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When my Student Checking account was set to expire I began an intensive search through banks and their account options in my area. My ideal was an account with no fees, no minimum requirements, and no direct deposit necessary. The only account option I found that met all of those standards was Dime's Perfectly Free Checking.
I switched to Dime around a year ago and have had no problems. I call their customer service with questions, go to my local branch to conduct business, use my debit card, and perform bank transfers regularly. Everything has been very simple and I do not have to worry about fees.