Wells Fargo Cash Wisevs.
Wells Fargo Propel
This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own. Please note: Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card may no longer be available to new applicants.
EDITOR'S OVERVIEWWells Fargo Cash Wise Visa® card and Wells Fargo Propel American Express® card are both popular rewards cards from one of the largest credit card issuers in the country. The Cash Wise card offers cash back, while the Propel card offers rewards points. In addition, the Propel card focuses its rewards on specific spending categories, whereas the Cash Wise card offers a flat rate. As a result, these two Wells Fargo rewards cards are best for different types of applicants.
When to Apply for Wells Fargo Cash Wise vs. Wells Fargo Propel:
- You should get Wells Fargo Propel if your biggest spending categories include dining, gas stations, travel or streaming services. In addition, you may reap more bonus rewards on the Propel card, and it’s a better choice for using abroad.
- You should get Wells Fargo Cash Wise if you’re interested in making a balance transfer in addition to earning rewards. It’s also a good choice if you will pay your cell phone bill with your card. You may save more money on purchases initially if you plan to carry a balance, too.
You can see all of the similarities and differences between the Wells Fargo Cash Wise and Wells Fargo Propel cards laid out below.
Wells Fargo Cash Wise vs. Wells Fargo Propel: Key Characteristics
Wells Fargo Cash Wise vs. Wells Fargo Propel
Still not sure?
1.5% Cash Back
0% for 15 months
13.99% - 23.99% (V)
1 - 3% Cash Back
Up to $250
Up to $250