THE VERDICT
Geico is better than Auto-Owners overall, per WalletHub’s grading criteria. Geico received 4.4 out of 5 stars from WalletHub editors, whereas Auto-Owners received 3.6 out of 5 stars, and premiums from Geico are generally lower than rates from Auto-Owners.
Compare Geico vs. Auto-Owners
- Types of Insurance: Geico beats Auto-Owners
- Cost: Geico beats Auto-Owners
- Discounts: Geico beats Auto-Owners
- NAIC Rating: Auto-Owners beats Geico
- J.D. Power Rating: Geico ties with Auto-Owners
- Market Share: Geico beats Auto-Owners
A minimum-coverage policy for a good driver in California costs an average of
$796 per year from Geico. The same type of policy costs
$1,108 per year from Auto-Owners.
Geico also beats Auto-Owners in terms of types of insurance, and discounts offered, though Geico and Auto-Owners make it equally easy for policyholders to file claims. Additionally, Geico is a larger insurer by market share, which means it has more resources.
Geico vs. Auto-Owners: Customer Satisfaction Ratings
Source |
Geico |
Auto-Owners |
NAIC Complaint Index |
1.23 |
0.64 |
J.D. Power Rating (Customer Satisfaction) |
4.2/5 |
4.2/5 |
J.D. Power Rating (Claim Satisfaction) |
4.4/5 |
4.3/5 |
WalletHub Editor's Rating |
4.4/5 |
3.6/5 |
WalletHub User's Rating |
2.4/5 |
2.5/5 |
The NAIC calculates its Complaint Index score by dividing a company’s number of complaints by its share of market premiums. If that score is higher than the national average of 1.00, the company has received more complaints than normal for an insurance company of its size.
To learn more about what sets these two insurance providers apart, check out WalletHub’s full
Geico and
Auto-Owners reviews.