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i don't usually buy into this idea it really feels so real ,i have a lot of unwanted collections , mortgages ,charged off accounts and unwanted collections on my credit reports causing me a lot of heartbreaks. i have been deprived of many benefits ,it makes my score go down to 420 .i don't know what to do until i came across dejatech007 AT GMAIL . COM,he helped me fixed my credit score perfectly and increase my score to 850s excellently .he is the best credit fixer ever .i'm using this medium to tell everyone with same issues as mine not to miss the good opportunity .
Really terrible bank. They'll zap money out of your checking account to pay the BECU bills with zero regard for your kids who need food or your rent that needs to get paid...they pay themselves first.
This is so amazing, i was doubting this service from the start not until it happened like magic, i had all negative collections removed and permanently deleted from my credit reports,dejatech007 AT gmail DOT com is the best, he did a wonderful job for me , he boosted my credit score as high as 800s and he also increased my credit limit, he fixed my credit score permanently , now am free from all debts and loans ,i was able to get a new house for myself
Opened an account just over twelve hours ago and I will be closing it ASAP. There is nearly no way to receive help and when you contact someone other than their extremely limited help options, they basically tell you "Bye Felicia." No thanks. I would have attempted to speak with them had 1) there been more than ONE way to contact them with my issue and 2) they had some sort of respect for my time and needs. There are so many alternative banking solutions that actually want your business. Skip this bank in credit union clothing.
I've been with BECU for probably about 8 or 9 years now and I've experienced more fraud with them than my friends have with different banks/credit unions. I've probably been issued at least 5 cards in the last 8 or 9 years. It's especially difficult to experience fraud with them while you're living out of state or traveling because for whatever reason they don't offer to overnight you a new card, so you're screwed until you can be at your billing address for at least 10 business days. I'm currently living out of state and have been without a debit card for a month now. The first replacement card and pin were lost in the mail and you have to wait a whole 10 business days for them to mail you a new one, then the second card they mailed me had the exact same card number as the lost card, so they weren't even able to activate it. So now I'm being issued my third card. I felt like bursting into tears on the phone with them I was so frustrated. I'd hate to start an account with a major bank but I've never been more tempted to in my whole life.
I had been with many different banks before I found BECU. There seemed to be a fee with every tiny thing with those banks. When I changed over to BECU, I did so because I had heard that those fees didn’t pop up with credit unions. I changed over 4 years ago and I have never looked back. I have been so happy with BECU since then. I have only had to interact with customer service a few times because everything has been so straight forward and easy to understand. I have had to get my debit card replaced once because of some weird charges that showed up. I went into a branch and they disputed the charges and got me a new card with very little paperwork and no hassle. I’ve also had them call me to check when I have made large purchases. I am very happy that they are concerned with security as well as customer service. I love BECU and intend on being a loyal customer for years to come!
I recently switched credit unions when I changed jobs. The transfer of my funds from my previous credit union to BECU was quick and painless. The application process was simple and the customer service agent who helped me was informative and friendly. A few weeks later however my account was compromised and I had to get new cards. That was a hassle! BECU froze my account and money for longer than necessary, and I didn't have access to money that I needed for longer than I was happy with with. After contacting customer service though, it was quickly resolved and I had access to both my account, and funds. I am very happy with BECU and would highly recommend to colleagues, friends, and family.
BECU has won my family’s business for life. I didn’t know that it was possible to be enthusiastic about a credit union or bank. When I got married I switched my banking from Chase to BECU to combine my finances with my husband. I was worried that because they do not have tellers at their smaller location I would have problems with convenience. However this has never been a problem. The bankers at their smaller branch location are very informative and friendly. The customer service is vastly superior to Bank of America or Chase in my experience. We recently opened a savings account for our newborn son as well.
I had already signed up online with BECU, transferred my funds from an old account and everything. It was extremely easy to do. When I noticed my debit card had not arrived a couple weeks later, I walked in to a neighborhood branch office. I really needed access to my money by this time so I was a little frustrated. This bank was not what I expected at all. There was a touch-screen kiosk in front of the lobby that was easy to understand, so I put in my information and sat in the clean, comfortable lobby to wait for a representative to greet me. There is a large screen that flashes whatever name you put in at the kiosk along with an estimated waiting time. My entire 4 minutes was spent sitting on nice comfortable furniture in a comfortable lobby, petting my dog. I could have just sat there for a while but my representative came to get me, and when I told her I had not received my debit card, I thought I was going to need to get money orders, or even worse, wait another 2 weeks. I did not expect her to excuse herself long enough to print one up for me. She literally came out of the back room with my new debit card. My experience with BECU has only been stellar. I am so happy I made the change.
BECU has excellent customer service. A few years ago my checking account was hacked and roughly $1200 was stolen and spent. I went into a branch office the next day and was credited back the $1200 within an hour while they did an investigation. All I had to do was talk to a representative in their fraud department and fill out a short affidavit listing the fraudulent charges. I will never give another bank my business.
In the event that in a given week, for this product, there were multiple applicable rates in our database based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify with the issuing institution (i.e. bank, credit union, other lender) the rates, fees, and all terms and conditions accompanying the application.