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To be honest, I actually have the Perfect Checking but it's very close to what My Choice Checking has but the difference is that you have to keep your daily ledger over $100. Because I was 24 when I opened my account, I did have the option of opening an account as this type of account. Overall, it's great since you don't have any monthly fee. And when discussing which account to have, this and Perfect Checking offered the most options that work well with me. Everything seems reasonable. The only thing I don't really like is that there aren't a lot of ATMs around other than in the tristate area, but overall it's fine.…show more
With Valley National Bank NOW Checking the only thing that I don't like is the high fee for maintaining the account. I monthly fee is 15.00 and it is way too much money for the average american on a tight budget. When I first opened this account the biggest problem I had was the hold on my payroll check from the government. They put a hold on my check for 15 days because it was from NY. I was so upset because I needed the money to pay my mortgage. My mortgage company understood their policy and gave me an extra day. I needed it because till today I dont understand why a bank would hold my check for 15 days.…show more
The Valley National Bank My Choice Checking Account is the best and only checking account i have ever used. I opened this account back in high school as a preferred way to make purchases. They offer very simple terms and there is no monthly maintenance fee associated with my account. If you are looking for a simple easy way to bank i would highly recommend this account to anyone, including my family and friends.
This bank does business the way banks are supposed to do business. There is no hidden agenda behind them. Their representatives are always polite and always seem to have the customer's best interests at heart. The problem is that they are regional and so if you have a checking account with them you are very limited if you travel. I have to have another bank account with another bank to ensure that when I travel far I have access to my money. I am not willing to pay the ATM fees at other banks to get my money. If they were bigger they would be perfect!…show more
When I found myself in the market for a reliable checking account, I was discouraged to find that many banks were shady. After finding Valley National Bank, I couldn't be happier. This is a bank that is dedicated to helping everyday people manage their money. Ever since opening a checking account with Valley National Bank, I have had no problems at all. Their customer service is more than courteous and helpful and the application process was extremely simple. They have helped me on more than one occasion to solve disputes and issues with my account and have gone out of their way to make sure I was happy. Highly recommended.…show more
I first opened a Valley National Bank savings account when I was still in elementary school, and recently opened my own checking account through the bank. I couldn't be happier with the service I've received. I have never had any problems, and when I go to the bank to deposit paychecks or withdraw money from my account, I always have good service. They even helped me to set up my online banking account on their website, walking me through all of the steps while I was in the bank. It was incredibly helpful, and being able to check my checking account balance online and through my phone has been made my life a lot easier. I would highly recommend this bank to anyone looking to open a checking account.…show more