This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
EDITOR'S OVERVIEWAfter comparing the Citi Simplicity® Card vs. the Citi Diamond Preferred, the Citi Diamond Preferred is the winner. The Citi Diamond Preferred wins by the thinnest of margins because it offers a slightly lower regular interest rate. Both Citi Simplicity Card and Citi Diamond Preferred are among the best cards to get for introductory 0% APRs on purchases and balance transfers.
If you want to see where Citi Simplicity Card and Citi Diamond Preferred may differ, take a look at the comparison chart below.
Citi Simplicity Card vs. Citi Diamond Preferred: Key Characteristics
Citi Simplicity Card vs. Citi Diamond Preferred: Other Fees
Citi Simplicity Card vs. Citi Diamond Preferred: Customer Reviews
Still not sure?
0% for 18 billing cycles
0% for 18 billing cycles for any balance transfers made in the first 60 days|Transfer Fee: 3% (min $10)
12.99% - 22.99% Variable
0% for 18 months|Transfer Fee: 3% (min $5)
13.99% - 23.99% (V)
2% Cash Back