Compare Wells Fargo Checking Accounts
Please find below checking accounts offered by Wells Fargo.
Wells Fargo Everyday Checking
- $0 Monthly service fee for college-age students – when the primary owner of the account is 17-24 years old.
- Overdrafts: No fee on items $5 or less; $35 thereafter.
- Free access to more than 13,000 Wells Fargo ATMs.
Wells Fargo Clear Access Banking
- Best for students 13-24 years old.
- No check writing ability.
- No overdraft or non-sufficient funds (NSF) fees.
- Access to approximately 12,000 Wells Fargo ATMs using your contactless debit card or digital wallet.
Wells Fargo Initiate Business Checking Account
- Cash deposits: No fee for the first $5,000 cash deposits processed each fee period. After $5,000, it's $.30 per $100 deposited.
- No fee for the first 100 total transactions each fee period. After 100, it's $0.50 per transaction.
- Extensive network including more than 12,000 ATMs.
Wells Fargo Navigate Business Checking Account
- Free 2 domestic (U.S.) non-Wells Fargo ATM transactions per fee period.
- No fees for stop payments, cashier's checks and money orders.
- No fee for incoming domestic and international U.S. and foreign currency wire transfers, plus the first 2 outgoing domestic wire transfers per fee period.
- Cash deposits: No fee for the first $20,000 in cash deposits processed each fee period. After $20,000, it's $0.30 per $100 deposited.
- No fee for the first 250 transactions each fee period. After 250, it's $0.50 per transaction.
- Extensive network including more than 12,000 ATMs.
- Interest-earning checking account. Call Wells Fargo for current rates / APY.
Wells Fargo Prime Checking
- No fee for incoming wire transfers.
- No fee for cashier's checks or money orders.
- Reimbursed fee charges from non-Wells Fargo ATM – 1 U.S. and 1 international reimbursed per fee period.
- 1% discount on exchange rate for foreign currency purchases.
- More than 12,000 Wells Fargo ATMs to help you bank locally and on the go.
Wells Fargo Checking Accounts Reviews
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Today, trying admittedly last minute to file my taxes they required my account number. When I went to look at my statements online I found I was locked out. Called Wells Fargo to get my account number but they don't give that out and wont be able to unlock my account until at least tomorrow, which will mean I'll have to file for an extension on my taxes when I was doing them technically on time. All for a fraud claim that was immediately withdrawn because there has been zero fraudulent activity on my account. I don't see any valid reason why I should be locked out of my account or why they can't tell me my account number. Their system has voice authentication as well as requiring me to give the last four of social. I proved who I am so there should be no reason I can't be allowed to know my own account number.
In January, my dad died. I went to submit a small estate affidavit and get remaining funds from his Wells Fargo bank acct. The banker helped me file a fraud claim- as my step dads son ZELLED himself several thousand...and paid off a vehicle that he stole- after my add was dead. It totaled $5200.
ANYHOW- I waited the 2 weeks on the fraud claim and called the WF office with the claim number. They refuse to chat with me. I have to go in to the branch. Why? They wont say. So I call the banker to find out and it takes 5 more days. Says they need more verification it is me. I already provided everything. I go in this morning- sick with my two young kids in tow. I am told they denied the claim. They says it was secure transactions. He took my dads lap top and cell phone so---duh. So I file an appeal and wait 2 more weeks.
I have terminal cancer. This is my dads money that was stolen. Police say it is civil. I am disgusted. I can provide the death certificate and printouts of the transactions. I am at a loss of what to do. :( I think folks should leave WF- but my dad didnt- and I told him years ago!!!!
Wells Fargo Checking Accounts Q&A
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How do I open a Wells Fargo online checking account and make mobile deposits?
You can open a Wells Fargo online checking account here. You'll need your Social Security Number, a valid ID and a $25 opening deposit that you can easily transfer from another account.
To make mobile deposits, you will need to download the app, sign in, select Deposit in the bottom bar, or use the Deposit Check shortcut. Then all you have to do is take photos of the front and back of your check.
Can I get an overdraft protection plan on an Everyday Checking account?
How much do you need to open an account?
I moved to Fort Knox, KY and there are no Wells Fargo banks anywhere around. Are my ATM transactions waived? If not, what's the cost?
If I overdraft, will I be charged $35 everyday?
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