We have information, ratings and reviews for business checking accounts that offer services tailored to the needs of small businesses, such as payroll services and credit card processing. Once you have selected the business checking account that fits you best, we’ll redirect you to the website for that bank or credit union so you can open your account right away.
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Axos Bank Business Interest Checking
- Earn 1.01% APY*
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa Debit Card Perks
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Cash Deposit capability via MoneyPass and AllPoint networks
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Axos Bank Basic Business Checking
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
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Chase Business Complete Banking℠
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
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LendingClub Tailored Checking
APY
1.50%
Monthly Fee
$10
Signup Bonus
None
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- Earn 1.50% APY on balances up to $100,000.00
- Earn 1% cash back: You must have a Tailored Checking account open for at least 30 days and keep an average balance of $500 or more in your account
- Unlimited Transactions. No penalties, and no fees on debit card transactions, ATM deposits, and the checks you write.
- Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you.
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American Express Business Checking
APY
1.30%
Monthly Fee
None
Signup Bonus
None
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- Earn 30,000 Membership Rewards® points after qualifying activities:
- (a) Achieve an account balance of $5,000 or more from eligible deposits within 30 days of opening your first account, AND
- (b) Maintain an average account balance of $5,000 for the next 60 days, AND
- (c) Make 5 or more qualifying transactions within 60 days of opening your account.
- Any points you earn, including this Welcome Offer and from making Business Debit Card purchases, can be converted into deposits made directly into your Business Checking account.
- If you already have a Membership Rewards-enrolled Card: You can choose to convert points into deposits directly into your Business Checking account or use them the same way you always have – for travel, gift cards, and more.
- All Business Checking accounts come with an American Express® Business Debit Card. Earn 1 Membership Rewards® point for every $2 spent on eligible Business Debit Card purchases.
- 1.3% APY on balances up to $500k. No interest is earned on account balances over $500,000
- No monthly account maintenance fees
- No minimum balance requirement
- With 37,000 MoneyPass® ATMs nationwide, you can enjoy fee-free withdrawals at locations near you
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TIAA Bank Small Business Checking
APY
0.50%
Monthly Fee
None
Signup Bonus
None
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- TIAA Bank does not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA Bank account balance
- For TIAA Bank accounts that carry a minimum average daily balance of $5,000, ATM fee reimbursement is unlimited
- You can freely access your cash at over 80,000 no-fee ATMs across the country
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Zions Bank Business Interest Checking
APY
0.10%
Monthly Fee
$15
Signup Bonus
None
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- Conduct transactions of up to 250 deposited or withdrawn items per month at no charge; $0.35 charge per additional item over 250 transactions
- Deposit up to $15,000 in cash per month without a fee; $0.15 charge per additional $100 cash deposited over $15,000
- Business Bill Pay has no monthly service fee and includes 25 bills per month; after the 25th bill, there is a $.50 charge for each bill
- Earn Preferred interest rates on eligible Savings, Money Market, and Certificate of Deposit accounts.
- Fee-free ATM transactions (for ATM and Visa® Debit Card transactions only) at Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, and Vectra Bank.
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TD Bank Business Interest Checking Plus
APY
0.050%
Monthly Fee
$15
Signup Bonus
None
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- 200 Free items paid and/or deposited, per statement cycle; additional items $0.50 each
- Cash Deposited fee: $0.25 per $100 For deposits over $5,000 per statement cycle
- Free TD ATMs in the U.S. and Canada
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KeyBank Business Reward Checking
APY
0.000%
Monthly Fee
$25
Signup Bonus
None
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- Monthly Maintenance Service Charge Waived for first 2 MONTHS months. After that, $25.00 per month
- Wire Services: Unlimited incoming and three (3) outgoing domestic wire transfers per statement cycle at no charge
- Deposited Currency Charge: $0.18 per $100.00 deposited with $25,000.00 per statement cycle
- Charge per Deposited Item, Check or Withdrawal each Statement Period: $0.40 per item in excess of 500 transactions
- Visit KeyBank at any one of their 1,100 branches and 40,000 KeyBank ATMs and Allpoint ATMs nationwide when you use your KeyBank Debit Mastercard®
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Bank of America Business Advantage Relationship Banking
APY
0.000%
Monthly Fee
$29.95
Signup Bonus
None
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- View balances by category, get cash flow projections, and monitor key transactions at a glance with Cash Flow Monitor
- One extra Business Advantage Relationship Banking account and one Business Advantage Savings account can be included for no monthly fee
- No fee for the first 500 checks paid, other debits or deposited items; $0.45 per item after the first 500
- No fee for the first $20,000 cash you deposit each statement cycle. $0.30 per every $100 deposited over the $20,000 limit
- No fees for incoming wires, stop payments, electronic deposits & more
- Free access to more than 16,000 ATMs nationwide
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