Centier Bank Checking Accounts

I don't think other banks can even compare I have a checking and savings that pays 5% interest the best around everyone that's works there knows what there doing a great business

DO NOT BANK HERE!!! Three Strikes for me. Centier's out. I've had nonstop issues with this bank since I was forced to open it due to it being a previous employer's bank (Who also screwed me over financially, go figure). At the beginning of the pandemic (Late February-March 2020), I became unemployed & watched my money carefully. At $20 left in my account while I awaited the first unemployment check, Centier charged my first overdraft fee which caused my minimal needed purchases that still kept my account above $0 to cost $35 a pop. That being said, I disputed it. A YEAR AND A HALF GOES BY BEFORE THEY REFUNDED IT ($175!!!) Fast forward to Strike 2 in November 2021, Centier DELETED cleared deposits that were in my account AND THEN charged me overdraft fees. Claimed it was a "processing error" when I called & they said since it was a bank processing error, they were sorry & put my account back to normal, refunded the fees. I gave them another shot. Big Mistake. Should have closed my account then. December 2021, I had 2 charges outside of mine & Centier's control that hit my account, which I called Centier to warn would overdraft my account BUT I had wired alot of money to cover it & put me well into the plus side until these charges refunded. They took the wire, deposits I made as well, $140 in fees. When asked about the fees, they USED THEIR TWO PAST MISTAKES AGAINST ME & "It's Bank Policy after you've been refunded once as a courtesy..." AS A COURTESY?!?! YOU MADE 2 MISTAKES AND THIS WAS THE ONE THAT SHOULD HAVE BEEN THE COURTESY SINCE IT WAS OUTSIDE MY CONTROL THESE 2 CHARGES (REFUNDED) HIT. So they refunded one of the 4 $35 fees & Still owe me $105. My wire & deposits were held up in fees & when Centier wouldn't allow me to close it with THEIR FEES holding it a minimal amount under I deposited more money they shouldn't have got to close it & get the heck away from them. I left Centier & cannot stress enough how they play with your account. Definitely not okay with me & I went to a couple other banks I definitely see alot better outcomes with. Hope one day like the bank processing error I'll get an apology along with a check for $105 I WILL deposit in my NEW bank. Couldn't make headway with the corporate structure but the branch ladies I worked with were the only saving grace for a poorly run corporate structure that definitely is NOT consumer friendly as "their policy".

Garbage bank , have over 3 accounts btw here and chase, credit union. Have over 8k a month in transactions. No mobile banking because they will not let me set it up. Had one transaction resulting in overdraft. Didn't know it. Then had 10 transactions btw $5-30 resulting in $350 in overdrafts. Then 4 more overdrafts for $140 for 4 transactions totalling $100 because the previous overdrafts. Others institutions charge around $200 in return fees. They just compile overdrafts and refuse to pay small transactions. PayPal auto charged this account resulting in initial overdraft. Costs me another $50 in fees to make instant deposit here from other banks because I can't make it to branch due to work during week. Call them and they treat my like a piece of garbage with a cocky attitude. because of a overdraft. Hang up on me. Pathetic , garbage bank


I'd been here 20yrs.

I really enjoy my checking account at Centier. It is simple and affordable which is what makes it appealing to me. I never receive a service fee and basic checks are $11. For someone just starting out, it is nice not to have to payout excessive fees or $20 plus for checks that I only write once in a while. Also, you can link your checking account with a "Round-up" Savings account where purchases made on the debit card round up to the nearest dollar and the difference is put in the savings. Those items add up quickly, helping build a savings account at the same time!

I love this bank! I always recommend them to everyone. I currently have a checking and savings account with them and I have never had problem. When they say totally free checking, they mean it. I have not had any service fees or any other type of fee.
I usually visit about four different branches in my area, and everyone who works there is always pleasant. They are always very friendly, courteous, and they know who I am. The environment has a very family oriented feeling. I love it! Even the customer service (over the phone) has been wonderful.