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I got tired of the big banks and decided to go with a credit union. A friend told me about Central Illinois Credit Union and I signed up hoping for the best. They had good experiences with them so I imagined I would as well. I have to admit, he was right, I'm very glad I signed up with Central Illinois Credit Union because they have no fees at all, ATM's all over, and the customer support is top notch. I should have left the big banks years ago.