You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
- General Consumer
- Business Owner
- College Student
- No
- Yes
HSBC Premier Checking
- Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by June 30, 2021; and
- Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
- Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month’s qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Axos Bank Rewards Checking Account

- Earn up to 1.25% APY
- All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest
- Unlimited ATM reimbursements at any domestic ATM in the US
Axos Bank Business Interest Checking

- New business owners get a $100 welcome bonus! If you incorporated after June 1, 2020, Axos Bank will add $100 to your new business bank account. Just use promo code on your application
- In the first two months after account opening, the average daily balance of the account must be at least $2,500 in order to qualify for the $100 bonus
- Earn up to 0.81% Annual Percentage Yield (APY)
- Unlimited domestic ATM fee reimbursements
- Up to 50 free items per month, $0.50 per item thereafter
- Contact the bank for applicable interest rates on balances over $5,000,000
First Internet Bank Interest Checking
- First order of checks
- First IB will reimburse you up to $10 per month for foreign ATM usage
Lake City Bank Rewards Checking

- Rewards Checking gives you the opportunity to earn high interest and ATM fee refunds when you meet simple qualifications
- If you do not meet these qualifications during a particular qualification cycle, you will not receive the rewards for that month, will earn 0.01% APY on your entire checking account balance and be charged the monthly maintenance fee
- Up to $25 monthly reimbursement on ATM fees nationwide
FNBO Direct Online Checking Account

- Non-First National Bank of Omaha ATM fees will not be assessed by FNBO Direct
- One free Overdraft or Returned Item forgiveness every 12 months from the date of the last automatic refund
- Access 55,000 ATMs surcharge-free on the Allpoint Network
iGObanking iGOchecking® High Interest Checking Account

- Yielding 0.25%
- iGObanking will rebate up to $15 in other bank domestic ATM Surcharge Fees
- Access 55,000 ATMs worldwide with MasterCard® iGOdebitcard®
Bank5 Connect High-Interest Checking Account

- Your first order of basic checks is free, and you can easily order new checks through Online Banking
- Bank5 Connect will never charge you for using an ATM and will reimburse other banks’ surcharges up to $15 per statement cycle
- Your Bank5 Connect Visa® debit card gives you free access to thousands of SUM® Network ATMs nationwide
TIAA Bank Yield Pledge Checking

- TIAA Bank does not charge ATM fees and will automatically reimburse you up to $15 for the ATM fees paid at other U.S. ATMs each month, regardless of your TIAA Bank account balance
- For TIAA Bank accounts that carry a minimum average daily balance of $5,000, ATM fee reimbursement is unlimited
- You can freely access your cash at over 80,000 no-fee ATMs across the country
Ally Bank Interest Checking Account

- Ally Bank does not allow sending outgoing international wire transfers to beneficiaries located in other countries
- Use any of the 43,000+ Allpoint® ATMs in the U.S. for free plus reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide