People who travel a lot or who need access to cash while on the go can save a lot by picking one of the no-ATM fee checking accounts in our database. With one of these accounts you can use your ATM or debit card to access funds at any cash machine, and your bank won’t charge you a fee for using an out-of-network ATM.
You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
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Axos Bank Rewards Checking Account
- Up to 1.00% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Only $50 to open an account
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Axos Bank Business Interest Checking
- Earn 0.81% APY
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 50 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
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Axos Bank First Checking
- For customers ages 13-17.
- No monthly maintenance fees.
- No overdraft or non-sufficient funds fees.
- Earn 0.10% APY.
- Up to $12 domestic ATM fee reimbursements per month.
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Axos Bank Golden Checking
- For customers age 55 and over.
- 0.10% APY on all balances.
- No fees and free personal checks.
- Up to $8 domestic ATM fee reimbursements per month.
- No overdraft or non-sufficient fund fees.
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HSBC Premier Checking
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities
- Open your new HSBC Premier checking account online by January 5, 2022; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
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Axos Bank Basic Business Checking
- Zero monthly maintenance fees
- Zero minimum monthly balance requirements
- First 50 checks free
- Unlimited domestic ATM fee reimbursements
- $1,000 minimum opening deposit
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Axos Bank Essential Checking
- No monthly maintenance fees
- No minimum monthly balance requirements
- Unlimited domestic ATM fee reimbursements
- No overdraft or non-sufficient funds fees
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Axos Bank CashBack Checking
- Earn up to 1.00% cash back on transactions that require a signature
- No monthly fees
- Unlimited domestic ATM fee reimbursements
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Independent Bank One Account
APY
3.04%
Monthly Fee
None
Signup Bonus
None
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- Earn up to 3.00% APY by using your Independent Bank Debit Mastercard®.
- The more you swipe, the more you earn.
- Mastercard® Debit Card transactions 0 to 10 will earn 0.01% APY; 11 to 20 will earn 0.25% APY; 21 to 30 will earn 0.75% APY; 31 to 45 will earn 1.51% APY; AND 46+ will earn 3.04% APY.
- Balances over $10,000 will earn 0.10%.
- Independent Bank waives your fees at over 32,000 MoneyPass ATMs nationwide.
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First Internet Bank Interest Checking
APY
0.3%
Monthly Fee
$10
Signup Bonus
None
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- First order of checks
- First IB will reimburse you up to $10 per month for foreign ATM usage
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