We work hard to present you with accurate checking account information on this page. However, this information does not originate from us and therefore we cannot guarantee its accuracy. You can check the details page of each offer for the date the information was last updated on WalletHub. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicants' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" on the offer's details page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to list as many checking account offers as possible but we don't make any representation of listing all available offers.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, non-sponsored offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
No Checking Accounts Available from United Community Bank
If you are an authorized representative of United Community Bank, please contact us to have your products included.
Absolutely HORRIBLE! Worst bank ever! Been with them since the switch from Four Oaks and ever since the switch the customer service has been the absolute worst. The local branch folks are great but UCB's service is a joke. Their tagline, The Bank that Service Built" is nothing more than a tagline as they don't give a damn about their customers.
Things as easy as making a mobile deposit are incredible difficult and require multiple phone calls. They put a cap of $2000 on mobile deposits and it takes an act of congress to get the limit raised.
The ability to create bank-to-bank transfers took two weeks before they could figure out why something so simple wasn't working.
They will put you through the ringer any time you need help by differing issues to someone else.
DO NOT USE THIS BANK! They could care less about you or your business.…show more
I was a member of Four Oaks Bank. UCB bought Four Oaks Bank. They made by overall everyday banking experience so difficult I'm leaving I joined Four Oaks Bank because there is a small Community Bank. UCB is definitely too big for me they don't give a s*** about me or my family or my everyday life or how I have to live my life. Typical big Bank life that's why I'm leaving and from what I understand others are leaving also. You need to rethink your business Style. And your theme seems to be get over it or get out well I'm getting out goodbye. If I could give a zero I would give a zero…show more
I have been a member of the United Community Bank for some years now, and my father was also a member for many years. Their loan department is especially helpful in allowing time to pay off loans and working with you as best as they can, as they know that financial times can get rough. They have a really comforting environment at their physical location, and you do not have to wait long at all to be seen by someone. The only negative thing I can think of was a couple of years ago when they moved to a system where you have to have a minimum of $500 in your account monthly, or you will be charged around a $7 fee. I knew this when I signed up, however I still don't see why they need that, as plenty of other banks do not have that charge.…show more
I would like to wholeheartedly endorse the checking account services of United Community Bank. I have been with them for years and they keep getting better and better. In fact, Forbes Magazine just rated UCB in the top 20 nationwide. (Fourteen or fifteen, if memory serves.) Personal service is only a phone call or online chat away in the rare instance that you can't solve a problem in your own online account. Most amazing to me is a fraud alert system that actually solves problems instead of creating more. UCB goes way beyond the norm in every way and you can't go wrong banking here. The ony drawback I know is that UCB is a small but growing regional bank based in Blairsville, GA. So if you're not in North GA, TN or the Carolinas....you may be out of luck. But I have found that banking with UCB is faster and easier completely by mail than using banks with local offices. Give UCB a shot... you won't be disappointed.…show more
I have a savings and a checking account at United Community Bank and a credit card also. I have been with them for approximately the past 3 years and my husband is here for more than 10 years. So, as a family we are long time customers and have been very pleased with the experience. Their staff is awesome. Since we have been such long time customers they already know us and treat us very well. It is always very pleasing to deal with them. Whatever we needed they were very obliging, respectful and they even know us by our name. I like being recognized and not just be a face in the crowd like you feel with the other banks. You feel like a special customer each time you get in that bank. Whatever you need they are fast and professional.…show more
I have a checking account with United Community Bank and have been very pleased with the service they offer. They sometimes offer gifts when you sign up for an account with them such as an umbrella or lawn chair which is a little extra bonus and welcoming gift from them. If you ever have an issue they are fast to connect you with someone that can take the time to look up the information for you while you are there. They offer free checks for your first set of checks with your account. I have experienced fast service in the drive-through and everyone has always been friendly and helpful with me. I would highly recommend United Community Bank to anyone looking for a quality bank to do business with. They are a reputable bank and have been around for a long time.…show more