watch out for are the fees involved. They can really bite you if you’re not careful.…read more
Overall I have been extremely satisfied with this checking account. The customer service has been fantastic. The tellers at the local branches are courteous, polite and efficient. I went in two weeks ago to my local branch and asked for some rolls for coins. The customer service rep advised as long as I am a checking account holder I can have all I want. I asked her if there was anything special I needed to do when I deposited the rolled coins (like write my account number on them or have a deposit slip) she advised as long as I have my debit card I could swipe it at the counter and then hand her as many rolls of coins as I had. Truly great customer service with a smile.…read more
A: You can call customer service at 800-869-3557 to check your balance. However, it is even easier to check the balance online. You will just need to enroll in the bank’s online banking service here: https://oam.wellsfargo.com/oamo/identity/authentication?execution=e1s1.
A: Please note that only the PMA Package Checking account offers free checks. The other checking accounts apply a fee which varies based on the type of checks. You can order checks online by signing into your account. You can also order checks by calling 800-869-3557.
A: If you are interested in the overdraft protection plan, then the bank will transfer the funds from your linked savings account, line of credit account or credit card. For this transfer the bank will assess a $12.50 fee per each item. You can add the overdraft protection feature online here: ...show more
A: An overdraft occurs when you don’t have enough money in your checking account. Please note that you have to enroll in the bank overdraft services before making the transaction. Please enroll and find more information here: https://www.wellsfargo.com/checking/overdraft-services/.
A: No, Wells Fargo offers a $100 bonus when opening an Everyday Checking account. To qualify for the bonus will need to make 10 debit card transactions or set up direct deposits of $500 or more within 60 days from opening the account. Please note that the promotional offer expires on ...show more
A: Unfortunately, Wells Fargo Value Checking account is no longer available for new applicants. Please find out Wells Fargo’s latest offers here: https://www.wellsfargo.com/checking/. When opening a checking account you can make the initial deposit by using a check.
A: To enjoy free checking and free checks, you will need to have qualifying balances under $250,000. Remember that to qualify for these benefits, you must link your accounts to your PMA package. Please find out more information in Wells Fargo’s Consumer Account Fee and Information Schedule here: https://www.wellsfargo.com/online-banking/consumer-account-fees/.
A: The amount of the test deposit depends on the location of your bank account, but will generally be an amount between $0.05 and $1.10. For more information regarding Google Wallet verification please visit: https://support.google.com/googleplay/artists/answer/2481012?hl=en.
Q: What is everything I need to open a checking account? Can I use my tax return to open the account? I do not have an extra $50 to use to open it. Would I be able to get a debit card, not just an ATM Card? What's the minimum I have to have in my checking before charges or being closed? Is there a way around the monthly fee?
I want to open an account at your bank. I have to stay at home with my disabled daughter and ...show more
ReplyWalletHub User·Mar 5, 2016·Wells Fargo Value Checking
A: To open a “Wells Fargo Everyday Checking account” you will need a social security number, a valid ID (driver’s license, state ID, Matricula card) and a $25 opening deposit when applying online (a $50 opening deposit is required when applying at a Wells Fargo branch). For the opening deposit you ...show more
A: Your daily purchase and cash withdrawal limits are printed on the materials that come with your card. Talk to your local Wells Fargo banker or call 800-869-3557 to find out more information about your daily limits.
A: The monthly fee for the Value Checking account is $7. You can also avoid this fee by having qualifying direct deposits totaling $500 or more. Please note that this checking account is no longer offered for new applicants.
A: According to the Consumer Account Agreement you must make a deposit or transfer money promptly to return your account to a positive balance. Unfortunately, the bank does not disclose the number of days you have available to bring your account to a positive balance. If you fail to bring your ...show more
A: Yes, your daily purchase and cash withdrawal limits are printed on the materials that come with your card. Talk to your local Wells Fargo banker or call 1-800-869-3557 to find out more information about your daily limits. You can also verify your daily limits by visiting your Card Profile Page ...show more
A: You can view your checking account online by enrolling in the bank’s online banking service. Please visit the following link to enroll: https://oam.wellsfargo.com/oamo/identity/authentication?execution=e1s1.
A: Yes, you can deposit checks at an ATM. If you deposit the check at a Wells Fargo ATM, the first $400 may be available on the day of the deposit, the rest of the deposit will be made available the next business day.
A: You just need to access Wells Fargo’s website here: https://www.wellsfargo.com/. You can view your account by entering your username and password. To use the online banking program you need to enroll first. Please visit the following link to enroll: https://oam.wellsfargo.com/oamo/identity/authentication?execution=e1s1.
A: When depositing checks, the entirety of funds are generally available on the first business day after the day the bank receives your deposit. For check deposits made at a Wells Fargo location or ATM, up to $400 of a day’s check deposits may be available on the same day of ...show more
A: Wells Fargo does offer the PMA® Package. This is a checking account to which you can link a Wells Fargo savings account. For a savings account there is a 6 withdrawals limit imposed. Please find more details regarding Wells Fargo’s savings accounts here: https://www.wellsfargo.com/savings-cds/.
A: The bank transfers $1 of your funds from your linked Wells Fargo checking account to your Way2Save Savings account for each qualifying transaction. So if you make 10 purchases with your debit card, you will get $10 in your savings account.
A: According to the bank’s website to open an account you will need a social security number and a valid ID (driver's license, state ID, Matricula card). Please call customer service at 800-869-3557 to find if the bank will accept an out of state license.
A: If you linked an IRA to your PMA package you can view your account by enrolling in the bank’s online banking service. You will be able to easily see your financial picture and information on your linked Wells Fargo accounts such as an IRA account. Please enroll in the online ...show more
A: Unfortunately, the Wells Fargo Value Checking account is no longer offered by Wells Fargo as such complete information of the account is no longer available. Typically, Wells Fargo will charge a $10 fee per cashier check and the fees for check printing vary by quantity, style and design. Please call ...show more
A: Wells Fargo may choose to upgrade your account proactively, as was reported by some users, but you can contact a Wells Fargo banker at 1-800-869-3557 or visit a Wells Fargo store to discuss your specific account situation. Hope this helps!
A: With online statements, you can only go 7 years back. So in this situation, it is best to stop by your nearest Wells Fargo store for personalized assistance. To locate a Wells Fargo store near you, please visit https://www.wellsfargo.com/locator/ . Sorry we couldn’t be more help.
A: Your debit card comes with a daily limit on the dollar amount of purchases you can make. Your daily purchase limit is printed on the materials that come with your card. Talk to your local Wells Fargo banker or call 1-800-TO-WELLS (1-800-869-3557) to find out more information about your daily ...show more
A: There is no minimum amount you need to have in your account to keep it open. You will need to keep a minimum amount in your account, however, to avoid the monthly service fee. This amount varies depending on the type of account you have. Please see below the complete ...show more
A: The annual rental fee for a safe deposit box varies with the size of the actual box. You can view the fees for safe deposit boxes at: https://www.wellsfargo.com/online-banking/service-fees/ . However, since you have a PMA account, you may be eligible for a discount of up to $25. For more information, ...show more
A: In order to avoid the $30 monthly service fee, your balance must be as follows:
$25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs), or
$50,000 or more in any combination of qualifying linked banking, brokerage (available through Wells Fargo Advisors, LLC), and credit ...show more
A: Yes, you will get a couple of checks with your new debit card after signing up and you can order some more checks afterward. Keep in mind that the checks that come with your checking account are personalized with your account number, not with your name. To find out more, ...show more
A: With a savings account you get an interest rate, you have the option to write checks, and you can link it to your checking account for overdraft protection. With the Way2Save you can also set up monthly automatic transfers to your savings, and the bank transfers $1 to your savings ...show more
A: Unfortunately, this account isn’t available to new applicants anymore, but you can find all the business checking accounts offered by Wells Fargo here: https://www.wellsfargo.com/biz/checking/comparison-chart
A: Yes, you can, either by going into a branch with the beneficiary (you’ll need your IDs), or by calling customer support at 1-800-869-3557 and providing identification for both you and the beneficiary.
A: Most banks use this additional computer security measure, also called CAPTCHA, to protect their online banking systems against various types of cyber attacks. If you are experiencing difficulties while trying to log into your online banking account, please call Wells Fargo’s customer service at: 1-800-869-3557. Best of luck!
A: The Way2Save Checking Account is not available to new applicants anymore. You can find the compared checking accounts offered by Wells Fargo here: https://www.wellsfargo.com/checking/compare-accounts/
A: The Wells Fargo Preferred Checking account earns 0.01% interest on the entire balance, when the balance is $500 or more. You must maintain a minimum balance of $500 each day to obtain the interest. The account will not earn interest on any day the balance falls below $500.
A: According to the company’s website, the fee is waived for 2 non-Wells Fargo ATM cash withdrawals; for each additional non-Wells Fargo ATM withdrawal outside the U.S. the fee is $5. You can find out more about fees here: https://www08.wellsfargomedia.com/assets/pdf/personal/checking/fees/pma-Group1.pdf
A: You can find out more about mortgages and checking accounts here: https://www.wellsfargo.com/mortgage/ and https://www.wellsfargo.com/checking/ . For more information on your specific situation, please call the bank’s customer service at 1-800-869-3557.
A: According to the company’s website, the PMA package is based on a PMA Premier Checking account which can be linked to your other eligible Wells Fargo accounts (savings, CDs, IRAs, mortgages etc) so that you can save time and money and also enjoy a higher level of benefits. You can ...show more
A: Yes, you can write checks. You should also report losing your card in order to prevent fraudulent use. You can do that by going into a local Wells Fargo store, or calling customer service at 1-800-869-3557, and they should also be able to help you with alternative payment methods.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.
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