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I have a Honolulu Federal Credit Union Checking account and it is much like other FCU accounts. They are relatively convenient being open on Saturdays. I am a member because my fiancée is a current member so I'm not sure what their member conditions are. Whenever I go there they are quite friendly and help me with all my banking needs. I haven't had a chance to get to use their loan service but I may transfer over my car loan to them if their rates are competitive. I know their checking share rates are pretty comparable to my main credit union (Hawaii State FCU) so I do keep a fair share of my money here as well. Overall, a good place to keep your checkings.…show more