Should I get Wells Fargo's new credit card?
Yes, you should get Wells Fargo's new credit card, the Wells Fargo Reflect, if you have at least good credit and you're looking for a financing option. The card has a $0 annual fee and offers an intro APR of 0% for up to 21 months from account opening on purchases and qualifying balance transfers.
Aside from its intro APR, the Wells Fargo Reflect packs plenty of other benefits like cell phone protection, roadside dispatch, zero liability protection and more.
Here are some details on the Wells Fargo's new credit card:
- Card name: Wells Fargo Reflect.
- Credit required: Good credit.
- Annual fee: $0.
- Introductory APR: 0% for up to 21 months from account opening on purchases and 0% for up to 21 months from account opening on qualifying balance transfers.
- Regular APR: 14.49% - 26.49% Variable.
- Balance transfer fee: 3% intro for 120 days, then up to 5% (min $5).
- Benefits: Roadside dispatch, cell phone protection, emergency cash disbursement & card replacement, and zero liability protection.
- Foreign transaction fee: 3%.
Wells Fargo's new credit card, the Wells Fargo Reflect card, is a great financing option as it features an intro APR period way above average (12 months). But its lack of rewards and travel benefits puts it at a disadvantage when compared to some of the best 0% APR credit cards.