People who travel a lot or who need access to cash while on the go can save a lot by picking one of the no-ATM fee checking accounts in our database. With one of these accounts you can use your ATM or debit card to access funds at any cash machine, and your bank won’t charge you a fee for using an out-of-network ATM.
You’ll still have to watch for surcharges imposed by the owner of the ATM, but by shopping carefully, you can get an account that will rebate your account for a limited number of ATM owner surcharges each month.
Earn 30,000 Membership Rewards® points after qualifying activities:
(a) Make an eligible deposit of $5,000 [or more] within 20 days of opening your first account, AND
(b) Maintain an average account balance of $5,000 for 60 days, AND
(c) Make 5 or more qualifying transactions within 60 days of opening your account
Any points you earn, including this Welcome Offer and from making Business Debit Card purchases, can be converted into deposits made directly into your Business Checking account.
If you already have a Membership Rewards-enrolled Card: You can choose to convert points into deposits directly into your Business Checking account or use them the same way you always have – for travel, gift cards, and more.
All Business Checking accounts come with an American Express® Business Debit Card. Earn 1 Membership Rewards® point for every $2 spent on eligible Business Debit Card purchases.
1.3% APY on balances up to $500k. No interest is earned on account balances over $500,000
No monthly account maintenance fees
No minimum balance requirement
With 37,000 MoneyPass® ATMs nationwide, you can enjoy fee-free withdrawals at locations near you
Reimburses $12 per month for out-of-network ATM fees
Use 37,000+ MoneyPass® ATMs in the U.S for free
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Questions & Answers
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