We have information, ratings and reviews for business checking accounts that offer services tailored to the needs of small businesses, such as payroll services and credit card processing. Once you have selected the business checking account that fits you best, we’ll redirect you to the website for that bank or credit union so you can open your account right away.
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Updating Checking Accounts
Axos Bank Business Interest Checking
- Earn 1.01% APY*
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa Debit Card Perks
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Cash Deposit capability via MoneyPass and AllPoint networks
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Axos Bank Basic Business Checking
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
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Chase Business Complete Banking℠
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠
- Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠
- Convenient access to 16,000 ATMs and more than 4,700 branches.
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American Express Business Checking
APY
1.1%
Monthly Fee
None
Signup Bonus
$300.00
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- Earn a $300 deposit when you open American Express Business Checking and do the following:
- (a) Deposit $5,000 within 20 days of opening your account, AND
- (b) Maintain an average account balance of $5,000 for 60 days, AND
- (c) Make 10 or more qualifying transactions within 60 days of opening your account
- 1.1% APY on balances up to $500k. No interest is earned on account balances over $500,000
- No monthly account maintenance fees
- No minimum balance requirement
- With 37,000 MoneyPass® ATMs nationwide, you can enjoy fee-free withdrawals at locations near you
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TIAA Bank Small Business Checking
APY
0.1%
Monthly Fee
None
Signup Bonus
None
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- TIAA Bank does not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA Bank account balance
- For TIAA Bank accounts that carry a minimum average daily balance of $5,000, ATM fee reimbursement is unlimited
- You can freely access your cash at over 80,000 no-fee ATMs across the country
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TD Bank Business Interest Checking Plus
APY
0.01%
Monthly Fee
$15
Signup Bonus
None
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- 200 Free items paid and/or deposited, per statement cycle; additional items $0.50 each
- Cash Deposited fee: $0.25 per $100 For deposits over $5,000 per statement cycle
- Free TD ATMs in the U.S. and Canada
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Regions Bank Business Interest Checking Account
APY
0.01%
Monthly Fee
$15
Signup Bonus
None
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- No charge for the first 150 items each monthly cycle; then $0.50 for each additional item
- $5,000 processed at no charge each monthly cycle; then $0.25 per $100 for additional cash deposits
- Free access to more than 1,900 ATMs across the Regions 15-state service area
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Zions Bank Business Interest Checking
APY
0.01%
Monthly Fee
$15
Signup Bonus
None
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- Conduct transactions of up to 250 deposited or withdrawn items per month at no charge; $0.35 charge per additional item over 250 transactions
- Deposit up to $15,000 in cash per month without a fee; $0.15 charge per additional $100 cash deposited over $15,000
- Business Bill Pay has no monthly service fee and includes 25 bills per month; after the 25th bill, there is a $.50 charge for each bill
- Earn Preferred interest rates on eligible Savings, Money Market, and Certificate of Deposit accounts.
- Use your debit card at any of Zions Bank 551 ATMs for fee-free withdrawals
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Regions Bank Lifegreen Business Simple Checking
APY
0%
Monthly Fee
$7
Signup Bonus
None
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- Excessive Withdrawal / Item Fee: No charge for the first 75 items each statement period; then $0.50 for each additional item
- Cash Deposit Fee: $2,500 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits
- A one-time refund of the paid overdraft/returned item fee for the first overdraft/returned item occurrence after your account is opened
- Free access to more than 1,900 ATMs across the Regions 15-state service area
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First Horizon Bank BizEssentials Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- No fee on first 250 transactions
- No fee on first $5,000 deposited in coin and currency
- No charge for using more than 55,000 ATMs nationwide in the Allpoint Network
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