Allstate vs. Erie Insurance

The Allstate phone number is 1 (800)-726-6033 for customer service, and customer service representatives are available 24/7. You can also contact Allstate by emailing customer service or visiting a local agent. 

How to Contact Allstate

• Call 1 (800)-726-6033 to speak with a customer service representative
• Mail your request to Allstate at Allstate Insurance Company / PO Box 660636 / Dallas, TX 75266
• Visit an Allstate agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Allstate. For instance, to file a claim, you can file online, over the phone, or through the Allstate mobile app. However, to cancel your policy with Allstate, you will most likely need to call 1 (800) 255-7828.

Allstate Phone Numbers

To learn more, check out WalletHub's full review of Allstate.

Yes, Allstate offers roadside assistance starting at $8+ per month. Allstate roadside assistance provides coverage for things like jump-starting, lock-out assistance, fuel delivery, and tire changes, up to 7 rescues per year. To get immediate roadside assistance help, Allstate members can request service online, through the Allstate mobile app, or by calling 1 (877) 597-3393.

Allstate offers a Roadside Advantage and Roadside elite plan. Roadside advantage is the cheapest and offers the least amount of coverage, while roadside elite is the most expensive and offers the most coverage.

What Allstate's Basic Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change

Allstate Roadside Assistance Plans

Allstate roadside assistance generally costs more than memberships with auto clubs like AAA. The exact cost of roadside assistance from Allstate will depend on where you live, what type of car you drive, and other factors. Despite the cost Allstate roadside assistance is worth it for drivers who are looking for extra benefits with their coverage.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Allstate, call 1-800-255-7828 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Allstate, as well as our picks for the best roadside assistance companies.

Yes, Allstate Motor Club is worth it if you want 24/7 roadside assistance anywhere in the U.S., and you anticipate using at least $89 in roadside assistance services in a year. Allstate Motor Club has two plans: Roadside Advantage, which costs $89 for the first year, and Roadside Elite, which costs $164 for the first year.

The cost to renew your membership is $105 per year for the Roadside Advantage plan and $179 per year for the Roadside Elite plan. Allstate Motor Club memberships can be purchased even if you don't have an active insurance policy with Allstate.

Why Allstate Motor Club Is Worth It

• 24/7 roadside assistance services, including towing, jump starts, lockouts, tire changes, reimbursement for repairs to tires and wheels, and fuel delivery. Keep in mind that neither membership covers the cost of fuel or any parts.
• Members can add a second household member for free, though any additional members will add $24 to your yearly membership fee.
• Up to seven service calls per year for families with the Roadside Elite plan. With the Roadside Advantage plan, you get up to five calls per year depending on how many people you add to your plan.
• Covers any car a member drives, including cars they borrow or rent.
• Access to trip planning tools and services, plus savings on travel, health and beauty supplies, entertainment, and more.
• Members still have access to Allstate roadside assistance on a pay-per-use basis after exhausting their free service calls for a year.

Allstate's Motor Club memberships also provide discounts on oil changes, auto parts, flights, and more. The Roadside Elite plan even includes motorcycle and RV coverage.

Bottom Line

The bottom line is that if you break down on the side of the road or wake up to a flat tire at home, you'll find that an Allstate Motor Club membership is worth having.

Some notable competitors to Allstate Motor Club are AAA, National Motor Club, and Good Sam Roadside Assistance, but Allstate Motor Club stands out because of its multiple coverage options and its availability to customers on a pay-per-use basis.

To learn more about your Allstate Motor Club options, call 1-800-998-8697.

The Erie phone number is 1 (800) 458-0811 for customer support, and customer service representatives are available Monday to Friday, 8 AM to 11 PM or Saturday, 9 AM to 4:30 PM EST. You can also contact Erie by logging in to your Erie online account and use the chat function, email customer service, or visiting a local agent. 

How to Contact Erie

• Call 1 (800) 458-0811 to speak with a customer service representative
• Go to Erie's website and use the chat function
• Mail your request to Erie at Erie Insurance Group / 100 Erie Insurance Place / Erie, PA 16530-1104
• Visit an Erie agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Erie. For instance, to file a claim, you can file online or over the phone. However, to cancel your policy with Erie, you will most likely need to call 1 (800) 458-0811.

Erie Phone Numbers

To learn more, check out WalletHub's full review of Erie.

Allstate Drivewise is a usage-based insurance program that tracks drivers with a mobile app and rewards them with rewards and a semi-annual rebate for safe driving habits. The Allstate Drivewise app tracks three main driving characteristics: safe speed (under 80 mph), braking (minimal abrupt stops) and time of day (limited late-night trips).

Allstate Drivewise - Key Features

How Allstate Drivewise Works 

Allstate Drivewise works by tracking drivers' habits through the Allstate mobile app. Users do not have to take any action to log trips on the app. Your phone just needs to be charged to at least 25% and have location services enabled in order for your trip to be detected. Once you've traveled at least 20 mph for a short distance, the app will begin tracking you.

However, if you're a passenger in a moving vehicle and not the driver, you will have to either delete the trip from the app or put the app into “sleep” mode for the duration of your trip.

Drivewise does not affect premiums directly, instead offering cash rebates to drivers based on their performance. So if you practice unsafe driving habits while using Drivewise, your rates won't go up. But drivers who practice good habits can expect to earn lucrative rewards.

Allstate Drivewise Rewards

If you're a current Allstate customer, you can earn up to 10% of your premium in cash back rewards just for signing up. Depending on your driving habits, you can earn up to 25% cash back every six months by using the program.

Drivewise also allows users to earn Allstate Rewards points, which can be redeemed for daily deals, gift cards, sweepstakes, and more. Even if you're not an Allstate customer, you can still sign up for Drivewise in order to earn points. Drivers earn 10,000 points after signing up, and can earn bonus points for completing safe driving challenges such as going three consecutive days with no high speeds or sudden braking.

How to Sign Up For Allstate Drivewise

To sign up for Drivewise, the primary policyholder needs to download the Allstate mobile app on their smartphone and activate the program. Then, additional drivers on the policy who want to use Drivewise can download the app and enter an activation code.

Drivers who aren't Allstate customers can also create an account on the app in order to earn rewards.

The phone number for Allstate roadside assistance is 1 (877) 597-3393, and representatives are available 24/7. Alternatively, you can request assistance through Allstate's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Allstate Roadside Assistance Offers

• Free towing for 10 to 100 miles,depending on your plan
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

No, Allstate is not the same as AAA. Allstate and AAA are two separate companies, as Allstate is publicly owned while AAA is a non-profit organization, but they both provide car insurance and roadside assistance coverage. 

Below, you can learn more about the similarities and differences between Allstate and AAA.

Allstate vs. AAA

For more information, check out WalletHub's complete reviews of Allstate insurance and AAA insurance.

Allstate offers pay-per-mile insurance through a program called Milewise. Allstate's pay-per-mile insurance program works by charging customers a base amount plus a small fee per mile driven, making it a good choice for low-mileage drivers. For instance, Allstate provides an example rate of $1.50 per day plus 6¢ per mile.

How Allstate Pay-per-Mile Works

Milewise has a mileage cap of 250 miles in some states, which means that drivers won't be charged for any miles beyond this limit. As a result, long road trips will only cost up to a certain maximum amount. Unlike most insurance premiums, Milewise charges policyholders immediately after they take a trip, so drivers must keep a certain balance in their Milewise account.

Allstate Milewise Tracking and Availability

Milewise is available in 18 states, including Florida, Texas, and New Jersey. Milewise tracks mileage using a device that plugs into your car underneath the dashboard, which is compatible with most cars from 1996 or later.

Keep in mind that Milewise is different from Drivewise. Drivewise is a usage-based insurance program from Allstate that gives policyholders cashback on a traditional policy based on driving habits such as speed, braking, and the time of day that you drive.

Yes, Allstate has accident forgiveness as part of its optional Gold and Platinum auto insurance packages. Gold-level Allstate accident forgiveness applies to one at-fault accident per policy every three years, while Platinum-level accident forgiveness is not limited to a certain number of accidents.

How Allstate Accident Forgiveness Works

Allstate accident forgiveness allows customers to avoid any accident surcharges that would normally apply to their premium after filing a claim related to a collision. Allstate accident forgiveness also lets you keep any discounts you were eligible for prior to the accident, including a safe driver discount. But since Gold-level forgiveness is per-policy, members of a household who share one policy cannot have different accidents forgiven. On the other hand, Platinum forgiveness is unlimited, so multiple people on the same Platinum policy can be forgiven for separate accidents. One driver with a Platinum policy could also have several accidents herself and have them all be forgiven.

However, having Platinum-level accident forgiveness from Allstate is not an excuse to drive recklessly. Platinum customers cannot be downgraded from a Platinum policy to a lower level, but Allstate reserves the right to not renew the policies of customers whose driving habits suggest that they are unacceptably risky to insure.

Because of the added accident forgiveness, Gold and Platinum packages are more expensive than the "Silver", or standard, level of coverage that most customers purchase.

Another Form of Allstate Accident Forgiveness

Both the Gold and Platinum packages from Allstate also include a deductible rewards program. This perk lowers a customer's collision deductible by $100 on the day they enroll. The collision deductible then decreases by another $100 for every 12 months without a chargeable accident (an accident that would usually lead to a rate increase).

In certain states, the deductible cannot be less than $100, and the deductible decrease is limited to $500 overall. The deductible decrease is also earned, used, and lost at the policy level, meaning that it cannot be applied to multiple accidents.

The cost of Gold and Platinum Allstate packages differs by state and individual driver. In addition, Allstate accident forgiveness is not available in California due to state laws. You can call Allstate or get a quote online to determine the exact price of Allstate accident forgiveness for your individual circumstances.

Yes, Allstate has free towing for customers with their roadside assistance coverage. Allstate roadside assistance generally costs between $8 and $16 per year and includes free towing up to 10 miles (up to 100 miles for elite members). Allstate customers can request roadside assistance online, or they can call 1 (877) 597-3393.

Allstate Roadside Assistance Covers:

• Towing up to 10 miles (up to 100 miles for elite members)
• Jump starts
• Fuel delivery
• Lockout services
• Tire change

While Allstate roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

To learn more, check out WalletHub's Allstate review, as well as our picks for the best roadside assistance companies.