WalletHub has details on 128 checking accounts from banks and credit unions across the country that may meet your needs. If you’re willing to give up the convenience of local branches, make sure to consider online-only banks, which offer the best interest rates and lowest fees, according to the WalletHub Banking Landscape Report. …If access to local ATMs and branches is your priority, you can search for the banks and credit unions nearest you.
Once you find the right checking account, we’ll redirect you to the issuing institution’s website so you can open your checking account online. Also, check out our "Expert’s Answers" below to learn everything you need to know about checking accounts and how to compare offers.
show more
show less
I am
Average Balance
Been Denied for a Checking Account?
Select...
- General Consumer
- Business Owner
- College Student
No
- No
- Yes
More Filters
Ad Disclosure
Updating Checking Accounts
HSBC Premier Checking
Show Details
- Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
- Open your new HSBC Premier checking account online by March 29th, 2019; and
- Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
HSBC Advance Checking
Show Details
- Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
- Open your new HSBC Advance checking account online by March 29th, 2019; and
- Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
- Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
- You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase Total Business Checking
Show Details
- Get $300 as a new Chase checking client, when you open a Chase Total Business Checking® account with qualifying activities.
- Access to over 16,000 ATMs and 5,100 Chase branches nationwide.
- Chase has business specialists at your local branch to help with your business needs.
- Account Alerts are a great way to stay on top of your account's activity and enhance security.
- Unlimited electronic deposits at no charge, including Chase QuickDepositSM, ACH and ATM
All America Bank Ultimate Rewards Checking
APY
3%
Monthly Fee
None
Signup Bonus
None
+show details
Show Details
- Open this account with a minimum deposit of $50 in person. Open this account with a minimum deposit of $500 online.
- If you have met your minimum monthly activity required, All America Bank will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum.
- If you don’t meet the requirements outlined above, you’ll earn 0.25% APY.
- Online Bill Pay: You will be charged $0.50 per item for bill pay after the first 10 items per user per month.
- All America Bank VISA debit card for secure purchases with access to 1,000s of ATMs worldwide.
Pioneer Bank Kasasa Cash Checking
APY
2.51%
Monthly Fee
None
Signup Bonus
None
+show details
Show Details
- To earn the above APY and ATM Fee Refunds, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle: Have at least 12 debit card purchases post and settle AND Be enrolled and receive eStatement.
- 0.05% applies to all balances if qualifications are not met.
- Direct deposit is required to have this account. It is a condition of the Kasasa Cash account.
- ATM Fee Reimbursements: Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.
MemoryBank EarnMore Checking Account
APY
1.6%
Monthly Fee
None
Signup Bonus
None
+show details
Show Details
- 24/7 online banking with no monthly maintenance fees.
- Enjoy over 92,000 surcharge-free ATMs with your MemoryBank MasterCard® debit card.
Axos Bank Rewards Checking Account
APY
1.25%
Monthly Fee
None
Signup Bonus
None
+show details
Show Details
- All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest.
- Overdraft protection available by linking your Checking or Savings account with no associated overdraft or non-sufficient funds fees.
- Unlimited ATM reimbursements at any domestic ATM in the US.
Radius Bank Hybrid Checking
APY
1%
Monthly Fee
None
Signup Bonus
None
+show details
Show Details
- Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you. ATM surcharge rebates apply to cash withdrawals from a Radius Hybrid Checking account using the Radius Debit Card wherever it is accepted. Radius Bank does not charge a fee for using another bank’s ATM. ATM fees will be rebated at the end of each statement cycle. Excludes international exchange fees.
- Radius Bank is member of two nationwide surcharge-free ATM networks: MoneyPass® and SUM. You can use your Radius Bank debit and ATM cards at any of the more than 20,000 ATMs without incurring an ATM surcharge.
MB Financial Bank Red Checking
APY
1%
Monthly Fee
$11.95
Signup Bonus
None
+show details
Show Details
- If all account requirements are not met the entire account balance will pay a base rate of 0.05% APY.
- No MB fees when you use up to 4 non-MB ATMs per statement cycle.
- Eligible for ATM Freedom, which reverses other banks' ATM fees up to $20 per month. Average calendar month account balance must be at least $5,000 to qualify.
Axos Bank Business Interest Checking
APY
0.8%
Monthly Fee
$10
Signup Bonus
None
+show details
Show Details
- Up to 50 free items per month, $.50 per item thereafter.
- Unlimited ATM Fee Reimbursement (excludes International ATM transactions).
- APY/RATES over $5,000,000 - Contact a Relationship Manager for current rates.
