WalletHub has details on rewards checking accounts that allow you to earn miles, points, cash back or discounts on purchases. You can to earn rewards for everyday banking activities like using your debit card, paying bills with online banking or signing up for direct deposit. To maximize your rewards, make sure you understand how your bank’s program works. You may only earn rewards on debit card purchases, for example, if you sign for your transactions instead of using your PIN. You may also need a rewards credit card from the same bank to enroll in the program.
If you have experience with a rewards checking account, help other searchers by posting a review of the account.
If you have experience with a rewards checking account, help other searchers by posting a review of the account.
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American Express Rewards Checking
APY
0.5%
Monthly Fee
None
Signup Bonus
None
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- Earn a 0.50% APY, 10X higher than the national rate
- No Monthly Account Fees and No Minimum Balance Requirements
- Earn Membership Rewards® points on Debit Card purchases: Reward your everyday spending and earn 1 Membership Rewards point for each $2 of eligible Debit Card purchases. No cap on how many points you can earn
- Amex Rewards Checking accounts do not currently provide services for wire payments, overdraft protection, or online bill payment
- With 37,000 MoneyPass® ATMs nationwide, you can enjoy fee-free withdrawals at locations near you
- Amex Rewards Checking accounts are subject to a maximum deposit limit of $5,000,000.
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VeraBank True Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- VeraBank Reward Me! (Enrollment for this program is automatic) Get points and cash back on your VeraBank Debit Card purchases
- As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
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VeraBank Launch Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Available for customers age 13-24
- 2 free withdrawals per month at non-VeraBank ATMs
- At age 25, the checking account converts to True Checking account
- VeraBank Reward Me! (Enrollment for this program is automatic) Get points and cash back on your VeraBank Debit Card purchases
- As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction
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Discover Cashback Debit
APY
0%
Monthly Fee
None
Signup Bonus
None
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- No. Fees. Period. That means you won't be charged an account fee on Discover Cashback Debit account. This includes Insufficient funds and Stop payment order
- Earn 1% cash back on up to $3,000 in debit card purchases each month. Up to $360 cash back per year
- No-fee withdrawals are available at over 60,000 ATM locations with your debit card
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Salem Five The Open Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- With the Open checking account, you automatically get a number of benefits
- Cash Back 5 cents for every debit card purchase (online or in-person)
- PRIME: If your average monthly balance is below $3,000.00 you will not receive ATM surcharge reimbursements
- PRIME PLUS: Maintain an average monthly balance between $3,000-$4,999 and receive up to $7.50 in ATM fee reimbursements when other banks charge you
- PREMIER: Maintain an average monthly balance of $5,000 or more and receive UNLIMITED ATM fee reimbursements when other banks charge you
- 55,000 fee-free Allpoint ATMs!
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VeraBank Renew Checking
APY
0%
Monthly Fee
$14.95
Signup Bonus
None
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- If you're building or rebuilding a heahlthy financial relationship, this second chance checking account's for you!
- Checks and overdraft privilege are not available on this account
- VeraBank Rewards! (Enrollment for this program is automatic) VeraBank Debit Card adds up to rewards points that can be redeemed for exciting gifts
- As you use your card, you’ll earn 1 point for every $100 spent with a signature or a PIN transaction!
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