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It's no good bank claim service is the poor service and for transfer money it's hard we can use your own money it's not right I don't really like it's bad bad bank
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Product: OneWest Bank Checking
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Compare OneWest Bank Checking Accounts
Please find below checking accounts offered by OneWest Bank.
OneWest Bank Personal Checking
APY
0%
Monthly Fee
$5
Signup Bonus
None
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- Free Non-OneWest ATM transaction fee (ATM owner may charge fee)
- With a OneWest Bank debit card, you get free access to OneWest Bank conveniently located ATMs throughout Southern California
- If you maintain an average balance of at least $5,000 in your Personal Checking, you are eligible for reimbursement of some or all ATM surcharges (credited monthly) you may have been charged to that checking account for the month as a result of using your OneWest Bank ATM or Debit Card at a non-OneWest Bank ATM
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OneWest Bank OneBusiness Interest Checking
APY
0.05% - 0.2%
Monthly Fee
$15
Signup Bonus
None
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- Up to 150 free transactions. $0.35 per transaction over 150 transactions
- OneWest Bank does not charge their customers who use other banks’ ATMs. However, you may be assessed a surcharge by the owner of the ATM
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OneWest Bank Premium Checking
APY
0.01% - 0.05%
Monthly Fee
$10
Signup Bonus
None
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- Free first order of OneWest Checks
- OneWest Bank does not charge their customers who use other banks’ ATMs. However, you may be assessed a surcharge by the owner of the ATM
- If you maintain an average balance of at least $5,000 in your Premium Checking Account, you are eligible for reimbursement of some or all ATM surcharges you may have been charged to that checking account for the month as a result of using your OneWest Bank ATM or Debit Card at a non-OneWest Bank ATM
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OneWest Bank Checking Accounts Reviews
2.0
6 reviews
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The most annoying app, locks out every few months for no good reason!!! Customer service is the slowest ever, constantly repeating OVER AND OVER the same phrases, I know you want my business and are grateful to be talking with me. But enough is enough you don’t need to repeat every time you start a sentence, I’m busy, I need people to solve the issue right and quick. I don’t have time for nonsense!!! Stop disabling the password, ask for security questions instead. I have a chase account for 34 years, NEVER EVER have been locked out of my account. OneWest I’m giving you one more chance! I will take my business somewhere else.
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Product: OneWest Bank Checking
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LOSERS. Wendell. Shanice. Salvatore. Jennifer. I chose this bank for an escrow closing last spring. I opened my account with a $200,000 deposit and they were suspicious of me from the beginning. Yes folks, women are successful and have their money these days. It is 2019. After 7 months of almost laughable exchanges they closed my account without any explanation. I will go to a real bank from now on.
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Product: OneWest Bank Checking
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I live in Santa Monica and from my past experience, there are several banks that I am not fond of. I research online checking accounts and found Onewest. There is one on my way to work, so I looked into their services. They offered the convenience of being able to deposit my checks on my phone app.
The account opening process was easy, and is done completely from my home. My only issue is that the phone app works great, but the deposit section of the app hasn't worked great since I opened my account. Therefore, I have to travel to the next town over to deposit any checks. Apart from this, there is everything you would expect a checking account to be, including their interest rates that are competitive with industry standards 0.7% promotional rate. Onewest has good customer service, but doesn't seem to put themselves out there as an industry leader in this category.
Though one time I had a problem with one of the tellers, but the manager resolved the issue about late fee. Another negative is when you use the bill pay online it sends a check not a debit card payment or anything convenient like that.
The account opening process was easy, and is done completely from my home. My only issue is that the phone app works great, but the deposit section of the app hasn't worked great since I opened my account. Therefore, I have to travel to the next town over to deposit any checks. Apart from this, there is everything you would expect a checking account to be, including their interest rates that are competitive with industry standards 0.7% promotional rate. Onewest has good customer service, but doesn't seem to put themselves out there as an industry leader in this category.
Though one time I had a problem with one of the tellers, but the manager resolved the issue about late fee. Another negative is when you use the bill pay online it sends a check not a debit card payment or anything convenient like that.
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Product: OneWest Bank Checking
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I have had a wonderful experience with OneWest Bank as a first-time customer. They are quick to respond to my inquiries and the staff is very friendly. Because it is a newer bank, their locations are not always in the most convenient places. However, I like having an account with them because they recognize me by name at the local branches and I feel like my business is valued. I have been a customer of larger banks and I never felt like I was valuable as a customer. There are pros and cons to having an account at a smaller bank, but overall at OneWest I have had a positive experience and look forward to banking there for many years.
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Product: OneWest Bank Checking
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OneWest Bank Checking Accounts Q&A
Get answers to your questions about OneWest Bank Checking Accounts below. For more general questions, visit our Answers section.
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If I make a deposit on Saturday morning at the outside deposit box, when will it clear?
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