Free 2 domestic (U.S.) non-Wells Fargo ATM transactions per fee period
No fees for stop payments, cashier's checks and money orders
No fee for incoming domestic and international U.S. and foreign currency wire transfers, plus the first 2 outgoing domestic wire transfers per fee period
Cash deposits: No fee for the first $20,000 in cash deposits processed each fee period. After $20,000, it's $0.30 per $100 deposited
No fee for the first 250 transactions each fee period. After 250, it's $0.50 per transaction
Wells Fargo offers more than 13,000 ATMs and approximately 5,300 retail banking branches coast to coast
Interest-earning checking account. Call Wells Fargo for current rates / APY
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I have to say I am disappointed with the timeline of helping someone with an ONLINE BILL PAY. OUR POWER WAS TURNED OFF and we had to pay $400 even though it has cleared my bank over 10 days. It has now been a week and no resolution or call. So paying $800 for a $400 power Bill. Not acceptable.
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Product: Wells Fargo Checking
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fitzb9544 @fitzb9544
Wells Fargo is the worst banking institution I have ever dealt with when it comes to general banks needs such as checking and savings accounts. The systems they have in place are designed to set you up for failure and charge you for everything. They make a simple process such as depositing cash a difficult process with policies that make no sense. Make sure you read the fine print and fully understand all the policies they have in place before choosing WellsFargo. They make NOTHING convenient or easy.
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Product: Wells Fargo Checking
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nathandthomas @nathandthomas
This corporate bank manipulates charges on accounts by holding charges for an extended time until the correct algorithm overdrafts customer accounts and they are freely "able" to charge the account. I have had transactions completed only to revert to processing again, and I am not just referencing one or two here and there. There has been an instance or two where a minimum of eight completed transactions went back to processing after becoming a posted and "completed" charge. And was soon, comically almost immediately charged and overdrafts fee. Stay away from these crooks, I'm only still a customer in hopes that I have enough built up evidence that I can win a class action against them.
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Product: Wells Fargo Checking
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detballer @detballer
Terrible bank. In the middle of a global pandemic they have been ruthless with overdraft fees. My account went negative overnight. I deposited money first thing in the morning, and they still charged. Truly a terrible company. Their app is also updated and is now getting features that other bank apps had 2 or 3 years ago.
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Product: Wells Fargo Checking
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Rhonda Alm @penguingolfer4u
I would give no stars but that’s not possible! Do not give them ur $! Worst bank ever. They let u think u have $, then reverse it!
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Product: Wells Fargo Checking
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Nerminseliman Seliman @nerminseliman
Useless bank. Everything is going wrong. Too complicated for nothing. My advice to anyone: never think to work with WF. Your life will be sadness.
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Product: Wells Fargo Checking
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sandyvalente4 @sandyvalente4
This is the worst bank I have ever used. I had 4 overdrafts, which they took $35 each for. No problem. They then held my $1500 check for ten days. This is the only income I have coming in. I am a retired 71 old lady. I called and begged, my rent was due, I need food, I do not drive. They refused to help in any way. Yes, I was over-drawn, but they took those over-drafts as soon as my check hit the bank, but would not release the rest of my money. I heard, " I am sorry" so many times, but they were not sorry enough to give me my money. It was my money not the banks. I have been banking there for over 10 years, depositing the same $1500 check each month. I spoke to about 10 different people, and even the Vice President of Wells Fargo. I know they could have reversed the hold. I guess they decided people are just a bank number. I can only hope this does not happen to any of their family members, but I am sure they would reverse this if my nam
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Product: Wells Fargo Checking
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Nerminseliman Seliman @nerminseliman
I completely agree with you
The same thing happened with me ,
My money holded for nothing
And I couldn't book a flight ticket for emergency situation
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John Tian @tiansax1996
Wells Fargo has been nothing but a headache. They told me 10 months after I opened my account that there was an issue with my social security number. I went into the local branch right away, provided my passport, social security card, and state issued drivers license (all of which they took photo copies of). They told me that for the last 10 months, my credit was not being reported, even though I had a credit card with them. Although I was upset it took them 10 months to verify my identity, I had some sympathy since I must have provided a wrong digit while I was opening my account. A month later, I'm at the grocery store, and my card is declined. I check my wells fargo app to find out that they closed my checking account without telling me. There was no communication, phone call, email, or voicemail that they would close it. I called customer service, and they could not find any information as to why my account was closed, except that they couldn't verify my identity. They said all the details are hidden in their system, and only the local branch can see them. I referred to a previous case ID regarding the first situation with my credit card, to which I was supposed to receive a resolution, or be contacted that the process is taking longer, a month ago (I had not received either). Customer service could not see any of the information, refused to contact the case specialist who was working on my case, and suggested that I open up another case. They told me a cashiers check would be mailed to me in 1-3 business days, with instructions on opening a new account with Wells Fargo. Long story short, I opened an account with this bank a year ago, and gave them the benefit of the doubt despite their past sketchy behaviors as a bank. I've never had any issues with any other bank, acorns, or investing accounts in terms of my identification. The bank has yet to provide me with a clear explanation, deflects the situation and blame, failed miserably with communication, and has wronged me as a customer one too many times. I feel as if I cannot trust a single individual in this organization. Their practice is unbelievably sketchy for an institution of their size. I asked the customer service that since they could not see any information of my account or ask the specialist who is working on my case to reach out to me, if they were there purely as customer de-escalation with no access to information----- to which they responded: yes. Do not trust this bank.
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Product: Wells Fargo Checking
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eadkins019 @eadkins019
I have a Checking and Savings account with Wells Fargo! I absolutely love them! Such a phenomenal bank. People keep talking about the scandal but NONE of my money went missing NONE! 24/7 customer service is phenomenal NO questions! My money is SAFE & SECURE! Banks are very convenient and the mobile app is awesome as well. They deserve 5 stars from me! Keep up the good work.
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Product: Wells Fargo Checking
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keakea206 @keakea206
Worst bank dont reccomend theres a reason there on Netflix for the most corrupt bank how do I get charged over draft fee for checks when my acct canr even have checks and no one can explain
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Product: Wells Fargo Checking
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Review Wells Fargo Checking Accounts
Wells Fargo Checking Accounts Q&A
Get answers to your questions about Wells Fargo Checking Accounts below. For more general questions, visit our Answers section.
If you are interested in the overdraft protection plan, then the bank will transfer the funds from your linked savings account, line of credit account or credit card. For this transfer the bank will assess a $12.50 fee per each item. You can add the overdraft protection feature online here: https://www.wellsfargo.com/checking/overdraft-services/. You might be interested in the Debit Card Overdraft Service, which the bank will approve at its discretion, to pay for ATM and everyday debit card transactions. For this service there, is no fee if you make a sufficient deposit or transfer to cover a negative balance before the cutoff time on the same business day. If your account is overdrawn, the standard overdraft fee of $35 per item will apply. You can add this feature to your account online here: https://www.wellsfargo.com/checking/overdraft-services/.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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