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I joined Mazuma Credit Union a few years ago and have never had a problem. Actually quite the opposite; they have always corrected any errors and caught any fraud attempts. There have been a time or two that the customer service wasn't what was considered top-notch but the tellers have never been rude. I have a linked checking and savings account and savings accounts for my 4 children. Also, I have a Holiday Savings account which allows me to save for Christmas and birthdays. With the many savings options those who are rebuilding or just starting their credit can plan accordingly and stay on task. I will be taking out a vehicle loan within the next 6 months and plan on staying with this company for many years to come.