WalletHub has details on rewards checking accounts that allow you to earn miles, points, cash back or discounts on purchases. You can to earn rewards for everyday banking activities like using your debit card, paying bills with online banking
or signing up for direct deposit. To maximize your rewards, make sure you understand how
…your bank’s program works. You may only earn rewards on debit card purchases, for example, if you sign for your transactions instead of using your PIN. You may also need a rewards credit card from the same bank to enroll in the program.
If you have experience with a rewards checking account, help other searchers by posting a review of the account.
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If you have experience with a rewards checking account, help other searchers by posting a review of the account.
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Updating Checking Accounts
VeraBank Max Checking
APY
0.1%
Monthly Fee
$4
Signup Bonus
None
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- 4 Free Non-VeraBank ATM Withdrawals per Calendar Month.
- VeraBank Reward Me! (Enrollment for this program is automatic) Get points and cash back on your VeraBank Debit Card purchases! As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
- As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
Salem Five Smart Student Checking
APY
0.01%
Monthly Fee
None
Signup Bonus
None
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- Salem Five does not charge for non-Salem Five ATM use and Salem Five reimburses ATM surcharges up to $15 for Smart Student Checking.
- Cash Debit Rewards is at the rate of $0.05 for each point-of-sale signature-based debit card purchase (when you choose "credit"). Rewards accrued are credited to your account on the last day of the statement cycle in which the purchase is posted.
- Your account must be open and in good standing on the date the rewards are posted to receive the reward.
- Beginning on your 24th birthday, Salem Five will convert your account to a Star Checking Account. Salem Five will provide you advance notice of this change and an account disclosure for the Star Checking Account.
- The Allpoint ATM network gives you surcharge-free access to over 60,000 ATMs where you already shop.
First Tennessee Bank Classic Checking
APY
0%
Monthly Fee
$8
Signup Bonus
None
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- Free standard First Tennessee Visa® debit card with First Tennessee Cash Rewards®. Earn up to 10% cash back on your purchases.
- As a cardholder, you’re automatically enrolled and ready to start earning rewards. Just use your qualifying First Tennessee debit card at participating retailers and put Cash Rewards to work for you.
- Free ATM use at First Tennessee locations and at more than 43,000 ATMs nationwide in the Allpoint Network.
First Tennessee Bank BizEssentials Value Checking
APY
0%
Monthly Fee
$5
Signup Bonus
None
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- First Tennessee Cash Rewards® is a free program for First Tennessee debit card holders that gives you cash back when you shop at participating retailers. Remember, you’re automatically enrolled. Earn up to 10% cash back on your purchases.
- Up to 75 free transactions per month; $0.50 charge per transaction over transaction limit.
- No charge for using more than 43,000 ATMs nationwide in the Allpoint Network.
VeraBank True Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- VeraBank Reward Me! (Enrollment for this program is automatic) Get points and cash back on your VeraBank Debit Card purchases! As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
VeraBank Student Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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Show Details
- 2 Free non-VeraBank ATM withdrawals per statement cycle.
- VeraBank Reward Me! (Enrollment for this program is automatic) Get points and cash back on your VeraBank Debit Card purchases! As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
Discover Cashback Debit
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Discover Bank now offers The First Fee Forgiveness program. The new program automatically waives the first eligible fee charged to your Discover Cashback Debit which includes insufficient funds fee and stop payment fee when it occurs each calendar year, with no action required by the customer.
- Earn 1% cash back on up to $3,000 in debit card purchases each month. Up to $360 cash back per year.
- No-fee withdrawals are available at over 60,000 ATM locations with your debit card.
USAA Bank Cashback Rewards Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Earn 10¢ on Every Debit Card Purchase of $1 or More.
- USAA Bank does not charge a fee for the first 10 ATM withdrawals. Subsequent withdrawals will be charged $2 each except when made at any USAA Bank-owned ATM.
- When you bank with USAA, you can use more than 60,000 USAA-preferred ATMs.
