GEICO vs. American Family Insurance

The Geico phone number is 1 (800) 207-7847 for customer service, and customer service representatives are available 24/7. You can also contact Geico by going to Geico's website and using the chat function, visiting a local agent, or emailing customer service. 

How to Contact Geico

• Call 1 (800) 207-7847 to speak with a customer service representative
• Go to Geico's website and use the chat function
• Mail your request to Geico at 5260 Western Ave / Chevy Chase, MD 20815
• Visit a Geico agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Geico. For instance, to file a claim, you can online, over the phone, or through the Geico mobile app. However, to cancel your policy with Geico, you will most likely need to call 1 (800) 207-7847.

Geico Phone Numbers

To learn more, check out WalletHub's full review of Geico.

Yes, Geico is good for home insurance. Geico offers home insurance in all 50 states and Washington D.C. through a network of partners, including AIG, Liberty Mutual, National General, and Travelers. Geico offers standard homeowners insurance as well as condo/co-op insurance, renters insurance, mobile home insurance, landlord insurance, and flood insurance. These policies provide coverage for damage caused by fire, severe weather, theft, and other “perils,” as they're called in the insurance industry.

Most mortgage lenders require proof of homeowners insurance. However, you may need more home insurance coverage from Geico if you live in an area where floods, earthquakes, or other natural disasters might occur.

Geico Home Insurance Coverage

• Damage to your home. This may include apartments, condos and manufactured homes as well as permanent structures on your property.
• Damage to personal belongings. This may include damage to furniture, clothing and electronics.
• Theft of jewelry. This includes stolen - not lost - jewelry worth roughly $500 $2,000.
• Personal liability exposure. This may include coverage for medical bills or legal fees in the event a visitor hurts themselves in your home or on a property you rent out.
• Additional costs you may incur due to a covered loss. This may include a temporary residence or rental car if your home is uninhabitable or your car is damaged due to a cause specified in your policy.

You can get a free homeowners insurance quote for your home, condo, or apartment online or by phone at 1 800 841 2964.

Yes, Geico offers roadside assistance starting at about $14 per vehicle per year. Geico roadside assistance provides coverage for things like dead batteries, flat tires and lockout service, up to 5 rescues per year. To get immediate roadside assistance help, Geico members can request service online, through the Geico mobile app, or by calling 1 (800) 424-3426.

What Geico Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Roadside winching

Geico Roadside Assistance vs. Popular Competitors

Geico roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Geico will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Geico roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Geico, call 1 (800) 424-3426to speak with a customer service representative.

To learn more, check out WalletHub's full review of Geico, as well as our picks for the best roadside assistance companies.

The phone number for Geico roadside assistance is 800-424-3426, and representatives are available 24/7. Alternatively, you can request assistance through Geico's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Geico Roadside Assistance Offers

• Free towing for 20 miles per tow
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

The American Family phone number is 1 (800) 692-6326 for customer service, and customer service representatives are available Monday to Friday, 8 AM – 8 PM CT. You can also contact American Family by going to American Family's website and starting an online chat, emailing customer service, or visiting a local branch.

How to Contact American Family

• Call 1 (800) 692-6326 to speak with a customer service representative
• Go to American Family's website and use the chat function
• Mail your request to American Family at 6000 American Parkway / Madison, WI 53783
• Speak with an American Family agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact American Family. For instance, to file a claim, you can file online, over the phone, or through the AmFam mobile app. However, to cancel your policy with American Family, you will most likely need to call 1 (800) 692-6326.

To learn more, check out WalletHub's full review of American Family.

To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. Customers cannot cancel their policies online or through the Geico mobile app. You may cancel your Geico insurance policy at any time. The cancellation can be made effective immediately or set for a future date. Geico does not charge a cancellation fee.

How To Cancel Your Geico Policy

There are a few easy steps to cancel your Geico insurance policy by phone. First, get your Geico policy number ready. Next, call Geico at 1-800-841-1587. When you are prompted by the interactive voice response system, say “cancel insurance policy” and then “auto,” if you're canceling your car insurance policy. Finally, you will be connected to a customer service agent, who will walk you through the cancellation process.

Before the cancellation is complete, you must pay off any remaining balance on your account. If you've already paid your entire premium for the policy period in full, Geico will refund the unused portion.

Things To Consider Before You Cancel Your Geico Policy

Keep in mind that you do not have to cancel your policy just because you're going through some life changes. For example, if you've moved or replaced your current vehicle, Geico can simply update the mailing address or vehicle information on your policy. Geico also allows military members to suspend their policy temporarily if their vehicle will be left unused and in storage for more than 30 days.

On the other hand, if you wish to cancel because you're switching to another auto insurance carrier, be sure to obtain a new policy before canceling your current one. This helps to prevent a lapse in coverage, which could potentially lead to higher premiums down the road.

No, Geico does not offer gap insurance, but you can find affordable gap policies from many other major insurance companies. Gap insurance is a specialty type of coverage that pays the difference between your car's actual cash value and your loan or lease balance if the vehicle is stolen or totaled. You may be required to carry gap coverage if your vehicle is financed.

Popular Gap Insurance Providers

• Allstate
• Travelers
• The Hartford
• Liberty Mutual
• Nationwide
• Kemper
• Progressive
• Esurance

If you're a current Geico customer and want to maintain your policy, you could purchase gap insurance from a dealership or a stand-alone company. However, dealership gap insurance is often the most expensive option, since it's usually rolled into your loan and charged interest.

For more information, check out WalletHub's complete guide to gap insurance.

Geico RV insurance includes liability, collision, and comprehensive coverage, similar to Geico car insurance. However, since an RV is really a combination of a vehicle and a home, Geico offers an enhanced coverage policy for property losses and special problems RV owners can face on the road.

Enhanced RV coverage is currently available in all states except Hawaii, Massachusetts, Michigan, and North Carolina.

Geico Enhanced RV Policy Coverage

• Total loss replacement provides a new, similar RV if your RV is totaled and is less than 4 years old. If your RV is older, you'll receive the original price or actual cash value at the time of loss.
• Replacement cost for personal effects covers items inside your RV, including valuables you take with you and major equipment such as refrigerators or generators.
• Vacation liability covers injuries or property damage that happens to you or others at your RV vacation site.
• Emergency expense coverage pays for hotels and transportation when something happens to your RV.
• RV medical payments coverage pays for medical treatment after an accident, no matter who was at fault.

Other Key Things to Know About Geico RV Insurance

Geico's basic and enhanced RV insurance policies cover large motorhomes, van campers, and mini motor homes, as well as all types of towable travel trailers.

Premiums vary significantly based on an RV owner's state of residence and the size, age, and value of the RV. Geico, as well as other insurers, also factors in frequency of use, the value of an RV's contents, and the owner's driving record.

You can get an RV insurance quote from Geico's website. You also can call Geico RV insurance specialists at 1-877-GEICO-RV (434-2678).

Geico's umbrella insurance policy will cover claims that are beyond the financial limits or scope of your existing policies. It can add up to $1 million in additional liability coverage to car, boat, homeowners or professional insurance policies.

The average cost of a $1 million policy is less than $300 per year. If you can take advantage of Geico's multi-policy discount, or other discounts that you might be eligible for, you could bring the annual cost down to $100 or less.

Why Geico Umbrella Insurance Is Worth It

The Geico umbrella policy's additional liability coverage can protect you from a serious financial hit. If you injure someone or damage their property, your liability insurance pays the claim up to the limit written in your policy. But if the loss exceeds the limit and you don't have umbrella coverage, you'll have to pay the rest yourself.

For example, if someone gets hurt falling down your porch steps and wins a claim against you for $800,000, and your homeowners liability limit is $300,000, you may have to pay $500,000 out of your pocket. If you have Geico umbrella insurance, however, the policy would cover the difference.

Other Risks Covered by Geico Umbrella Insurance

Geico's umbrella insurance also covers your defense costs in case of a lawsuit and pays for many kinds of damages other policies don't. Examples include mental anguish, injuries caused by a pet, libel, injuries on a rental property, or even false arrest by a police officer.

Geico umbrella insurance offers generous coverage at a relatively low cost. You can get a personalized quote at (866) 272-5192 or on the Geico website.

Yes, Geico's military insurance discounts offer savings on coverage for members of the military community. Geico also has a dedicated military customer service team, staffed with veterans from all military branches who are available to answer questions 24/7 at 1-800-MILITARY (645-4827).

Active duty, reserve, retired military, and National Guard customers can get savings of 2% to 15% off Geico's regular car insurance premiums in all states except Georgia, Indiana, Maine, Massachusetts, Michigan, Mississippi, New Jersey, New Mexico, Tennessee and Texas. In these states, military insurance discounts are limited or prohibited.

Geico also offers affiliation discounts of up to 25% off its regular premiums for members of the Association of the United States Army, the Fleet Reserve Association, and the Armed Forces Benefit Association.

If you are active duty military and deployed to an “imminent danger pay” zone, your policy can be up to 25% cheaper under Geico's emergency deployment discount program.

Wherever you are deployed, there are other ways to save if you leave your car in the U.S. in an approved, secure location, such as on base. You may be eligible for up to 70% off your full coverage premiums. For example, Geico may be able to suspend your liability and personal injury protection coverage and leave only property damage insurance — collision and comprehensive — on the car. Leasing and financing companies normally require at least property damage coverage, even if you aren't using the vehicle. However, without liability coverage, no one can legally drive the car during this period – neither your family nor you, if you come home on leave.

Finally, if you are deployed for 30 days or more, Geico may be able to suspend all of your car insurance. This does leave you open to losses if your car is damaged for any reason. However, it is better than cancelling your policy, because you will not have to turn in your tags and then re-register and re-insure the car when you return.

Geico Military Benefits:

• Military premium discount of 2% - 15% in most states
• Affiliation discounts for members of military organizations
• Special deployment perks, such as savings for safe vehicle storage
• Dedicated customer service line - 1-800-MILITARY (645-4827)