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Evergreen Federal is the best bank I have ever had! I opened my first account with them over 12 years ago and still have an account with them! Staff members are very friendly and lines are never long. One of my favorite things about the bank is there are virtually no fees! As long as you keep a minimum balance you are not charged a monthly amount. Best of all anytime that you need to use an ATM - regardless of where you are in America or the whole world - they refund every cent of your ATM fees! Always have access to YOUR money without being charged. Get an account with Evergreen!