People who travel a lot or who need access to cash while on the go can save a lot by picking one of the no-ATM fee checking accounts in our database. With one of these accounts you can use your ATM or debit card to access funds at any cash machine, and your bank won’t charge you a fee for using an out-of-network ATM.
You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
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Axos Bank Rewards Checking Account
- Earn up to 3.30% APY
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Only $50 to open an account
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Axos Bank Business Interest Checking
- Earn 1.01% APY*
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Enhanced Visa Debit Card Perks
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Cash Deposit capability via MoneyPass and AllPoint networks
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Axos Bank First Checking
- For customers ages 13-17.
- No monthly maintenance fees.
- No overdraft or non-sufficient funds fees.
- Earn 0.10% APY.
- Up to $12 domestic ATM fee reimbursements per month.
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Axos Bank Golden Checking
- For customers age 55 and over.
- 0.10% APY on all balances.
- No fees and free personal checks.
- Up to $8 domestic ATM fee reimbursements per month.
- No overdraft or non-sufficient fund fees.
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Axos Bank Basic Business Checking
- New business owners get a $200 welcome bonus with promo code NEWBIZ200. Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.
- ADP Payroll Services – Axos clients receive 1st 4 months free
- Zero monthly maintenance fees
- Unlimited Transactions
- Unlimited domestic ATM fee reimbursements
- $0 Minimum Opening Deposit requirement
- 2 Free Domestic Wires, monthly
- Cash Deposit capability via MoneyPass and AllPoint networks
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Axos Bank Essential Checking
- No monthly maintenance fees
- No minimum monthly balance requirements
- Unlimited domestic ATM fee reimbursements
- No overdraft or non-sufficient funds fees
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Axos Bank CashBack Checking
- Earn up to 1.00% cash back on transactions that require a signature
- No monthly fees
- Unlimited domestic ATM fee reimbursements
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All America Bank Ultimate Rewards Checking
APY
4.5%
Monthly Fee
None
Signup Bonus
None
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- Offers a high yield — up to 4.50% APY
- Open this account with a minimum deposit of $50 in person. Open this account with a minimum deposit of $500 online.
- In order to earn 4.50% APY and qualify for foreign ATM reimbursement you must:
- (a) Make 10 All America Bank Mastercard® debit card transactions per monthly statement cycle.
- (b) Receive your statements electronically.
- If you don’t meet the requirements outlined above, you’ll earn 0.25% APY
- If you have met your minimum monthly activity required, All America Bank will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum
- 10 free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions
- There is a limit of 2 Ultimate Rewards Checking Accounts allowed per individual
- All America Bank Mastercard debit card for secure purchases with access to 1,000s of ATMs worldwide
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Bank5 Connect High-Interest Checking Account
APY
2%
Monthly Fee
None
Signup Bonus
None
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- No Maintenance Fees
- Your first order of basic checks is free, and you can easily order new checks through Online Banking
- Bank5 Connect will never charge you for using an ATM and will reimburse other banks’ surcharges up to $15 per statement cycle
- Your Bank5 Connect Visa® debit card gives you free access to thousands of SUM® Network ATMs nationwide
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LendingClub Tailored Checking
APY
1.5%
Monthly Fee
$10
Signup Bonus
None
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- Earn 1.50% APY on balances up to $100,000.00
- Earn 1% cash back: You must have a Tailored Checking account open for at least 30 days and keep an average balance of $500 or more in your account
- Unlimited Transactions. No penalties, and no fees on debit card transactions, ATM deposits, and the checks you write.
- Get unlimited automatic ATM surcharge rebates for ATM fees other banks charge you.
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