The Amex Blue Cash Everyday foreign transaction fee is 2.7%. Both Amex Blue Cash Everyday and the Blue Cash Preferred® Card from American Express have that same foreign fee, applicable to any purchases processed internationally.

American Express offers cards that do not have foreign transaction fees, like the American Express® Gold Card and the American Express Platinum card. The tradeoff here is their large annual fees. There are, though, some American Express cards with no foreign transaction fee and no annual fee like the Delta SkyMiles® Blue American Express Card and the Hilton Honors American Express Card.

Here's some info about Amex Blue Cash Everyday:

• Foreign Transaction Fee: 2.7%
• Annual Fee: $0 for Amex Blue Cash Everyday; $0 intro 1st yr, $95 after for Blue Cash Preferred
• Rewards Rate: 3% cash back at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases (up to $6,000 spent per year in each category), as well as 1% back on all other purchases, earned as statement credits for Amex Blue Cash Everyday; 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits for Blue Cash Preferred
• APR: 18.99% - 29.99% (V)

Keep in mind American Express may not be the best choice to take abroad due to lower international acceptance than Visa or Mastercard. While Visa and Mastercard are accepted in 200+ countries, Amex lags behind at 160+ countries. There are lots of credit cards with no foreign transaction fee on those other networks, too.

To access your Mastercard account online, open a web browser and navigate to your credit card issuer's website to log in with your username and password. It's important to note that Mastercard doesn't issue credit cards, so you cannot use the Mastercard website to log in to an existing Mastercard account. The Mastercard website only has an “Access your account” feature designed to connect you to your card's issuer.

After you're logged in to your Mastercard credit card account online, you can schedule a payment, view or download monthly statements, and redeem rewards. You can also review account information such as your current balance, minimum payment amount, payment due date, credit limit, available credit, current interest rate, and more. In addition, you can initiate a balance transfer online if balance transfers are available on your Mastercard.

You need a 700 - 850 credit score to have high odds of approval for the Amex Blue Cash Everyday Card. American Express will also consider your income, your existing debts, and how many accounts you've opened recently, among other things, when you apply for Blue Cash Everyday.

Amex Blue Cash Everyday Credit Score Info

• The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means you'll need at least good credit for approval.
• Other requirements for the Amex Blue Cash Everyday card include a steady income and a Social Security Number, ITIN, or passport. Amex can access your credit reports from select countries so you don't necessarily need a credit history in the U.S. American Express will also look at your expenses, existing debt, credit history, and recent credit inquiries.
• The Amex Blue Cash Everyday credit score requirement is consistent with most credit cards issued by American Express. For example, the Blue Cash Preferred® Card from American Express and The Platinum Card® from American Express also require at least good credit for high approval odds.

Note that applying for a credit card can temporarily hurt your score. So, you'll want to check your latest credit score before you apply for the Amex Blue Cash Everyday card.

Your Amex Blue Cash Everyday approval odds if you have  a credit score of 700+ (good credit). Your approval odds will also be influenced by your annual income and existing debts. In addition, applicants will need to be 18+ years old with a U.S. mailing address and a Social Security Number or an Individual Taxpayer Identification Number.

The best way to check your Amex Blue Cash Everyday approval odd is to use the Amex pre-qualification tool online. Pre-qualification does not guarantee you'll be approved, but it does indicate you have high approval odds. Another good way to gauge your Amex Blue Cash Everyday approval odds is to check your credit score before applying. 

Ways to check your Amex Blue Cash Everyday approval odds:

• You can check for Amex Blue Cash Everyday pre-qualification online. Go to Amex's pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number. Then, click the “View my Offers” button to see if you're pre-approved. If you are pre-qualified, it means American Express has done a soft inquiry on your credit and thinks you are likely to get approved.
   
  Your Amex Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.
• You can check your credit score. Credit card applications can temporarily damage your credit score. So, it's best to know where you're situated before applying. Amex Blue Cash Everyday requires good credit for approval, so make sure you meet that requirement.
• Apply for the card. When applying for Amex Blue Cash Everyday, a soft inquiry will be made on your credit report and you will be told with certainty if you are approved. However, if you are approved and choose to accept the offer afterward, Amex will do a hard pull, which may result in a small drop in your score.*

If your application is denied, you can request a reconsideration by calling American Express at (800) 567-1083 at least 30 days after denial. That's basically a chance to explain yourself and correct any errors related to your application. Also, if you think your credit score needs improving, consider some tips to address just that.

*This limited-time new application experience is currently available for individuals applying for a U.S. personal card via WalletHub, on the American Express site, or by calling American Express and is not available if you apply for a card after you log into an existing Card Member Account.

The Amex Blue Cash Everyday credit limit is based on American Express's assessment of each application, so the card's credit limit will be different for each applicant.

For the most part, Amex Blue Cash Everyday credit limits depend on each applicant's overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

Keep in mind that you can ask to get a credit limit increase by calling the American Express customer service number you see on the back of your card. But it's best not to do that more than once a year. American Express will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with American Express.

The best Blue Cash Preferred benefits are rental car insurance and extended warranty. The Blue Cash Preferred card also has instant card numbers and lowest hotel rates guarantee, which are more common perks across American Express cards.

Best Blue Cash Preferred Card Benefits

• Rental car insurance
• Extended warranty
• Instant card numbers
• Lowest hotel rates guarantee
• Purchase protection
• Global Assist (an emergency card assistance hotline)
• Return protection
• Free ShopRunner membership (for free shipping with participating online merchants; enrollment required)

Along with these benefits, the Blue Cash Preferred card gives rewards on all purchases and has an annual fee of $0 intro 1st yr, $95 after. As long as you have good credit, the Blue Cash Preferred card is certainly a card to consider adding to your wallet.

The Amex Blue Cash Everyday benefits include rental car insurance, purchase protection, and emergency assistance services. The Amex Blue Cash Everyday card also offers the lowest hotel rates guarantee policy and instant card numbers, which are more common perks across American Express cards.

Amex Blue Cash Everyday Card Benefits

• Rental car insurance*
• Purchase protection*
• Lowest hotel rates guarantee
• Instant card numbers
• Global Assist (an emergency card assistance hotline - card members are responsible for the costs charged by third-party service providers)
• Free ShopRunner membership (for free shipping with participating online merchants; enrollment required)
• Up to $7 back each month for the Disney Bundle subscription (enrollment required)
• Up to $15 per month (a total of $180) for Home Chef meal purchases (enrollment required)

Along with these benefits, the Amex Blue Cash Everyday card has a $0 annual fee and gives rewards on all purchases. As long as you have good credit, Amex Blue Cash Everyday is certainly a card to consider adding to your wallet.

*Insurance Benefits Disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage is offered through American Express Travel Related Services Company, Inc.

The stores that count as supermarkets for the Blue Cash Preferred Card include Meijer, ShopRite, Stop and Shop, Vons, Whole Foods, and Winn-Dixie. These U.S.-based supermarket chains all earn 6% cash back on the first $6,000 in combined purchases charged to the Blue Cash Preferred card each calendar year.

Online supermarkets such as FreshDirect also get 6% cash back, up to the combined limit. To qualify, purchases must be classified with the merchant category code for supermarkets and grocery stores.

Blue Cash Preferred Supermarkets List

• ALDI
• FreshDirect
• Gelson's
• Hy-Vee
• Kings Food Markets
• Meijer
• ShopRite
• Smart & Final
• Stop & Shop
• Trader Joe's
• Vons
• Whole Foods
• Winn-Dixie

According to Amex, the Blue Cash Preferred supermarkets list is not exhaustive. This means that similar supermarket chains located in the U.S. may also earn 6% cash back. Retailers such as Target and Walmart, however, are not considered supermarkets, making them ineligible for the bonus rewards. Other excluded merchants include warehouse clubs, specialty food stores, meal-kit delivery services, convenience stores, and more.

To find out if a merchant qualifies for the 6% cash back, take a look at your recent billing statement and check the merchant category code listed with each transaction. On the Blue Cash Preferred card, you should see “Grocery Stores” under each eligible purchase.

The Blue Cash Preferred foreign transaction fee is 2.7%. This is the surcharge applied to all transactions made outside of the U.S. That includes both purchases in another country and stateside transactions through an internationally-based merchant.

Other things to know about the Blue Cash Preferred Card:

• Annual Fee: $0 intro 1st yr, $95 after.
• Introductory APR: 0% for 12 months on purchases and qualifying balance transfers.
• Balance transfer fee: 3% (min $5).
• Cash advance fee: 5% (min $10) of the balance.
• Maximum Late Fee: $40.
• Regular APR: 18.99% - 29.99% (V).

All American Express cards with foreign transaction fees charge 2.7%. This includes the Blue Cash Preferred's companion card, the Blue Cash Everyday® Card from American Express. The percentage other issuers apply to foreign transactions varies, but it will range from 1%-3%. However, there are major issuers, like Capital One and USAA, that do not charge foreign transaction fees on any of their cards.

The Blue Cash Preferred is ideal for everyday purchases. But it may not be the best option for travel. It offers 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits. There's also a $250 statement credit for spending $3,000 in the first 6 months. Cash back rewards can be redeemed for statement credits, gift cards, and merchandise. 

The Blue Cash Preferred card annual fee is $0 intro 1st yr, $95 after. Blue Cash Preferred's $95 annual fee that's charged from the second year on is higher than the average annual fee among new credit card offers right now. It is not the only fee you need to worry about with the Blue Cash Preferred® Card from American Express, either.

Blue Cash Preferred Fees

• Annual Fee: $0 intro 1st yr, $95 after
• Balance Transfer Fee: 3% (min $5)
• Cash Advance Fee: 5% (min $10)
• Foreign Fee: 2.7%
• Max Late Fee: $40