Get $200 Bonus when you open BMO Harris Bank Essential Business Checking and meet the requirements
To receive the $200 Essential Business Checking bonus: 1) Open a new Essential Business Checking account between February 1, 2021 and April 30, 2021. 2) Beginning Day 31 your balance must be $1,500 and it cannot drop below $1,500 for the next 90 days. 3) Have at least 10 electronic transactions post to the account within 90 days of account opening
Get 200 free transactions per statement period; Each additional transaction is $.40
Deposit up to $5,000 in cash per statement period at no charge; $0.25 per $100 in excess of $5,000
BMO Harris Business Bill Pay® — Payments per Month: First 20 free; $0.50 for each additional
Free ATM use at more than 40,000 Allpoint® and BMO Harris ATMs nationwide
Beware of BMO offers for opening accounts. They misrepresent themselves and try not to give the money. I opened a personal checking account with them which i was supposed to get $350 to open a premier checking account. 1) I opened an account online and attached the promo code. Then when i talked to Sergio at the branch, he said that its better if i come in and they close that account and open a new one supposedly so that he can make sure the promo got linked. Well apparently when you close an account and open a new one it VOIDS the code. 2) I was instructed to make deposits into the account as a transfer. I did the required amount and I verified with Sergio again that they qualified as they came from a different bank. I was later told by BMO 90 days later that they did not qualify as they were not listed as "direct deposit" If I was told this in advance, I could have had my payroll go my account there. When I tried to address this with Joe the manager at the branch as well as Christopher in the marketing department (aggressive), they told me they couldn't do anything about it and basically discounted my endless handholding this opening of the account to make sure I complied. Also after numerous calls to the branch, being a new and devoted customer, depositing $40,000 in few accounts, apparently that means nothing to them nor did they give me any reason and attempt to keep me. I cannot work with an institution that is not straight forward. Apparently I am not the only one as their reviews on multiple platforms are very low. I will be closing all my accounts.
show more
show less
Product: BMO Harris Bank Checking
Comment
1
0
hdr2 @hdr2
Don't go to BMO Harris. It's now a third-world bank trying to make it into the big leagues, you can thank the Canadians who own it. Not helpful, raising fees even for their own retired employees. Use to be a great bank. Suggest you try somewhere else! If I could I would give this bank a zero. So it gets a one instead!
show more
show less
Product: BMO Harris Bank Checking
Comment
1
0
GEORGE S @geosweet
Erroneous fees charged to my account, hidden by misspelled address on mailed statement that didn't match account info. It took numerous tries to connect with human by phone (eventually got rep in Manila who immediately put me back on hold until someone in the US picked up) only to discover problem is known issue with their online banking App. Oops. After performing work around to get into account, I discover a dozen monthly service fees. After numerous tries to get back in touch with them by phone, and 20 minutes on hold, I get transferred to service rep in Manila again who has no access to account and again puts me back on hold. After 20 more minutes I reached someone in USA who also has no access to see account. Simpler and less costly to just write off fees and close account.
show more
show less
Product: BMO Harris Bank Checking
Comment
1
0
jon_mindelli @jon_mindelli
One of the worst banks you can have. Consistently lets me down time and time again. Whenever I would try to reach someone I would wait on hold only to have someone answer and hang up on me numerous times. There were times that I would speak to someone, and they would tell me they were going to do something and not do it, so I’d have to call back and explain it all over again. They were times is it there was fraud on my account that they did not honor or help me with. Do not use this bank.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
nvmc @nvmc
I was a Harris customer for decades, long before BMO. Not any more. Customer service line is worthless, debit card is unreliable.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
Marlee Brunow @brunowmj
I do not trust this bank. Individual bankers have "miscounted" cash deposits leaving hundreds unaccounted for only to find out when I return frustrated. Then yesterday, right before a large sum of money was going to get deposited into my checking account, I found my account closed. Now, I'll be switching from a high interest car loan at bmo to a low interest loan at my primary bank. On top of all that, customer service here sucks and it is impossible to find a phone number for a specific branch online. If you like to trust the institution responsible for keeping your money safe and accessible, bank elsewhere.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
Jon Bell @jonbell985
This BMO Harris Bank is an outright joke. Stay the hell away people. Their online bank department will willfully and intentionally place a profile hold, mouse-trapping your funds leaving no access to your funds for 48 hours. It's ghetto trash organization.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
butcheyd @butcheyd
Absolutely horrible customer service! Offered a bonus for opening and funding an account, with the expected bonus paid after 4 months. A couple of days before the expiration date they told me my deposits weren’t “qualifying”. Several times in the previous months when calling in for other complaints the reps told me I was on track to earn the bonus. Turns out, in another unseen downloaded page it stated I needed to have done direct deposit. During a pandemic, the paperwork for amending direct deposits would have been very difficult! Absolutely no willingness to do the right thing by honoring their commitments.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
Tatsiana Baddoo @tatianazayats
I opened checking account with BMO Harris and they suspended my account. I have called multiple times but nobody can help for a week. BMO Harris is a fraud bank
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
Rozz BOUZANQUET @rbouzanquet
I just opened my account, I have had so much trouble accessing my account. I had to call several times Then the branch manager where I opened my account in Sun City did not try to help me with my account, my funds were available and she would not remove the hold which is now going to cause overdraft charges for me. I had called bank by phone 3 times and it said my funds were available so I paid bills. They truly don't care about people.
show more
show less
Product: BMO Harris Bank Checking
Comment
0
0
Review BMO Harris Bank Checking Accounts
BMO Harris Bank Checking Accounts Q&A
Get answers to your questions about BMO Harris Bank Checking Accounts below. For more general questions, visit our Answers section.
Unfortunately, seniors don't get the monthly service fee waived. Please visit the following link to find how you can waive the fee: https://www.bmoharris.com/main/personal/checking-accounts/everyday. The minimum initial deposit to open the BMO Harris Bank Everyday Checking Account is $100.
Make sure you enrolled in BMO Harris Bank's Online Banking feature. If you already did, and the problem persists, please call the online services at 888-340-2265. If you haven't yet, please do so here:: https://www.bmoharris.com/main/personal/mobile-banking#page=page-1.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Want more options?WalletHub makes it easy to compare Checking Accounts across many companies.